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Complete company report
Generated 09-08-2026
Active BE 0700.748.289Non-profit association

Tremp4You

de Broquevillelaan 105 ·1200 Sint-Lambrechts-Woluwe, Belgium· 8 yrs active
Sector: NACE 85510 (85510)
Conclusion Checked

The computed 12-month bankruptcy probability of Tremp4You is < 0.1% (very low). The 2021 annual accounts show equity of €28k and a net result of €9k. Equity is growing by ~85.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 224 sector peers (fiscal year 2021). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €28k
Net result €9k
Better than sector 51%
Active 8 yrs
Snowflake analysis 5 axes · computed by Checked
Health86Profitability100Solvency83Growth78Stability100
89 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 83
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 11-10-2022 with the NBB · fiscal year 2021 · micro
€-10k€0€10k€20kOperating result 2019: €-5k€-5kNet result 2019: €-5k€-5kOperating result 2020: €24k€24kNet result 2020: €19k€19kOperating result 2021: €9k€9kNet result 2021: €9k€9k201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~85.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-25k€0€25k€50k€75k2022: €45k (€43k - €47k)2023: €62k (€59k - €64k)2024: €78k (€76k - €81k)2019: €-5k2020: €19k2021: €28k201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2021 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.1% 38.0%
better than 51% of 224 sector peers
Net result €9k €7k
better than 59% of 223 sector peers
Equity €28k €14k
better than 62% of 224 sector peers
Gross operating margin €35k €17k
better than 66% of 222 sector peers
Staff costs €23k €28k
higher than 46% of 48 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€12k
-53.7% 19-21
Net profit
€9k
-52.9% 19-21
Cash flow
€12k
-43.5% 19-21
Total assets
€73k
+62.2% 19-21
Equity
€28k
+47.1% 19-21
Working capital
€68k
+80.4% 19-21
Employees (FTE)
12
- 19-21
Staff costs
€23k
- 19-21
Debt
€44k
+73.6% 19-21
Debt ≤ 1y
€1k
+78.7% 19-21
Current ratio
48.27
+0.9% 19-21
Quick ratio
48.27
+0.9% 19-21
Solvency
39.1%
-9.3% 19-21
Debt / equity
1.56
- 19-21
ROE
32.0%
-68.0% 19-21
ROA
12.5%
-71.0% 19-21
Interest coverage
201.86
- 19-21
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€12k
Net profit€9k
Cash flow€12k
Staff costs€23k
Income taxes-
Dividends-
Total assets€73k
Equity€28k
Debt€44k
of which ≤ 1y€1k
of which > 1y-
Working capital€68k
Employees (FTE)-
Ratios (computed)
2021
Current ratio48.27
Quick ratio48.27
Working capital ratio92.7%
Solvency39.1%
Debt / equity1.56
Long-term debt ratio-
Interest coverage201.86
Gross margin-
Net margin-
ROA12.5%
ROE32.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€73k
Fixed assets 21/28€4k
Intangible fixed assets 21€862
Tangible fixed assets 22/27€3k
Current assets 29/58€69k
Cash & bank 54/58€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€73k
Equity 10/15€28k
Accumulated profits (losses) 14€28k
Amounts payable 17/49€44k
Amounts payable within one year 42/48€1k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€35k
Operating result 9901€9k
Financial charges 65€59
Result before taxes 9903€9k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 85510
Legal form Non-profit association(017)
Incorporation08-08-2018
StatusActive
Postal code1200
Establishment units 1 location
Tremp4You
de Broquevillelaan 105, 1200 Sint-Lambrechts-WoluweSport- en recreatieonderwijs
since 20222.338.781.549
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0117/00E037 Brussels 305 m² 1 · 137 m² 36.3 m · 11 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
02-07-2024
State Gazette act Director changes
26-04-2024
State Gazette act Director changes
2022
11-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
26-04-2022
State Gazette act Director changes
2021
22-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
13-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 2 years ago
2024
02-07-2024 2 directors appointed, 2 resigning, 4 reappointed Director changes
  • Anne-Françoise Collart, Délégé bestuurder
  • Jérôme Desghislage, Délégé bestuurder
  • Sophie Nuyts, Bestuurder
  • Séverine Goeseels, Bestuurder
