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Beat The Goldfish

Active Private limited companyfounded 2020active for 6 yearsMechelsesteenweg 337, 3020 HerentKBO/BCE: BE 0755.384.134

Lifetime

6 annual accounts with figures on one time axis
Gross marginpeak €32,228 (2021)
€7,156▲ 148%
Resultlowest -€4,043 (2024)
-€568▲ €3,475
Equitypeak €35,383 (2022)
€8,953▼ 6.0%
Debts
€34,042▲ 8.9%
Board1 name since 2020
1 directorvan Os Elke
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €2,880 to €7,156Loss of €568Cash from €16,698 to €23,932

Key points

from the 2025 annual accounts

Losses

-€4,764 in three years
-1532023-4,0432024-5682025

Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.

Debts

€34,042 79% of the balance sheet
Suppliers 2%Taxes and wages 12%Other 87%

Of this, €33,997 falls due within a year.

Filings

6 annual accounts since 2020
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 26 to 43 days before the end of the period.

Checked score

87
Excellent
Financially stronger than 37% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.2%▼ -0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

Solvency
46-2equity 20.8% of total assets
Liquidity
57-1short-term debt 79.1% · cash 55.7%
Profitability
67+11return on assets -1.3%

Score breakdown

raises risk
Founded in 2020
lowers risk
Liquidity: current ratio 1.02, cash €23,932
Sector: Advertising, market research and public relations activities (NACE 73)
Size: total assets €42,995
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 27% of them on solvency, 48% on liquidity, 36% on profitability and 35% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,548 companies had the same profile as Beat The Goldfish has now. Each dot stands for 4 companies, two years later.

91.3%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Beat The Goldfish itself is lower: 0.2% within 12 months. It rests on far more data about Beat The Goldfish than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,548 companies, not a prediction for Beat The Goldfish. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.02 (0.85 in 2024), below the usual 1.5. Short-term debt is 79.1% and cash 55.7% of total assets. 79.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.02, cash €23,932
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Size: total assets €42,995
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
42 days early
2024
36 days early
2023
39 days early
2022
43 days early
2021
26 days early
2020
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 38 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VO
van Os Elke
Director, since 29-09-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0755384134
Incorporation published on 01-10-2020 · Gazette deed
First establishment Mechelsesteenweg 337, Herent
All 11 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
Beat The Goldfish Herent €42,995 €7,156 20.8% -
IMPALA Liège €38,287 €7,503 37.8% -
Proot Emilie Heist-op-den-Berg €49,720 €6,996 76.9% -
Qualitative and Quantitative Data Analyst Héron €51,496 €8,209 62.3% -
OMEA Consulting Genappe €36,131 €6,598 61.6% -
East Stratcom Consulting Kraainem €36,329 €8,202 75.3% -
LALACOM Overijse €53,763 €8,228 45.2% -

These companies have the same main activity as Beat The Goldfish: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €36,100 and €53,800, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 29-09-2020Normal situation
Activity
Public relations and communication consultancyNACE 73300and 3 others
Establishment unit
2.307.747.4873020 Herent, since 29-09-2020
Financial year end
31 December
Peppol
Reachable since 01-10-2025
Company details

Annual accounts 2025

Turnover
≈ €44,000estimated
Total assets
€42,995▲ 5.5%
Filing
Filed on 19-06-2026, 42 days before the end of the filing period
Financials

Insights on Beat The Goldfish

Beat The Goldfish files the micro format. That format states no turnover. The gross margin fell from €16,268 in 2020 to €7,156 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Beat The Goldfish

What is the company number of Beat The Goldfish?
The company number of Beat The Goldfish is 0755.384.134. The VAT number is the same number with BE in front: BE 0755.384.134.
Where is Beat The Goldfish based?
The registered office is at Mechelsesteenweg 337, 3020 Herent.Company details
What does Beat The Goldfish do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Beat The Goldfish?
Beat The Goldfish is a private limited company (BV).
When was Beat The Goldfish founded?
Beat The Goldfish was founded on 29-09-2020.
Is Beat The Goldfish still active?
Yes, Beat The Goldfish is an active enterprise in the KBO register.
What is the turnover of Beat The Goldfish?
The turnover in financial year 2025 is ≈ €44,000. This figure is estimated from the gross margin of €7,156 and 40 comparable companies (NACE 73300). It probably lies between €19,000 and €74,000. It is a rough estimate.Financials
Is Beat The Goldfish profitable?
In financial year 2025, Beat The Goldfish made a loss of €568.
Where can I find the annual accounts of Beat The Goldfish?
Beat The Goldfish filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Beat The Goldfish due?
Beat The Goldfish must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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