Tresvulpiculae
ActiveTresvulpiculae has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €4k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-20
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
short-term debt: 0.9% and cash: 54.9% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
117 d early
2022
98 d early
2021
97 d early
2020
145 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 7.9%
2024 · €49k
2020: €37k
2021: €123k
2022: €164k
2023: €37k
2024: €49k
2020 → 2025
Total assets
€54k▲ 0.5%
2024 · €53k
2020: €61k
2021: €168k
2022: €182k
2023: €42k
2024: €53k
2020 → 2025
Net result
€4k▼ 69.1%
2024 · €13k
2020: €34k
2021: €86k
2022: €42k
2023: €20k
2024: €13k
2020 → 2025
Working capital
€51k▲ 5.3%
2024 · €48k
2020: €32k
2021: €118k
2022: €162k
2023: €35k
2024: €48k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€164k▲ 33.9%€37k▼ 77.7%€49k▲ 34.5%€53k▲ 7.9%
Operating result€108k-€53k▼ 51.0%€25k▼ 53.5%€17k▼ 29.9%€6k▼ 66.7%
Net result€86k-€42k▼ 51.7%€20k▼ 52.9%€13k▼ 35.3%€4k▼ 69.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€2k▲ 120%
Current assets
€51k▼ 2.1%
Equity and liabilities €54k
Equity
€53k▲ 7.9%
Debt
€506▼ 87.9%
The debt ratio falls from 7.8% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €18k
Cash flow
€4k▼
2024 · €13k
Solvency
99.1%▲
2024 · 92.2%
Debt / equity
0.01▼
2024 · 0.08
ROE
7.3%▼
2024 · 25.7%
ROA
7.3%▼
2024 · 23.7%
Interest coverage
50.32▼
2024 · 203.82
Debt
€506▼
2024 · €4k
Debt ≤ 1 year
€506▼
2024 · €4k
Income taxes
€2k▼
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €54k, equity €53k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€54k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€1k€2k▲
Current assets29/58€52k€51k▼
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€8k€13k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€36k€29k▼
Deferred charges and accrued income490/1€3k€778▼
Equity and liabilities
Total equity and liabilities10/49€53k€54k▲
Equity10/15€49k€53k▲
Contributions10/11€3k€3k=
Reserves13€46k€50k▲
Distributable reserves133€46k€50k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€4k€506▼
Amounts payable within one year42/48€4k€506▼
Trade debts44€3k€311▼
Suppliers440/4€3k€311▼
Taxes, remuneration and social security45€815€0▼
Taxes450/3€815€0▼
Other amounts payable47/48€17€195▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216€555▲
Other operating charges640/8€499€465▼
Gross operating margin9900€18k€7k▼
Operating profit (loss)9901€17k€6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€86€126▲
Recurring financial charges65€86€126▲
Profit (loss) for the period before taxes9903€17k€6k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€13k€4k▼
Profit (loss) for the period to be appropriated9905€13k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€4k▼
Transfer from equity791/2€0-
Transfer to equity691/2€13k€4k▼
To other reserves6921€13k€4k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼69.1%
Net result drops to €4k, the lowest in the series.
31-12
Financial
Liquidity times 8current ratio 101.25
Current ratio from 12.55 to 101.25; short-term debt falls from €4k to €506.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 10.22
Current ratio from 3.59 to 10.22; short-term debt falls from €46k to €18k.
31-12
Financial
Equity above €150kEq €164k ▲33.9%
3 profitable years in a row build equity to €164k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €86k ▲156%
Operating result €108k, net result €86k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲235%
2 profitable years in a row build equity to €123k.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Hullebroecklaan 203001 LeuvenGround area
9,640 m²
Building footprint
1,037 m²
Volume, LiDAR
18,373 m³
2 parcels, Flanders · tallest building 21.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Tresvulpiculae
since 20202.298.755.389
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432D0084/00M000 | Flanders | 9,290 m² | 1 · 925 m² | 21.9 m · 7 fl. |
| 24040B0194/00X012 | Flanders | 350 m² | 1 · 112 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2020
Fiscal year end31-12
Abbreviation NL
3VP
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.