Checked.be
Active
BE 0466.541.591Private limited company
TRIADE
Martelarenlaan 50 ·3010 Leuven, Belgium· 27 yrs active
Sector: Computer programming
(62100)
Conclusion
TRIADE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €299k and a net result of €45k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 95% of 7351 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €299k |
| Net result | €45k |
| Better than sector | 95% |
| Active | 27 yrs |
Financial profile
91
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
76
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€30k
estimate, not credit advice
Score history
93
2022
100
2023
100
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 18.62 (≥ 1.5)
+10
Quick ratio
Quick ratio 18.62 (≥ 1.0)
+5
Leverage
Debt/equity 0.05 (< 1.0)
+10
Profitability
ROE 15% (≥ 10%)
+10
Interest coverage
Interest coverage 581.3× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 05-07-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~16%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 95.4% | 65.0% | |
| Net result | €45k | €32k | |
| Equity | €299k | €58k | |
| Gross operating margin | €79k | €52k | |
| Total assets | €313k | €103k |
€77k
+16.3%
22-24
€45k
+26.1%
22-24
€59k
+16.8%
22-24
€313k
+15.9%
22-24
€299k
+17.8%
22-24
€254k
+15.8%
22-24
€23k
+28.4%
22-24
€14k
-13.3%
22-24
€14k
-13.3%
22-24
€0
-100.0%
22-24
18.62
+31.2%
22-24
18.62
+31.2%
22-24
95.4%
+1.6%
22-24
0.05
-26.4%
22-24
15.1%
+7.0%
22-24
14.4%
+8.8%
22-24
581.33
+16.2%
22-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €77k | €66k | €59k |
| Net profit | €45k | €36k | €32k |
| Cash flow | €59k | €51k | €46k |
| Staff costs | - | - | - |
| Income taxes | €23k | €18k | €16k |
| Dividends | - | - | - |
| Total assets | €313k | €270k | €240k |
| Equity | €299k | €254k | €218k |
| Debt | €14k | €17k | €22k |
| of which ≤ 1y | €14k | €17k | €20k |
| of which > 1y | - | €0 | €2k |
| Working capital | €254k | €219k | €176k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | |
|---|---|---|---|
| Current ratio | 18.62 | 14.19 | 9.89 |
| Quick ratio | 18.62 | 14.19 | 9.89 |
| Working capital ratio | 80.9% | 81.0% | 73.2% |
| Solvency | 95.4% | 93.9% | 90.7% |
| Debt / equity | 0.05 | 0.07 | 0.10 |
| Long-term debt ratio | - | 0.00 | 0.01 |
| Interest coverage | 581.33 | 500.23 | 290.43 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 14.4% | 13.3% | 13.5% |
| ROE | 15.1% | 14.1% | 14.9% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €313k | €270k | €240k |
| Fixed assets | 21/28 | €45k | €35k | €44k |
| Tangible fixed assets | 22/27 | €45k | €35k | €44k |
| Current assets | 29/58 | €268k | €235k | €196k |
| Amounts receivable within one year | 40/41 | €65k | €61k | €50k |
| Investments | 50/53 | €120k | €100k | - |
| Cash & bank | 54/58 | €82k | €73k | €145k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €313k | €270k | €240k |
| Equity | 10/15 | €299k | €254k | €218k |
| Contributions / capital | 10/11 | €6k | €6k | €6k |
| Reserves | 13 | €247k | €202k | €166k |
| Accumulated profits (losses) | 14 | €46k | €46k | €45k |
| Amounts payable | 17/49 | €14k | €17k | €22k |
| Amounts payable after one year | 17 | - | €0 | €2k |
| Amounts payable within one year | 42/48 | €14k | €17k | €20k |
| Trade debts payable within one year | 44 | €6k | €6k | €5k |
| Income statement | ||||
| Gross operating margin | 9900 | €79k | €68k | €60k |
| Operating result | 9901 | €63k | €51k | €46k |
| Financial income | 75 | €5k | €3k | €3k |
| Financial charges | 65 | €132 | €132 | €204 |
| Result before taxes | 9903 | €68k | €54k | €49k |
| Income taxes | 67/77 | €23k | €18k | €16k |
| Net result for the period | 9904 | €45k | €36k | €32k |
| Result to be appropriated | 9905 | €45k | €36k | €32k |
Directors & mandates
Current directors & mandates
-
PEERSMAN WillyDirectorState Gazette act 24314840 (09-01-2024)Current09-01-2024 → present
Legal Structure
| NACE primary | Computer programming(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 14-07-1999 |
| Status | Active |
| Postal code | 3010 |
Establishment units
Van Akenstraat 11, 1850 Grimbergen
since 19992.092.252.881
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0012/00B003 | Flanders | 1.1 ha | 1 · 2,240 m² | 28.1 m · 1 fl. |
| 23403G0001/00E002 | Flanders | 669 m² | 1 · 136 m² | 10.5 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €45k ▲26.1%
Operating result €63k, net result €45k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
09-01
State Gazette act
Statutes amendment
v3.2
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
09-01-2024 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": true
},
"object_change": {
"changed": false
},
"subject_company": {
"kbo": "0466.541.591",
"name_full": "TRIADE"
},
"legal_form_change": {
"new": "Besloten vennootschap",
"old": "Besloten vennootschap met beperkte aansprakelijkheid",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
Computer programming, consultancy and related activities62010Computer programming6210072220IT consultancy62020Computer consultancy and computer facilities management6220072100
Names & trade names
| Legal nameNL | TRIADE |
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