TRINHOME CONSTRUCT
ActiveTRINHOME CONSTRUCT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-3k. Equity is growing by ~97.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-28
Solvency34▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.06 in 2024; short-term debt: 85.4% and cash: 32% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
-0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k
2024 · €66k
2023: €-42k
2024: €66k
2023 → 2025
Working capital
€48k▲ 42.9%
2024 · €34k
2023: €-32k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-32k-€34k€31k▼ 9.1%
Operating result€-42k-€75k€2k▼ 97.0%
Net result€-42k-€66k€-3k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets
€1k
Current assets
€333k
Equity and liabilities €334k
Equity
€31k▼ 9.1%
Debt
€304k▼ 49.7%
The debt ratio falls from 94.7% to 90.9%. Equity and debt are lower.
Key figures and ratios
Solvency
9.1%▲
2024 · 5.3%
Current ratio
1.17▲
2024 · 1.06
Quick ratio
0.44▼
2024 · 0.82
Debt / equity
9.96▼
2024 · 17.99
ROE
-10.0%▼
2024 · 195.6%
ROA
-0.9%▼
2024 · 10.3%
Debt
€304k▼
2024 · €604k
Debt ≤ 1 year
€285k▼
2024 · €604k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€637k€334k▼
Fixed assets21/28-€1k
Financial fixed assets28-€1k
Current assets29/58€637k€333k▼
Stocks and contracts in progress3€143k€207k▲
Stocks30/36€143k€207k▲
Amounts receivable within one year40/41€35k€11k▼
Trade receivables40€34k€11k▼
Other amounts receivable41€500€500=
Cash at bank and in hand54/58€449k€107k▼
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€637k€334k▼
Equity10/15€34k€31k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€24k€21k▼
Amounts payable17/49€604k€304k▼
Amounts payable within one year42/48€604k€285k▼
Trade debts44€102k€8k▼
Suppliers440/4€102k€8k▼
Taxes, remuneration and social security45€10k€1k▼
Taxes450/3€10k€1k▼
Other amounts payable47/48€491k€276k▼
Accrued charges and deferred income492/3-€18k
Income statement
Code20242025
Other operating charges640/8€1k€705▼
Gross operating margin9900€76k€3k▼
Operating profit (loss)9901€75k€2k▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€74k€-3k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€66k€-3k▼
Profit (loss) for the period to be appropriated9905€66k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€21k▼
Profit (loss) brought forward from the previous period14P€-42k€24k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Montifaut(TOU) 717500 TournaiGround area
1,298 m²
Building footprint
142 m²
Volume, LiDAR
873 m³
Parcel 57462A0066/00H003, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRINHOME CONSTRUCT
since 20232.344.289.862
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0066/00H003 | Wallonia | 1,298 m² | 1 · 142 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Steurs Construct
BE 0801.199.412
Kasterlee · Eq €31k
FI2BUILD
BE 0746.813.688
Diksmuide · Eq €30k
IMMEKU
BE 0757.944.637
Temse · Eq €30k
3KEYS INVEST
BE 0776.658.511
Lennik · Eq €31k
PIONIER CONSTRUCT
BE 0697.733.371
Waregem · Eq €30k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2023
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.