TRCC Services
ActiveSummary
TRCC Services has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €92k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+19
Solvency36▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.13 in 2024; short-term debt: 30.4% and cash: 22.6% of total assets), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2179 sector peers (2025).
NBB · sector comparisonPosition among 2179 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
65 d late
2022
4 d late
2021
17 d late
2020
108 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k▲ 300%
2024 · €23k
2018: €41k
2019: €59k
2020: €-29k
2021: €50k
2022: €57k
2023: €-22k
2024: €23k
2018 → 2025
Working capital
€98k▲ 10.2%
2024 · €89k
2018: €-73k
2019: €-37k
2020: €29k
2021: €315k
2022: €75k
2023: €-45k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€222k-€261k▲ 17.7%€240k▼ 8.3%€221k▼ 7.6%€241k▲ 8.9%
Operating result€100k-€118k▲ 17.5%€80k▼ 32.1%€171k▲ 113%€244k▲ 43.3%
Net result€50k-€57k▲ 14.4%€-22k€23k€92k▲ 300%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.25M
Fixed assets
€1.47M ▼ 23.4%
Current assets
€783k ▲ 2.1%
Equity and liabilities €2.25M
Equity
€241k ▲ 8.9%
Debt
€2.01M ▼ 18.4%
Debt's share of the balance-sheet total falls from 91.8% to 89.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€646k▲
2024 · €568k
Cash flow
€494k▲
2024 · €420k
Current ratio
1.14▲
2024 · 1.13
Debt to equity
8.35▼
2024 · 11.14
ROE
38.2%▲
2024 · 10.4%
ROA
4.1%▲
2024 · 0.9%
Interest coverage
5.82▲
2024 · 4.00
Debt ≤ 1 year
€684k▲
2024 · €678k
Debt > 1 year
€1.32M▼
2024 · €1.78M
Income taxes
€41k▲
2024 · €6k
Staff costs
€169k▼
2024 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.69M€2.25M▼
Fixed assets21/28€1.92M€1.47M▼
Tangible fixed assets22/27€1.88M€1.43M▼
Land and buildings22€73k-
Plant, machinery and equipment23€108k€80k▼
Furniture and vehicles24€69k€67k▼
Leasing and similar rights25€1.60M€1.28M▼
Other tangible fixed assets26€31k-
Financial fixed assets28€44k€39k▼
Current assets29/58€767k€783k▲
Amounts receivable after more than one year29€35k€35k=
Trade receivables290€35k€35k=
Stocks and contracts in progress3€23k-
Stocks30/36€23k-
Amounts receivable within one year40/41€355k€232k▼
Trade receivables40€302k€182k▼
Other amounts receivable41€53k€50k▼
Cash at bank and in hand54/58€345k€509k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.69M€2.25M▼
Equity10/15€221k€241k▲
Contributions10/11€19k€19k=
Reserves13€203k€222k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€201k€222k▲
Amounts payable17/49€2.47M€2.01M▼
Amounts payable after more than one year17€1.78M€1.32M▼
Financial debts170/4€1.78M€1.32M▼
Amounts payable within one year42/48€678k€684k▲
Current portion of amounts payable after more than one year42€475k€459k▼
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€51k€55k▲
Suppliers440/4€51k€55k▲
Taxes, remuneration and social security45€27k€28k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9€21k€11k▼
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3€8k€7k▼
Income statement
Code20242025
Non-recurring operating income76A-€20k
Remuneration, social security and pensions62€212k€169k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€397k€402k▲
Other operating charges640/8€12k€7k▼
Gross operating margin9900€792k€822k▲
Operating profit (loss)9901€171k€244k▲
Financial income75/76B€173€144▼
Recurring financial income75€173€144▼
Financial charges65/66B€142k€111k▼
Recurring financial charges65€142k€111k▼
Profit (loss) for the period before taxes9903€29k€133k▲
Income taxes67/77€6k€41k▲
Profit (loss) for the period9904€23k€92k▲
Profit (loss) for the period to be appropriated9905€23k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€92k▲
Transfer from equity791/2€41k€73k▲
Transfer to equity691/2€23k€92k▲
To the legal reserve6920€23k€92k▲
Profit to be distributed694/7€41k€73k▲
Return on contributions (dividend)694€41k€73k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Highest result since 2018net €92k ▲300%
Operating result €244k, net result €92k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 65 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-12
Financial
Equity above €200kEq €222k ▲29.1%
Equity rises from €172k to €222k.
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 108 days late
2020
31-12
Financial
Weakest financial yearnet €-29k ▼149%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
Show earlier events
2019
31-12
Financial
Equity above €200kEq €224k ▲36.5%
2 profitable years in a row build equity to €224k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 55 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léopold 1607080 FrameriesGround area
343 m²
Building footprint
83 m²
Volume, LiDAR
562 m³
Parcel 53045C0499/00V000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Créations et Aménagements des Abords
since 20042.136.239.116
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53045C0499/00V000 | Wallonia | 343 m² | 1 · 83 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Boogaerts Brothers
BE 0765.504.796
Rotselaar · Eq €241,082
BC-CONSTRUCT MONTAGE
BE 0786.525.290
Lokeren · Eq €241,088
WIM VAN TENDELOO
BE 0538.776.107
Grobbendonk · Eq €240,990
B IMMO & PARTNERS
BE 0879.957.769
Farciennes · Eq €240,980
TML Solutions
BE 0764.790.956
Roosdaal · Eq €241,195
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,611 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2004
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.