binôche
ActiveSummary
binôche has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €-49k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-79
Solvency81▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 2.9 in 2024; short-term debt: 44.3% and cash: 35.3% of total assets), and 44.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
-10.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
32 d early
2023
51 d early
2022
62 d early
2021
56 d early
2020
41 d early
2019
80 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€881k
EBIT margin
10.7%
Net result
€-49k
2024 · €62k
Working capital
€236k▼ 25.6%
2024 · €318k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€881k
Operating result€140k€63k▼ 55.4%€95k▲ 51.3%€93k▼ 1.8%€-39k
Net result€108k€33k▼ 69.2%€68k▲ 105%€62k▼ 8.9%€-49k
EBIT margin10.7%
Equity€248k▲ 35.7%€281k▲ 13.3%€287k▲ 2.0%€349k▲ 21.6%€255k▼ 27.1%
Total assets€449k▲ 2.5%€382k▼ 14.8%€509k▲ 33.3%€523k▲ 2.7%€457k▼ 12.6%
Debt€200k▼ 21.4%€101k▼ 49.7%€222k▲ 121%€174k▼ 21.8%€203k▲ 16.5%
Working capital€227k▲ 44.0%€265k▲ 16.8%€256k▼ 3.8%€318k▲ 24.3%€236k▼ 25.6%
Staff (FTE)1.5▼ 6.3%1.1▼ 26.7%1.1=1.4▲ 27.3%2.5▲ 78.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €39k after €93k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets
€18k ▼ 52.2%
Current assets
€439k ▼ 9.4%
Equity and liabilities €457k
Equity
€255k ▼ 27.1%
Debt
€203k ▲ 16.5%
Debt's share of the balance-sheet total rises from 33.2% to 44.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-18k▼
2024 · €113k
Cash flow
€-28k▼
2024 · €82k
Current ratio
2.17▼
2024 · 2.90
Quick ratio
1.33▼
2024 · 1.58
Debt to equity
0.80▲
2024 · 0.50
ROE
-19.2%▼
2024 · 17.7%
ROA
-10.7%▼
2024 · 11.8%
Interest coverage
-1.90▼
2024 · 16.51
Debt ≤ 1 year
€203k▲
2024 · €167k
Income taxes
€146▼
2024 · €24k
Staff costs
€88k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €881k | - | - | - |
| Non-recurring operating income76A | - | - | €3k | €814 | €0 | ▼ 100% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €744k | - | - | - |
| Remuneration, social security and pensions62 | - | €47k | €34k | €72k | €88k | ▲ 21.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €10k | €15k | €20k | €21k | ▲ 4.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €3k | - |
| Other operating charges640/8 | - | €10k | €4k | €18k | €10k | ▼ 45.5% |
| Gross operating margin9900 | €219k | €129k | €149k | €204k | €83k | ▼ 59.4% |
| Operating profit (loss)9901 | €140k | €63k | €95k | €93k | €-39k | ▼ 142% |
| Financial income75/76B | - | €488 | €4 | €79 | €425 | ▲ 435% |
| Recurring financial income75 | €1k | €488 | €4 | €79 | €425 | ▲ 435% |
| Financial charges65/66B | - | €3k | €2k | €7k | €10k | ▲ 40.3% |
| Recurring financial charges65 | €3k | €3k | €2k | €7k | €10k | ▲ 40.3% |
| Profit (loss) for the period before taxes9903 | €138k | €60k | €92k | €86k | €-49k | ▼ 156% |
| Income taxes67/77 | €30k | €27k | €24k | €24k | €146 | ▼ 99.4% |
| Profit (loss) for the period9904 | €108k | €33k | €68k | €62k | €-49k | ▼ 179% |
| Transfer from tax-exempt reserves789 | - | €41k | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €108k | €74k | €68k | €62k | €-49k | ▼ 179% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €449k | €382k | €509k | €523k | €457k | ▼ 12.6% |
| Fixed assets21/28 | €22k | €25k | €44k | €39k | €18k | ▼ 52.2% |
| Intangible fixed assets21 | - | - | €27k | €26k | €11k | ▼ 58.2% |
| Tangible fixed assets22/27 | €22k | €25k | €17k | €12k | €7k | ▼ 39.2% |
