TRAVEST
ActiveSummary
The computed 12-month bankruptcy probability of TRAVEST is 1.6% (moderate). The 2025 annual accounts show equity of €2,805 and a net result of €812. Equity is shrinking by ~38.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 45% of 7625 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+66
Solvency64▲+20
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
34 d early
2023
39 d early
2022
44 d early
2021
1 d early
2020
32 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 23 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,805▲ 40.7%
2024 · €1,993
Total assets
€7,183▼ 31.9%
2024 · €10,542
Net result
€812
2024 · -€7,151
Working capital
€2,724▲ 42.5%
2024 · €1,912
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,250-€4,992-€9,435▼ 89.0%-€6,024▲ 36.2%-€75▲ 98.8%
Net result€5,134within the sector's middle half-€4,944below the sector's middle half-€9,551below the sector's middle half▼ 93.2%-€7,151below the sector's middle half▲ 25.1%€812within the sector's middle half
Equity€23,639within the sector's middle half▲ 27.7%€18,695within the sector's middle half▼ 20.9%€9,143below the sector's middle half▼ 51.1%€1,993below the sector's middle half▼ 78.2%€2,805below the sector's middle half▲ 40.7%
Total assets€26,877below the sector's middle half▲ 3.6%€23,757below the sector's middle half▼ 11.6%€15,888below the sector's middle half▼ 33.1%€10,542below the sector's middle half▼ 33.6%€7,183below the sector's middle half▼ 31.9%
Debt€3,238▼ 56.4%€5,062▲ 56.4%€6,744▲ 33.2%€8,550▲ 26.8%€4,378▼ 48.8%
Working capital€22,908within the sector's middle half▲ 166%€18,678within the sector's middle half▼ 18.5%€9,063within the sector's middle half▼ 51.5%€1,912below the sector's middle half▼ 78.9%€2,724within the sector's middle half▲ 42.5%
Solvency88.0%above the sector's middle half▲ 16.6pp78.7%above the sector's middle half▼ 9.3pp57.5%within the sector's middle half▼ 21.1pp18.9%within the sector's middle half▼ 38.6pp39.0%within the sector's middle half▲ 20.1pp
Current ratio8.08above the sector's middle half▲ 5.924.74above the sector's middle half▼ 3.342.34within the sector's middle half▼ 2.391.22within the sector's middle half▼ 1.121.62within the sector's middle half▲ 0.40
Return on assets (ROA)19.1%above the sector's middle half▲ 154.1pp-20.8%below the sector's middle half▼ 39.9pp-60.1%below the sector's middle half▼ 39.3pp-67.8%below the sector's middle half▼ 7.7pp11.3%within the sector's middle half▲ 79.1pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75 in 2025 against €6,024 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7,183
Fixed assets
€80 =
Current assets
€7,103 ▼ 32.1%
Equity and liabilities €7,183
Equity
€2,805 ▲ 40.7%
Debt
€4,378 ▼ 48.8%
Debt's share of the balance-sheet total falls from 81.1% to 61.0%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
1.56▼
2024 · 4.29
ROE
28.9%▲
2024 · -358.8%
Debt ≤ 1 year
€4,378▼
2024 · €8,550
Income taxes
-€1,000▼
2024 · €1,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,175 | €651 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €4,500 | -€4,500 | - | - | - | - |
| Other operating charges640/8 | €1,084 | €564 | €523 | €533 | €551 | ▲ 3.4% |
| Gross operating margin9900 | €20,009 | -€8,277 | -€8,912 | -€5,491 | €477 | ▲ 109% |
| Operating profit (loss)9901 | €5,250 | -€4,992 | -€9,435 | -€6,024 | -€75 | ▲ 98.8% |
| Financial income75/76B | - | €222 | €47 | €37 | €50 | ▲ 35.5% |
| Recurring financial income75 | - | €222 | €47 | €37 | €50 | ▲ 35.5% |
| Financial charges65/66B | €116 | €174 | €163 | €163 | €163 | = |
| Recurring financial charges65 | €116 | €174 | €163 | €163 | €163 | = |
| Profit (loss) for the period before taxes9903 | €5,134 | -€4,944 | -€9,551 | -€6,151 | -€188 | ▲ 96.9% |
