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Triple M

Active
Private limited companyfounded 201412 yrs activeBertheide(MRH) 9, 2200 Herentals, BelgiumKBO/BCE: BE 0550.887.447

Triple M has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.09M and a net result of €964k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
76 / 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+32
Solvency67▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.46 in 2024), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.7%
Return on assets
15.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
31 d early
2023
114 d early
2022
119 d early
2021
34 d early
2020
33 d early
2019
92 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€3.09M▲ 45.3%
2024 · €2.13M
2018: €406k 2019: €879k 2020: €1.09M 2021: €1.28M 2022: €1.56M 2023: €1.84M 2024: €2.13M
2018 → 2025
Total assets
€6.10M▲ 52.9%
2024 · €3.99M
2018: €1.80M 2019: €2.04M 2020: €2.57M 2021: €2.67M 2022: €2.62M 2023: €2.79M 2024: €3.99M
2018 → 2025
Net result
€964k▲ 236%
2024 · €287k
2018: €193k 2019: €251k 2020: €211k 2021: €188k 2022: €280k 2023: €281k 2024: €287k
2018 → 2025
Working capital
€-352k▲ 5.5%
2024 · €-372k
2018: €-553k 2019: €-443k 2020: €-344k 2021: €-464k 2022: €-383k 2023: €-316k 2024: €-372k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.56M▲ 21.9%€1.84M▲ 18.0%€2.13M▲ 15.6%€3.09M▲ 45.3%
Operating result€275k-€375k▲ 36.3%€402k▲ 7.2%€460k▲ 14.4%€1.37M▲ 198%
Net result€188k-€280k▲ 48.9%€281k▲ 0.4%€287k▲ 2.1%€964k▲ 236%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500k€1.00M€1.50MOperating result 2021: €275k€275kNet result 2021: €188k€188kOperating result 2022: €375k€375kNet result 2022: €280k€280kOperating result 2023: €402k€402kNet result 2023: €281k€281kOperating result 2024: €460k€460kNet result 2024: €287k€287kOperating result 2025: €1.37M€1.37MNet result 2025: €964k€964k20212022202320242025
The operating result has risen four years in a row; 2025 is 198% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.10M
Fixed assets €5.25M▲ 43.2%
Current assets €850k▲ 163%
Equity and liabilities €6.10M
Equity €3.09M▲ 45.3%
Debt €3.01M▲ 61.5%
The debt ratio rises from 46.7% to 49.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.40M
2024 · €476k
Cash flow
€993k
2024 · €304k
Solvency
50.7%
2024 · 53.3%
Current ratio
0.71
2024 · 0.46
Quick ratio
0.71
2024 · 0.46
Debt / equity
0.97
2024 · 0.88
ROE
31.2%
2024 · 13.5%
ROA
15.8%
2024 · 7.2%
Interest coverage
16.52
2024 · 8.21
Debt
€3.01M
2024 · €1.86M
Debt ≤ 1 year
€1.20M
2024 · €695k
Debt > 1 year
€1.81M
2024 · €1.17M
Income taxes
€323k
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.99M€6.10M
Fixed assets21/28€3.67M€5.25M
Tangible fixed assets22/27€49k€1.60M
Land and buildings22-€1.56M
Furniture and vehicles24€30k€26k
Leasing and similar rights25€19k€14k
Financial fixed assets28€3.62M€3.65M
Current assets29/58€323k€850k
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Amounts receivable within one year40/41€265k€782k
Trade receivables40€136k€77k
Other amounts receivable41€129k€705k
Cash at bank and in hand54/58€5k€13k
Deferred charges and accrued income490/1€3k€5k
Equity and liabilities
Total equity and liabilities10/49€3.99M€6.10M
Equity10/15€2.13M€3.09M
Contributions10/11€383k€383k=
Reserves13€1.74M€2.71M
Distributable reserves133€1.74M€2.71M
Amounts payable17/49€1.86M€3.01M
Amounts payable after more than one year17€1.17M€1.81M
Financial debts170/4€1.17M€1.81M
Amounts payable within one year42/48€695k€1.20M
Current portion of amounts payable after more than one year42€245k€292k
Financial debts43€91k€101k
Credit institutions430/8€91k€101k
Trade debts44€2k€77k
Suppliers440/4€2k€77k
Taxes, remuneration and social security45€38k€101k
Taxes450/3€38k€101k
Other amounts payable47/48€320k€632k
Accrued charges and deferred income492/3€88-
Income statement Code20242025
Non-recurring operating income76A€24k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€29k
Other operating charges640/8€4k€3k
Non-recurring operating charges66A€75k-
Gross operating margin9900€555k€1.40M
Operating profit (loss)9901€460k€1.37M
Financial income75/76B€0€3k
Recurring financial income75€0€3k
Financial charges65/66B€58k€85k
Recurring financial charges65€58k€85k
Profit (loss) for the period before taxes9903€402k€1.29M
Income taxes67/77€114k€323k
Profit (loss) for the period9904€287k€964k
Profit (loss) for the period to be appropriated9905€287k€964k
Appropriation of the result
Profit (loss) to be appropriated9906€287k€964k
Transfer to equity691/2€287k€964k
To other reserves6921€287k€964k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €964k ▲236%
Operating result €1.37M, net result €964k, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €2MEq €2.13M ▲15.6%
7 profitable years in a row build equity to €2.13M.
08-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €188k ▼10.9%
Net result drops to €188k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €1MEq €1.09M ▲24%
3 profitable years in a row build equity to €1.09M.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €500kEq €879k ▲116%
2 profitable years in a row build equity to €879k.
12-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bertheide(MRH) 92200 Herentals
Ground area
1.7 ha
Building footprint
172 m²
Volume, LiDAR
30 m³
Parcel 13026A0049/00F000, Flanders · tallest building 1.5 m. Linked by address, not a title deed.
1 establishment unit
Triple M
Bertheide(MRH) 9, 2200 HerentalsFinancial service activities, except insurance and pension funding
since 20142.230.159.563
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13026A0049/00F000 Flanders 1.7 ha 1 · 171 m² 1.5 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 15,492 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-03-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.