| Plant, machinery and equipment23 | - | €10k | €7k | €7k | €4k | ▼ 44.7% |
| Furniture and vehicles24 | - | €15k | €9k | €5k | €4k | ▼ 32.3% |
| Current assets29/58 | €427k | €358k | €466k | €484k | €439k | ▼ 9.4% |
| Stocks and contracts in progress3 | €221k | €220k | €165k | €220k | €169k | ▼ 23.4% |
| Stocks30/36 | - | €220k | €165k | €220k | €169k | ▼ 23.4% |
| Amounts receivable within one year40/41 | €120k | €78k | €92k | €96k | €92k | ▼ 3.6% |
| Trade receivables40 | - | €76k | €91k | €96k | €70k | ▼ 27.5% |
| Other amounts receivable41 | - | €2k | €828 | €0 | €23k | - |
| Cash at bank and in hand54/58 | €83k | €55k | €204k | €161k | €162k | ▲ 0.1% |
| Deferred charges and accrued income490/1 | - | €5k | €5k | €7k | €16k | ▲ 136% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €449k | €382k | €509k | €523k | €457k | ▼ 12.6% |
| Equity10/15 | €248k | €281k | €287k | €349k | €255k | ▼ 27.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €230k | €263k | €269k | €331k | €285k | ▼ 13.8% |
| Non-distributable reserves130/1 | - | €3k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €3k | €0 | - | - | - |
| Distributable reserves133 | - | €260k | €269k | €331k | €285k | ▼ 13.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €-49k | - |
| Amounts payable17/49 | €200k | €101k | €222k | €174k | €203k | ▲ 16.5% |
| Amounts payable within one year42/48 | €200k | €92k | €210k | €167k | €203k | ▲ 21.4% |
| Financial debts43 | - | - | €15k | €12k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | €15k | €12k | €0 | ▼ 100% |
| Trade debts44 | €47k | €36k | €77k | €44k | €71k | ▲ 63.8% |
| Suppliers440/4 | - | €36k | €77k | €44k | €71k | ▲ 63.8% |
| Taxes, remuneration and social security45 | - | €36k | €17k | €24k | €18k | ▼ 28.3% |
| Taxes450/3 | - | €34k | €12k | €12k | €7k | ▼ 41.7% |
| Remuneration and social security454/9 | - | €3k | €5k | €13k | €11k | ▼ 16.0% |
| Other amounts payable47/48 | - | €19k | €102k | €87k | €114k | ▲ 30.6% |
| Accrued charges and deferred income492/3 | - | €9k | €12k | €7k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108k | €33k | €68k | €62k | €-49k | ▼ 179% |
| + Depreciation and write-downs630 | €8k | €10k | €15k | €20k | €21k | ▲ 4.7% |
| Operating cash flow (approximation) | €116k | €43k | €83k | €82k | €-28k | ▼ 134% |
| Investment in fixed assets (approximation) | - | €-13k | €-34k | €-15k | €-1k | ▲ 92.8% |
| Change in cash | - | €-28k | €149k | €-43k | €224 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €108k
Net result €108k after one loss-making year.
30-06
Financial
Equity above €200kEq €248k ▲35.7%
Equity rises from €183k to €248k.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Ground area
345 m²
Building footprint
345 m²
Volume, LiDAR
2,480 m³
Parcel 11805E0616/00V002, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Binôche
since 19962.074.832.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0616/00V002 | Flanders | 344 m² | 1 · 344 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 6,755 EUR awarded · 6,755 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,460 EUR | 2,460 EUR |
| 2022 | 2 | 4,295 EUR | 4,295 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 251 companies in sector 46432 we hold annual accounts for 171. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-1995
Fiscal year end30-06
Activities, NACEBEL 2025
46432
Scores and ratios are computed by Checked and are not a credit decision.