TREND OPTICAL
ActiveTREND OPTICAL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €54k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.7 against 8.39 in 2024; short-term debt: 16.2% and cash: 44.4% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
9.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
14 d early
2022
10 d late
2021
304 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€470k▼ 2.0%
2024 · €479k
2018: €329k
2019: €367k
2020: €403k
2021: €433k
2022: €469k
2023: €486k
2024: €479k
2018 → 2025
Total assets
€577k▲ 7.4%
2024 · €537k
2018: €621k
2019: €655k
2020: €676k
2021: €628k
2022: €594k
2023: €552k
2024: €537k
2018 → 2025
Net result
€54k▼ 18.7%
2024 · €66k
2018: €17k
2019: €38k
2020: €36k
2021: €30k
2022: €36k
2023: €35k
2024: €66k
2018 → 2025
Working capital
€252k▲ 0.3%
2024 · €252k
2018: €35k
2019: €55k
2020: €101k
2021: €154k
2022: €214k
2023: €254k
2024: €252k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€433k-€469k▲ 8.3%€486k▲ 3.6%€479k▼ 1.4%€470k▼ 2.0%
Operating result€55k-€53k▼ 3.2%€53k▼ 0.6%€90k▲ 69.5%€76k▼ 15.5%
Net result€30k-€36k▲ 19.3%€35k▼ 1.6%€66k▲ 86.6%€54k▼ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€231k▼ 8.2%
Current assets
€346k▲ 21.1%
Equity and liabilities €577k
Equity
€470k▼ 2.0%
Debt
€107k▲ 85.2%
The debt ratio rises from 10.7% to 18.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€96k▼
2024 · €110k
Cash flow
€74k▼
2024 · €87k
Solvency
81.5%▼
2024 · 89.3%
Current ratio
3.70▼
2024 · 8.39
Quick ratio
2.81▼
2024 · 6.09
Debt / equity
0.23▲
2024 · 0.12
ROE
11.4%▼
2024 · 13.8%
ROA
9.3%▼
2024 · 12.3%
Interest coverage
39.20▼
2024 · 63.55
Debt
€107k▲
2024 · €58k
Debt ≤ 1 year
€94k▲
2024 · €34k
Debt > 1 year
€13k▼
2024 · €24k
Income taxes
€21k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€537k€577k▲
Fixed assets21/28€252k€231k▼
Tangible fixed assets22/27€252k€231k▼
Land and buildings22€191k€181k▼
Plant, machinery and equipment23€61k€50k▼
Furniture and vehicles24€229€39▼
Current assets29/58€286k€346k▲
Stocks and contracts in progress3€78k€83k▲
Stocks30/36€78k€83k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€204k€256k▲
Deferred charges and accrued income490/1€779€1k▲
Equity and liabilities
Total equity and liabilities10/49€537k€577k▲
Equity10/15€479k€470k▼
Reserves13€269k€259k▼
Distributable reserves133€269k€259k▼
Profit (loss) carried forward14€211k€211k=
Amounts payable17/49€58k€107k▲
Amounts payable after more than one year17€24k€13k▼
Financial debts170/4€24k€13k▼
Amounts payable within one year42/48€34k€94k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€17k€16k▼
Other amounts payable47/48-€60k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€114k€100k▼
Operating profit (loss)9901€90k€76k▼
Financial income75/76B€425€1k▲
Recurring financial income75€425€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€88k€74k▼
Income taxes67/77€22k€21k▼
Profit (loss) for the period9904€66k€54k▼
Profit (loss) for the period to be appropriated9905€66k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€277k€265k▼
Profit (loss) brought forward from the previous period14P€211k€211k=
Transfer from equity791/2€80k€63k▼
Transfer to equity691/2€66k€54k▼
To other reserves6921€66k€54k▼
Profit to be distributed694/7€80k€63k▼
Return on contributions (dividend)694€80k€63k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €66k ▲86.6%
Operating result €90k, net result €66k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 8.97
Current ratio from 3.66 to 8.97; short-term debt falls from €81k to €32k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 304 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerminstraat 239500 GeraardsbergenGround area
2,612 m²
Building footprint
255 m²
Volume, LiDAR
1,637 m³
2 parcels, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tweekerkenstraat 158, 9620 Zottegem
since 20022.085.869.885
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41050A0685/00E000 | Flanders | 2,122 m² | 1 · 182 m² | 9.5 m · 2 fl. |
| 41081A0881/00W000 | Flanders | 489 m² | 1 · 72 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOPOLASER
BE 0451.437.505
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X-SANATEC
BE 0476.081.344
Genk · Eq €478k
Filmobel
BE 0408.058.709
Wetteren · Eq €491k
OPTIEK PHILIPPE PEETERS
BE 0457.357.671
Boutersem · Eq €492k
GASPART FINANCE
BE 0871.151.159
Rixensart · Eq €495k
Of 250 companies in sector 46432 we hold annual accounts for 171. 121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-1998
Fiscal year end31-12
Activities, NACEBEL
46432Wholesale trade
51473
47722Retail trade
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
47789Other retail sale of new goods
52485
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.