BLAUWHUIS
ActiveBLAUWHUIS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.38M and a net result of €413k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 37% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+87
Solvency52=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.62 in 2024), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
6.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d late
2023
27 d late
2022
6 d early
2021
61 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.38M▲ 21.0%
2024 · €1.97M
2018: €1.04M
2019: €918k
2020: €1.30M
2021: €1.60M
2022: €1.59M
2023: €1.99M
2024: €1.97M
2018 → 2025
Total assets
€6.26M▲ 22.0%
2024 · €5.13M
2018: €5.08M
2019: €5.60M
2020: €5.65M
2021: €4.99M
2022: €4.98M
2023: €4.46M
2024: €5.13M
2018 → 2025
Net result
€413k
2024 · €-20k
2018: €-103k
2019: €-124k
2020: €378k
2021: €282k
2022: €-10k
2023: €396k
2024: €-20k
2018 → 2025
Working capital
€-885k▼ 49.2%
2024 · €-593k
2018: €-347k
2019: €461k
2020: €335k
2021: €-183k
2022: €-251k
2023: €390k
2024: €-593k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.60M-€1.59M▼ 0.9%€1.99M▲ 24.9%€1.97M▼ 1.0%€2.38M▲ 21.0%
Operating result€354k-€21k▼ 94.1%€533k▲ 2,436%€29k▼ 94.5%€547k▲ 1,780%
Net result€282k-€-10k€396k€-20k€413k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,780% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.26M
Fixed assets
€4.91M▲ 17.5%
Current assets
€1.35M▲ 41.6%
Equity and liabilities €6.26M
Equity
€2.38M▲ 21.0%
Provisions
€354k▲ 22.5%
Debt
€3.53M▲ 22.6%
The debt ratio rises from 56.1% to 56.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€886k▲
2024 · €339k
Cash flow
€752k▲
2024 · €290k
Solvency
38.0%▼
2024 · 38.3%
Current ratio
0.60▼
2024 · 0.62
Quick ratio
0.38▲
2024 · 0.25
Debt / equity
1.48▲
2024 · 1.46
ROE
17.4%▲
2024 · -1.0%
ROA
6.6%▲
2024 · -0.4%
Interest coverage
17.39▲
2024 · 5.99
Debt
€3.53M▲
2024 · €2.88M
Debt ≤ 1 year
€2.24M▲
2024 · €1.55M
Debt > 1 year
€1.25M▼
2024 · €1.28M
Income taxes
€29k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.13M€6.26M▲
Fixed assets21/28€4.18M€4.91M▲
Intangible fixed assets21€4k€4k▼
Tangible fixed assets22/27€3.36M€4.49M▲
Land and buildings22€3.32M€4.41M▲
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€41k€74k▲
Financial fixed assets28€814k€413k▼
Current assets29/58€955k€1.35M▲
Stocks and contracts in progress3€563k€512k▼
Stocks30/36€563k€512k▼
Amounts receivable within one year40/41€360k€220k▼
Trade receivables40€168k€203k▲
Other amounts receivable41€192k€18k▼
Cash at bank and in hand54/58€25k€614k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€5.13M€6.26M▲
Equity10/15€1.97M€2.38M▲
Contributions10/11€1.28M€1.28M=
Reserves13€690k€1.10M▲
Tax-exempt reserves132€583k€924k▲
Distributable reserves133€107k€179k▲
Provisions and deferred taxes16€289k€354k▲
Provisions for liabilities and charges160/5€46k€46k=
Pensions and similar obligations160€46k€46k=
Deferred taxes168€243k€308k▲
Amounts payable17/49€2.88M€3.53M▲
Amounts payable after more than one year17€1.28M€1.25M▼
Financial debts170/4€1.28M€1.25M▼
Amounts payable within one year42/48€1.55M€2.24M▲
Current portion of amounts payable after more than one year42€26k€26k=
Trade debts44€127k€86k▼
Suppliers440/4€127k€86k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€18k€12k▼
Taxes450/3€18k€12k▼
Other amounts payable47/48€1.38M€2.11M▲
Accrued charges and deferred income492/3€54k€41k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€826k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€310k€339k▲
Other operating charges640/8€20k€19k▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€367k€906k▲
Operating profit (loss)9901€29k€547k▲
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€57k€51k▼
Recurring financial charges65€57k€51k▼
Profit (loss) for the period before taxes9903€-21k€506k▲
Transfer from deferred taxes780€41k€142k▲
Transfer to deferred taxes680€0€207k▲
Income taxes67/77€40k€29k▼
Profit (loss) for the period9904€-20k€413k▲
Transfer from tax-exempt reserves789€102k€279k▲
Transfer to tax-exempt reserves689€0€620k▲
Profit (loss) for the period to be appropriated9905€82k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€71k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€82k€71k▼
To other reserves6921€82k€71k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €413k
Net result €413k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.38M ▲21%
Equity rises from €1.97M to €2.38M.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Back to profitnet €396k
Net result €396k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.94
Current ratio from 0.82 to 1.94; short-term debt falls from €1.37M to €416k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €378k
Net result €378k after 2 loss-making years.
31-12
Financial
Equity above €1MEq €1.30M ▲41.2%
Equity rises from €918k to €1.30M.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-124k
Net result drops to €-124k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutbaan(ICH) 478480 IchtegemGround area
1.4 ha
Building footprint
322 m²
Volume, LiDAR
1,907 m³
Parcel 35006D1650/00A000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLAUWHUIS
since 20022.114.326.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35006D1650/00A000 | Flanders | 1.4 ha | 1 · 322 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 18,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.