| Income taxes67/77 | - | - | - | €1,000 | -€1,000 | ▼ 200% |
| Profit (loss) for the period9904 | €5,134 | -€4,944 | -€9,551 | -€7,151 | €812 | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €5,134 | -€4,944 | -€9,551 | -€7,151 | €812 | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26,877 | €23,757 | €15,888 | €10,542 | €7,183 | ▼ 31.9% |
| Fixed assets21/28 | €731 | €80 | €80 | €80 | €80 | = |
| Tangible fixed assets22/27 | €651 | - | - | - | - | - |
| Furniture and vehicles24 | €651 | - | - | - | - | - |
| Financial fixed assets28 | €80 | €80 | €80 | €80 | €80 | = |
| Current assets29/58 | €26,145 | €23,676 | €15,808 | €10,462 | €7,103 | ▼ 32.1% |
| Amounts receivable within one year40/41 | €2,500 | €3,246 | €7,111 | €3,792 | €5,045 | ▲ 33.1% |
| Trade receivables40 | - | - | €4,036 | €2,453 | €2,924 | ▲ 19.2% |
| Other amounts receivable41 | €2,500 | €3,246 | €3,075 | €1,339 | €2,121 | ▲ 58.5% |
| Cash at bank and in hand54/58 | €23,518 | €20,431 | €8,684 | €6,658 | €2,045 | ▼ 69.3% |
| Deferred charges and accrued income490/1 | €127 | - | €12 | €12 | €12 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26,877 | €23,757 | €15,888 | €10,542 | €7,183 | ▼ 31.9% |
| Equity10/15 | €23,639 | €18,695 | €9,143 | €1,993 | €2,805 | ▲ 40.7% |
| Contributions10/11 | €16,315 | €16,315 | €16,315 | €16,315 | €16,315 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €5,464 | €520 | -€9,032 | -€16,182 | -€15,370 | ▲ 5.0% |
| Amounts payable17/49 | €3,238 | €5,062 | €6,744 | €8,550 | €4,378 | ▼ 48.8% |
| Amounts payable within one year42/48 | €3,238 | €4,998 | €6,744 | €8,550 | €4,378 | ▼ 48.8% |
| Trade debts44 | €628 | €2,890 | €3,737 | €3,079 | €1,901 | ▼ 38.3% |
| Suppliers440/4 | €628 | €2,890 | €3,737 | €3,079 | €1,901 | ▼ 38.3% |
| Taxes, remuneration and social security45 | €1,889 | €2,108 | €3,007 | €5,470 | €2,477 | ▼ 54.7% |
| Taxes450/3 | €22 | €22 | €588 | €544 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €1,867 | €2,086 | €2,419 | €4,926 | €2,477 | ▼ 49.7% |
| Other amounts payable47/48 | €721 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €64 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,134 | -€4,944 | -€9,551 | -€7,151 | €812 | ▲ 111% |
| + Depreciation and write-downs630 | €9,175 | €651 | - | - | - | - |
| Operating cash flow (approximation) | €14,309 | -€4,293 | -€9,551 | -€7,151 | €812 | ▲ 111% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€3,088 | -€11,746 | -€2,026 | -€4,613 | ▼ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €812
Net result €812 after 3 loss-making years.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €5,134
Net result €5,134 after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 8.08
Current ratio from 2.16 to 8.08; short-term debt falls from €7,427 to €3,238.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet -€34,995
Net result drops to -€34,995, the lowest in the series; recovery starts the following year.
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Ground area
133 m²
Building footprint
77 m²
Volume, LiDAR
504 m³
Parcel 21616G0043/00R002, Brussels · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAVEST
since 20122.214.034.304
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0043/00R002 | Brussels | 133 m² | 1 · 77 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 4,374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2012
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43320Joinery installation
43341Painting of buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0849442658
Also
9925:BE0849442658
Registered
06-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.