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TRIPTYMIZER

Active
Private limited companyfounded 20251 yr activeRue Franco Rasetti 50, 4300 Waremme, BelgiumKBO/BCE: BE 1021.753.656
Summary

TRIPTYMIZER has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,174 and a net result of -€2,826. Its solvency ranks better than 95% of 302 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Travel agency activities
NACE 79110
1 site
Size
€0turnover 2025
Equity
€27,174
Loss
-€2,826
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts filed 28 d late1 of 3 deeds read
Why 69- Founded in 2025- 1 change of registered office in 24 months- Size: turnover €0, total assets €28,371+ Liquidity: current ratio 22.96, cash €25,962Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 68% of its sector peers (NACE 79, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 100
equity 95.8% of total assets
Liquidity 100
short-term debt 4.2% · cash 91.5%
Profitability 6
return on assets -10.0%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (993 companies)
Last 24 months 05-2026: 1.6% 06-2026: 1.7%▲ +2.7% vs 05-2026 07-2026: 2.0%▲ +19.6% vs 06-2026 08-2026: 2.1%▲ +5.3% vs 07-2026highest value 09-2026: 0.4%▼ -82.9% vs 08-2026lowest value 10-2026: 0.9%▲ +143% vs 09-2026
  • Founded in 2025 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 22.96, cash €25,962 lowers the probability
  • Size: turnover €0, total assets €28,371 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 22.96; short-term debt: 4.2% and cash: 91.5% of total assets), and 4.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 79, micro). Better than this share of them on solvency 93%, liquidity 97%, profitability 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 22.96, cash €25,962
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: turnover €0, total assets €28,371
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Frédéric Jarmouni (director)Registered-office move
  2. Annual accounts filedfiscal year 2025 · abbreviated…

Financials · fiscal year 2025, abbreviated schema

Turnover
€0
Total assets
€28,371
Net result
-€2,826
Working capital
€26,275

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €28,371
Equity €27,174
Debt €1,196
Debt finances 4.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€1,980
Cash flow
-€2,376
Current ratio
22.96
Debt to equity
0.04
ROE
-10.4%
ROA
-10.0%
Interest coverage
-95.65
Debt ≤ 1 year
€1,196
Debt > 1 year
€0
Income taxes
€0
Staff costs
€0

Peer companies

Historical observation

Of the 277 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
2.5% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 277 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 107 lines
Balance sheet Code2025
Assets
Total assets20/58€28,371
Formation expenses20€900
Fixed assets21/28€0
Intangible fixed assets21€0
Tangible fixed assets22/27€0
Land and buildings22€0
Plant, machinery and equipment23€0
Furniture and vehicles24€0
Leasing and similar rights25€0
Other tangible fixed assets26€0
Assets under construction and advance payments27€0
Financial fixed assets28€0
Current assets29/58€27,471
Amounts receivable after more than one year29€0
Trade receivables290€0
Other amounts receivable291€0
Stocks and contracts in progress3€0
Stocks30/36€0
Contracts in progress37€0
Amounts receivable within one year40/41€313
Trade receivables40€0
Other amounts receivable41€313
Current investments50/53€0
Cash at bank and in hand54/58€25,962
Deferred charges and accrued income490/1€1,196
Equity and liabilities
Total equity and liabilities10/49€28,371
Equity10/15€27,174
Contributions10/11€30,000
Revaluation surpluses12€0
Reserves13€0
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Own shares acquired1312€0
Financial assistance1313€0
Other1319€0
Tax-exempt reserves132€0
Distributable reserves133€0
Profit (loss) carried forward14-€2,826
Investment grants15€0
Advance to shareholders on the distribution of net assets19€0
Provisions and deferred taxes16€0
Provisions for liabilities and charges160/5€0
Pensions and similar obligations160€0
Taxes161€0
Major repairs and maintenance162€0
Environmental obligations163€0
Other liabilities and charges164/5€0
Deferred taxes168€0
Amounts payable17/49€1,196
Amounts payable after more than one year17€0
Financial debts170/4€0
Trade debts175€0
Advances received on contracts in progress176€0
Other amounts payable178/9€0
Amounts payable within one year42/48€1,196
Current portion of amounts payable after more than one year42€0
Financial debts43€0
Credit institutions430/8€0
Other loans439€0
Trade debts44€1,196
Suppliers440/4€1,196
Bills of exchange payable441€0
Advances received on contracts in progress46€0
Taxes, remuneration and social security45€0
Taxes450/3€0
Remuneration and social security454/9€0
Other amounts payable47/48€0
Accrued charges and deferred income492/3€0
Income statement Code2025
Turnover70€0
Non-recurring operating income76A€0
Goods, raw materials, services and sundry goods60/61€1,580
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€450
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€400
Operating charges capitalised as restructuring costs649€0
Non-recurring operating charges66A€0
Gross operating margin9900-€1,580
Operating profit (loss)9901-€2,430
Financial income75/76B€0
Recurring financial income75€0
Non-recurring financial income76B€0
Financial charges65/66B€396
Recurring financial charges65€21
Non-recurring financial charges66B€375
Profit (loss) for the period before taxes9903-€2,826
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€0
Profit (loss) for the period9904-€2,826
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905-€2,826
Appropriation of the result
Profit (loss) to be appropriated9906-€2,826
Profit (loss) brought forward from the previous period14P€0
Transfer from equity791/2€0
Transfer to equity691/2€0
To contributions691€0
To the legal reserve6920€0
To other reserves6921€0
Shareholders' contribution to the loss794€0
Profit to be distributed694/7€0
Return on contributions (dividend)694€0
Directors or managers695€0
Employees696€0
Other beneficiaries697€0

