TRICORDE
ActiveTRICORDE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.38M and a net result of €410k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 63% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-13
Solvency67▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.32 in 2024), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
11.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
36 d early
2023
88 d early
2022
58 d early
2021
68 d early
2020
102 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€410k▼ 1.9%
2024 · €418k
2020: €681
2021: €543k
2022: €920k
2023: €432k
2024: €418k
2020 → 2025
Working capital
€-537k▼ 39.6%
2024 · €-385k
2020: €-308k
2021: €-83k
2022: €514k
2023: €-698k
2024: €-385k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€547k-€1.47M▲ 168%€1.70M▲ 15.8%€2.12M▲ 24.6%€2.38M▲ 12.3%
Operating result€120k-€127k▲ 6.0%€171k▲ 34.3%€178k▲ 4.3%€237k▲ 33.3%
Net result€543k-€920k▲ 69.5%€432k▼ 53.0%€418k▼ 3.1%€410k▼ 1.9%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 33% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.61M
Fixed assets
€3.49M▼ 0.7%
Current assets
€118k▼ 35.3%
Equity and liabilities €3.61M
Equity
€2.38M▲ 12.3%
Debt
€1.23M▼ 22.2%
The debt ratio falls from 42.8% to 34.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€263k▲
2024 · €194k
Cash flow
€436k▲
2024 · €435k
Solvency
65.9%▲
2024 · 57.2%
Current ratio
0.18▼
2024 · 0.32
Quick ratio
0.18▼
2024 · 0.32
Debt / equity
0.52▼
2024 · 0.75
ROE
17.3%▼
2024 · 19.8%
ROA
11.4%▲
2024 · 11.3%
Interest coverage
8.79▲
2024 · 5.25
Debt
€1.23M▼
2024 · €1.58M
Debt ≤ 1 year
€656k▲
2024 · €568k
Debt > 1 year
€574k▼
2024 · €1.01M
Income taxes
€65k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.70M€3.61M▼
Fixed assets21/28€3.52M€3.49M▼
Tangible fixed assets22/27€115k€89k▼
Furniture and vehicles24€115k€89k▼
Financial fixed assets28€3.40M€3.40M=
Current assets29/58€183k€118k▼
Amounts receivable within one year40/41€120k-
Other amounts receivable41€120k-
Cash at bank and in hand54/58€62k€118k▲
Deferred charges and accrued income490/1€1k€323▼
Equity and liabilities
Total equity and liabilities10/49€3.70M€3.61M▼
Equity10/15€2.12M€2.38M▲
Contributions10/11€3k€3k=
Reserves13€2.10M€2.35M▲
Distributable reserves133€2.10M€2.35M▲
Profit (loss) carried forward14€14k€25k▲
Amounts payable17/49€1.58M€1.23M▼
Amounts payable after more than one year17€1.01M€574k▼
Financial debts170/4€1.01M€574k▼
Amounts payable within one year42/48€568k€656k▲
Current portion of amounts payable after more than one year42€539k€549k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€24k€38k▲
Taxes450/3€24k€38k▲
Other amounts payable47/48-€66k
Accrued charges and deferred income492/3€200€200=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€26k▲
Other operating charges640/8€7k€1k▼
Gross operating margin9900€201k€264k▲
Operating profit (loss)9901€178k€237k▲
Financial income75/76B€320k€268k▼
Recurring financial income75€320k€268k▼
Financial charges65/66B€37k€30k▼
Recurring financial charges65€37k€30k▼
Profit (loss) for the period before taxes9903€461k€475k▲
Income taxes67/77€42k€65k▲
Profit (loss) for the period9904€418k€410k▼
Profit (loss) for the period to be appropriated9905€418k€410k▼
Appropriation of the result
Profit (loss) to be appropriated9906€419k€425k▲
Profit (loss) brought forward from the previous period14P€679€14k▲
Transfer from equity791/2-€100k
Transfer to equity691/2€405k€350k▼
To other reserves6921€405k€350k▼
Profit to be distributed694/7-€150k
Return on contributions (dividend)694-€150k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €2MEq €2.12M ▲24.6%
5 profitable years in a row build equity to €2.12M.
04-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €920k ▲69.5%
Net result €920k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.76 to 2.45.
31-12
Financial
Equity above €1MEq €1.47M ▲168%
3 profitable years in a row build equity to €1.47M.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €547k ▲14748%
2 profitable years in a row build equity to €547k.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Bois du Roi(WAR) 1204608 DalhemGround area
2,064 m²
Building footprint
322 m²
Volume, LiDAR
1,983 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRICORDE
since 20192.298.575.940
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62114B0159/00R006 | Wallonia | 1,343 m² | 1 · 189 m² | 9.0 m · 2 fl. |
| 62027B0133/00P000 | Wallonia | 722 m² | 1 · 133 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LEFFICO
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 18,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.