TREFFA
ActiveSummary
TREFFA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,608 and a net result of €14,807. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
- Equity
- €23,608
- Profit
- €14,807
Why 66raises riskNo main activity registered1 change of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 2.37, cash €33,787Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 43% on solvency, 78% on liquidity, 90% on profitability and 95% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 94% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,204 | €3,845 | ▲ 20.0% |
| Other operating charges640/8 | €1,096 | €402 | ▼ 63.4% |
| Gross operating margin9900 | €15,045 | €25,117 | ▲ 66.9% |
| Operating profit (loss)9901 | €10,745 | €20,871 | ▲ 94.2% |
| Financial income75/76B | €3 | €0 | ▼ 99.2% |
| Recurring financial income75 | €3 | €0 | ▼ 99.2% |
| Financial charges65/66B | €1,054 | €1,137 | ▲ 7.9% |
| Recurring financial charges65 | €1,054 | €1,137 | ▲ 7.9% |
| Profit (loss) for the period before taxes9903 | €9,693 | €19,733 | ▲ 104% |
| Income taxes67/77 | €2,892 | €4,927 | ▲ 70.4% |
| Profit (loss) for the period9904 | €6,801 | €14,807 | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €6,801 | €14,807 | ▲ 118% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €33,173 | €49,572 | ▲ 49.4% |
| Fixed assets21/28 | €16,020 | €12,175 | ▼ 24.0% |
| Tangible fixed assets22/27 | €16,020 | €12,175 | ▼ 24.0% |
| Furniture and vehicles24 | €16,020 | €12,175 | ▼ 24.0% |
| Current assets29/58 | €17,153 | €37,396 | ▲ 118% |
| Amounts receivable within one year40/41 | €9,965 | €3,443 | ▼ 65.5% |
| Trade receivables40 | €7,125 | - | - |
| Other amounts receivable41 | €2,840 | €3,443 | ▲ 21.2% |
| Cash at bank and in hand54/58 | €7,025 | €33,787 | ▲ 381% |
| Deferred charges and accrued income490/1 | €164 | €167 | ▲ 2.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €33,173 | €49,572 | ▲ 49.4% |
| Equity10/15 | €8,801 | €23,608 | ▲ 168% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €6,801 | €21,608 | ▲ 218% |
| Amounts payable17/49 | €24,372 | €25,963 | ▲ 6.5% |
| Amounts payable after more than one year17 | €13,718 | €9,813 | ▼ 28.5% |
| Financial debts170/4 | €13,718 | €9,813 | ▼ 28.5% |
| Amounts payable within one year42/48 | €10,654 | €15,798 | ▲ 48.3% |
| Current portion of amounts payable after more than one year42 | €3,650 | €3,905 | ▲ 7.0% |
| Trade debts44 | €1,873 | €914 | ▼ 51.2% |
| Suppliers440/4 | €1,873 | €914 | ▼ 51.2% |
| Taxes, remuneration and social security45 | €5,131 | €10,980 | ▲ 114% |
| Taxes450/3 | €3,631 | €9,480 | ▲ 161% |
| Remuneration and social security454/9 | €1,500 | €1,500 | = |
| Accrued charges and deferred income492/3 | - | €352 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,801 | €14,807 | ▲ 118% |
| + Depreciation and write-downs630 | €3,204 | €3,845 | ▲ 20.0% |
| Operating cash flow (approximation) | €10,005 | €18,652 | ▲ 86.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €26,762 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 12-06-2026 | 2026-00155126 |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00327672 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CLEYMANS Michèle Yvonne |
|
Owners and capital
Capital and shareholders
- CLEYMANS Michèle Yvonne 100 shares (100%) · €2,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-12-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-05
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 23-04-2026
- Registered-office move, Mechelsesteenweg 2B te 2860 Sint-Katelijne-Waver
13-12
Gazette deed
IncorporationAppointment: CLEYMANS Michèle Yvonne (director) · Founder · Founding capital5 facts ▸
- Founder, CLEYMANS Michèle Yvonne
- Incorporation, 11-12-2023
- Founding capital, €2,000
- Director appointment, CLEYMANS Michèle Yvonne (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12035B0142/00V003 | Flanders | 1,373 m² | 1 · 300 m² | 8.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen en lichamelijk gehandicapten; Andere vormen van maatschappelijke…” (deed in Dutch)
5 activities (deed in Dutch)
- Overige maatschappelijke dienstverlening zonder huisvesting voor ouderen en lichamelijk gehandicapten
- Andere vormen van maatschappelijke dienstverlening zonder huisvestiging
- Voor eigen beheer een patrimonium te vormen,te behouden,te beheren en oordeelkundig uit te breiden : binnen het kader hiervan kan de vennootschap alle roerende en onroerende verrichtingen doen.Aldus kan de vennootschap roerende en onroerende goederen aankopen en verkopen,inbegrepen alle verrichtingen omtrent handelszaken,verrichtingen omtrent bouwen en verbouwen,huren en verhuren van roerende en onroerende goederen,verrichtingen van beheer van roerende en onroerende goederen
- De vennootschap kan risicovolle en speculatieve beleggingen doen,een zeer dynamisch beleggersprofiel aannemen.De vennootschap kan tot 100% beleggen in aandelen,aandelenfondsen en trackers,zonder dat deze opsomming limitatief is
- Het uitoefenen van bestuurder en vereffenaar van vennootschappen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, met of zonder beperking van duur” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Thursday of June at 18:00