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€0
Non-recurring operating income76A€0
Goods, raw materials, services and sundry goods60/61€1,580
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€450
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€400
Operating charges capitalised as restructuring costs649€0
Non-recurring operating charges66A€0
Gross operating margin9900-€1,580
Operating profit (loss)9901-€2,430
Financial income75/76B€0
Recurring financial income75€0
Non-recurring financial income76B€0
Financial charges65/66B€396
Recurring financial charges65€21
Non-recurring financial charges66B€375
Profit (loss) for the period before taxes9903-€2,826
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€0
Profit (loss) for the period9904-€2,826
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905-€2,826
Line2025
Assets
Total assets20/58€28,371
Formation expenses20€900
Fixed assets21/28€0
Intangible fixed assets21€0
Tangible fixed assets22/27€0
Land and buildings22€0
Plant, machinery and equipment23€0
Furniture and vehicles24€0
Leasing and similar rights25€0
Other tangible fixed assets26€0
Assets under construction and advance payments27€0
Financial fixed assets28€0
Current assets29/58€27,471
Amounts receivable after more than one year29€0
Trade receivables290€0
Other amounts receivable291€0
Stocks and contracts in progress3€0
Stocks30/36€0
Contracts in progress37€0
Amounts receivable within one year40/41€313
Trade receivables40€0
Other amounts receivable41€313
Current investments50/53€0
Cash at bank and in hand54/58€25,962
Deferred charges and accrued income490/1€1,196
Equity and liabilities
Total equity and liabilities10/49€28,371
Equity10/15€27,174
Contributions10/11€30,000
Revaluation surpluses12€0
Reserves13€0
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Own shares acquired1312€0
Financial assistance1313€0
Other1319€0
Tax-exempt reserves132€0
Distributable reserves133€0
Profit (loss) carried forward14-€2,826
Investment grants15€0
Advance to shareholders on the distribution of net assets19€0
Provisions and deferred taxes16€0
Provisions for liabilities and charges160/5€0
Pensions and similar obligations160€0
Taxes161€0
Major repairs and maintenance162€0
Environmental obligations163€0
Other liabilities and charges164/5€0
Deferred taxes168€0
Amounts payable17/49€1,196
Amounts payable after more than one year17€0
Financial debts170/4€0
Trade debts175€0
Advances received on contracts in progress176€0
Other amounts payable178/9€0
Amounts payable within one year42/48€1,196
Current portion of amounts payable after more than one year42€0
Financial debts43€0
Credit institutions430/8€0
Other loans439€0
Trade debts44€1,196
Suppliers440/4€1,196
Bills of exchange payable441€0
Advances received on contracts in progress46€0
Taxes, remuneration and social security45€0
Taxes450/3€0
Remuneration and social security454/9€0
Other amounts payable47/48€0
Accrued charges and deferred income492/3€0
Line2025
Profit (loss) for the period9904-€2,826
+ Depreciation and write-downs630€450
Operating cash flow (approximation)-€2,376

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
no sitting director read yet, last change in 2026
No directors read yet: 1 of 3 Gazette acts processed. See the function holders in the CBE →

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Frédéric Jarmouni
  • Director, until 28-08-2026
  • Day-to-day manager, until 28-08-2026
See the board, name and seat on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 1 April 2025, TRIPTYMIZER was incorporated as a Private limited company.1 In 2026 the registered office moved to Waremme.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 01-09-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
01-09
State Gazette act Resignation: Frédéric Jarmouni (director)
Registered-office move6 facts ▸
  • General meeting, 28-08-2026
  • Registered-office move, Rue Franco Rasetti 50, 4300 Waremme
  • Director resignation, Frédéric Jarmouni (director)
  • Director resignation, Frédéric Jarmouni (day-to-day manager)
  • Other statement, email address, info@tripty.be
  • Other statement, website, https://www.tripty.be
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded01-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
79110Travel agency activities
62100Computer programming
70200Business and other management consultancy
79909Travel agency, tour operator and other reservation service and related activities
82300Organisation of conventions and trade shows
85592Vocational training
Contact
E-mail info@tripty.be
E-mail Salvio@triptymizer.com
E-mail Fred@triptymizer.comWaremme
Phone 0494889322Waremme
Phone 0497256688Waremme
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021753656
Registered 17-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 4 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
765 m²
Building footprint
126 m²
Parcel 64074A0559/00C000, Wallonia. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Triptymizer SRL
Rue Franco Rasetti 50, 4300 WaremmeComputer programming
since 2025unit no. 2.372.328.307
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64074A0559/00C000 Wallonia 765 m² 1 · 126 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.