Active BE 0817.016.845Public limited companyOpen bankruptcy

Triamant Finance

Steenweg op Turnhout 108 ·2360 Oud-Turnhout, Belgium· 17 yrs active

Sector: Overige kredietverstrekking n.e.g. (64929)

Conclusion Checked

A bankruptcy procedure is open for Triamant Finance according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €10.00M and a net result of €2.74M.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€10.00M
Net result	€2.74M
Staff (FTE)	1.3
Better than sector	43%

Financial profile 4 of 5 axes measured · computed by Checked

50 / 100

Mixed profile: strong on profitability, weaker on stability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 69

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview10 NBB filings

Annual accounts filed on 27-07-2022 with the NBB · fiscal year 2021 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2021 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	29.7%	39.1%	better than 43% of 465 sector peers
Net result	€2.74M	€26k	better than 95% of 465 sector peers
Equity	€10.00M	€294k	better than 94% of 465 sector peers
Gross operating margin	€11k	€49k	better than 27% of 460 sector peers
Staff costs	€114k	€53k	higher than 62% of 81 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€2.74M

-61.8% 18-21

Total assets

€33.68M

-10.0% 18-21

Equity

€10.00M

-50.5% 18-21

Employees (FTE)

1

+18.2% 18-21

Staff costs

€114k

- 18-21

Income taxes

€6k

+1338.6% 18-21

Debt

€23.68M

+37.4% 18-21

Debt ≤ 1y

€4.82M

+762.7% 18-21

Show 4 other metrics

Debt > 1y

€18.63M

+13.1% 18-21

Solvency

29.7%

-45.0% 18-21

ROE

27.4%

-22.9% 18-21

ROA

8.1%

-57.6% 18-21

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2021
Deposit	verkort
Revenue	n/a
EBITDA	n/a
Net profit	€2.74M
Cash flow	n/a
Staff costs	€114k
Income taxes	€6k
Dividends	-
Total assets	€33.68M
Equity	€10.00M
Debt	€23.68M
of which ≤ 1y	€4.82M
of which > 1y	€18.63M
Working capital	n/a
Employees (FTE)	1.3

Ratios (computed)

	2021
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	29.7%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	8.1%
ROE	27.4%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2021

Assets

Fixed assets €8k · 0.0% Current assets €33.62M · 100.0%

Equity & liabilities

Equity €10.00M · 29.7% Debt €23.68M · 70.3%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€33.68M
Fixed assets	21/28	€8k
Formation expenses	20	€48k
Intangible fixed assets	21	€8k
Current assets	29/58	€33.62M
Amounts receivable within one year	40/41	€33.50M
Cash & bank	54/58	€124k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€33.68M
Equity	10/15	€10.00M
Contributions / capital	10/11	€62k
Reserves	13	€6k
Accumulated profits (losses)	14	€9.93M
Amounts payable	17/49	€23.68M
Amounts payable after one year	17	€18.63M
Amounts payable within one year	42/48	€4.82M
Trade debts payable within one year	44	€63k
Income statement
Gross operating margin	9900	€11k
Operating result	9901	€-115k
Financial income	75	€4.59M
Financial charges	65	€45k
Result before taxes	9903	€2.75M
Income taxes	67/77	€6k
Net result for the period	9904	€2.74M
Result to be appropriated	9905	€2.74M

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	KRISTIAAN CALUWAERTS POTVLIETLAAN 4, 2600 01 ANTWERPEN/BERCHEM	27-07-2023 → present	Belgian State Gazette

Legal Structure

NACE primary	Overige kredietverstrekking n.e.g.(64929)
Legal form	Public limited company(014)
Incorporation	07-07-2009
Status	Active
Postal code	2360
First BS signal	19-09-2023
Latest BS signal	19-09-2023

Establishment units 7 locations

Steenweg op Turnhout 106, 2360 Oud-Turnhout

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Show 1 more locations

AAAFinance

Steenweg op Turnhout 108, 2360 Oud-TurnhoutHoldings

since 20182.274.737.496

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 6 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33009C0470/00N000	Flanders	2.9 ha	1 · 1,172 m²	0.1 m
71058C0503/00A002	Flanders	2.0 ha	1 · 611 m²	18.9 m · 3 fl.
72402B0832/00N000	Flanders	1.5 ha	-	-
45041B0667/00K000	Flanders	9,482 m²	1 · 1,714 m²	4.2 m
41017D0314/00M000	Flanders	3,045 m²	1 · 1,330 m²	23.2 m · 2 fl.
13031C0822/00Y000	Flanders	1,274 m²	1 · 349 m²	11.0 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 5

6 of 6 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023

19-09-2023

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · TRIAMANT FINANCE NV STEENWEG OP TURNHOUT 108, 2360 OUD-TURNHOUT · event 27-07-2023

2022

27-07-2022