  • Martine Simon, Bestuurder
  • Anne-Françoise Collart, Bestuurder
  • Anne Schreurs, Bestuurder
  • Jérôme Deghislage, Bestuurder
Technical details 
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  },
  "act_meta": {
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}
26-04-2024 1 director appointed, 1 resigning Director changes
  • Philippe Lambert, Bestuurder
  • Sophie Nuyts, Bestuurder
Technical details 
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2022
26-04-2022 6 reappointed Director changes
  • Anne-Françoise COLLART, Commissaris
  • Anne SCHREURS, Commissaris
  • Sophie NUYTS, Commissaris
  • Martine SIMON, Commissaris
  • Jérôme DEGHISLAGE, Commissaris
  • Séverine GOESEELS, Commissaris
Technical details 
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      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2021-11-26",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9signe alors les personnes suivantes pour \u00EAtre administrateurs pour un mandat de trois ans, d\u00E9butant le 26 novembre 2021, et se terminant de plein droit le 31 ao\u00FBt 2024, les mandats sont gratuits:",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
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      "rep_rotation_new_rep": null,
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      "role": "commissaris",
      "person": {
        "rrn": "53.02.09-038.43",
        "name": "Martine SIMON",
        "address": "avenue du Verseau, 1, \u00E0 1200 Bruxelles",
        "birth_date": "1953-02-09",
        "profession": null,
        "birth_place": "Ixelles"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2021-11-26",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9signe alors les personnes suivantes pour \u00EAtre administrateurs pour un mandat de trois ans, d\u00E9butant le 26 novembre 2021, et se terminant de plein droit le 31 ao\u00FBt 2024, les mandats sont gratuits:",
      "decharge_status": null,
      "mandate_duration": {
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      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": "87.01.12-383.24",
        "name": "J\u00E9r\u00F4me DEGHISLAGE",
        "address": "avenue Commandant Lothaire, 68, \u00E0 1040 Bruxelles",
        "birth_date": "1987-01-12",
        "profession": null,
        "birth_place": "Drancy"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2021-11-26",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9signe alors les personnes suivantes pour \u00EAtre administrateurs pour un mandat de trois ans, d\u00E9butant le 26 novembre 2021, et se terminant de plein droit le 31 ao\u00FBt 2024, les mandats sont gratuits:",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "mandate_confirmation",
      "role": "commissaris",
      "person": {
        "rrn": "88.09.27-316.09",
        "name": "S\u00E9verine GOESEELS",
        "address": "avenue de Mars, 79/4, \u00E0 1030 Bruxelles",
        "birth_date": "1988-09-27",
        "profession": null,
        "birth_place": "Anderlecht"
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2020-01-31",
      "evidence_quote": "Le mandat de Madame S\u00E9verine GOESEELS, domicili\u00E9e avenue de Mars, 79/4, \u00E0 1030 Bruxelles, n\u00E9e \u00E0 Anderlecht le 27/09/1988, NN 88.09.27-316.09, ayant pris cours le 31/01/2020 pour une dur\u00E9e de trois ans est approuv\u00E9 par l\u0027assembl\u00E9e.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-04-26",
    "filing_date": "2021-11-26",
    "act_kind_objet": "Nomination d\u0027administrateurs"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-01-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0700.748.289",
    "name_full": "TREMP4YOU",
    "legal_form": "association sans but lucratif"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Lambert",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Sport- en recreatieonderwijs85510Sport- en recreatieonderwijs85510
Primary activity highlighted.
Names & trade names
Legal nameFR Tremp4You
Registered office
de Broquevillelaan 105 bus 3
1200 Sint-Lambrechts-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative