Result
€86,240 €86,240
Back in profit in 2025, after a loss of €35,319 in 2024.
TRATOM
Lifetime
14 annual accounts with figures on one time axispeak €123,860 (2025)
€123,860▲ €152,509
lowest -€35,319 (2024)
€86,240▲ €121,559
peak €231,564 (2025)
€231,564▲ 59.3%
€40,158▲ 91.0%
Board1 name since 2021
1 directorTOMSA Traian
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from -€28,649 to €123,860Back to profit: €86,240Equity from €145,324 to €231,564Debts from €21,025 to €40,158Cash from €870 to €79,229
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
Two of the last ten came late. The 2020 accounts came latest: 23 days after the end of the period.
Position in the sector
€86,240
Higher net result than 94% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
98
Excellent
Financially stronger than 87% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.5 percentage points vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.1%▲ +0.1 percentage points vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -1.0 percentage point vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 6.75, cash €79,229
Equity €231,564 (85.2% of total assets)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 81% on liquidity, 92% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as TRATOM has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of TRATOM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for TRATOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.75 (7.73 in 2024), above the usual 1.5. Short-term debt is 14.8% and cash 29.2% of total assets. 14.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
43 days early
2023
20 days late
2022
55 days early
2021
30 days early
2020
23 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0839305663
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: TOMSA Traian, from manager to director · TOMSA Traian holds all the shares · Director discharge: TOMSA Traian (manager) · General meeting of 16-12-2024 · Gazette deed
Incorporation
published on 27-09-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRATOM Brussels | €271,722 | €123,860 | 85.2% | - |
| EDP BOUWVARIA Peer | €319,947 | €126,227 | 94.2% | - |
| EURO-ISO Etterbeek | €335,503 | €118,262 | 66.1% | - |
| BRAV EAU Anderlecht | €233,922 | €86,659 | 96.3% | - |
| EDY CONSTRUCT Jette | €399,705 | €106,010 | 82.5% | - |
| MS Renovatie Herenthout | €338,998 | €119,975 | 43.8% | - |
| LR Chauffage-Sanitaire Incourt | €315,359 | €100,537 | 75.8% | - |
These companies have the same main activity as TRATOM: insulation installation (NACE 43230). They are comparable in size and age: total assets between €234,000 and €400,000, founded between 2009 and 2013.
Official details
Source: KBO- Status
- Active since 15-09-2011Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment units
- 2.203.890.9731020 Brussels, since 15-09-2011
- 2.289.800.5091730 Asse, since 01-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- ≈ €390,000estimated
- €271,722▲ 63.3%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on TRATOM
TRATOM files the micro format. That format states no turnover. The gross margin rose from €77,187 in 2012 to €123,860 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRATOM
- What is the company number of TRATOM?
- The company number of TRATOM is 0839.305.663. The VAT number is the same number with BE in front: BE 0839.305.663.
- Where is TRATOM based?
- The registered office is at Emile Delvastraat 146, 1020 Brussels.Company details
- What does TRATOM do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of TRATOM?
- TRATOM is a private limited company (BV).
- When was TRATOM founded?
- TRATOM was founded on 15-09-2011.
- Is TRATOM still active?
- Yes, TRATOM is an active enterprise in the KBO register.
- What is the turnover of TRATOM?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €123,860 and 86 comparable companies (NACE 432). It probably lies between €310,000 and €470,000.Financials
- Is TRATOM profitable?
- In financial year 2025, TRATOM made a profit of €86,240.
- Where can I find the annual accounts of TRATOM?
- TRATOM filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRATOM due?
- TRATOM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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