Result
€68,555 €68,555
Back in profit in 2025, after a loss of €11,635 in 2024.
EDY CONSTRUCT
Lifetime
13 annual accounts with figures on one time axispeak €142,456 (2021)
€106,010▲ 92.6%
lowest -€11,635 (2024)
€68,555▲ €80,190
peak €329,565 (2025)
€329,565▲ 26.3%
€70,140▲ 4.3%
Board1 name since 2011
1 directorSOARE Eugen
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €55,048 to €106,010Back to profit: €68,555Equity from €261,011 to €329,565
Key points
from the 2025 annual accountsFilings
13 annual accounts since 2013
Two of the last ten came late. The 2024 accounts came latest: 518 days after the end of the period.
Position in the sector
€329,565
More equity than 92% of companies in specialised construction. Sector median €57,703 · 35,137 companies.
Checked score
84
Excellent
Financially stronger than 69% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.2 percentage points vs 03-2025
05-2025: 0.6%▲ +0.1 percentage points vs 04-2025
06-2025: 0.8%▲ +0.2 percentage points vs 05-2025
07-2025: 1.4%▲ +0.6 percentage points vs 06-2025
08-2025: 1.4%● unchanged vs 07-2025
09-2025: 1.9%▲ +0.5 percentage points vs 08-2025
10-2025: 3.1%▲ +1.2 percentage points vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025
12-2025: 3.3%▲ +0.2 percentage points vs 11-2025highest value
01-2026: 3.0%▼ -0.3 percentage points vs 12-2025
02-2026: 3.0%● unchanged vs 01-2026
03-2026: 3.0%● unchanged vs 02-2026
04-2026: 3.0%● unchanged vs 03-2026
05-2026: 0.3%▼ -2.7 percentage points vs 04-2026lowest value
06-2026: 0.3%● unchanged vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.6%▲ +0.3 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 5.63, cash €6,171
lowers risk
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 38% on liquidity, 76% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as EDY CONSTRUCT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of EDY CONSTRUCT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for EDY CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.63 (4.81 in 2024), above the usual 1.5. Short-term debt is 17.5% and cash 1.5% of total assets. 17.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
518 days late
2023
on the day
2022
2 days early
2021
1 day early
2020
on the day
2019
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 78 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841036916
Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: SOARE Eugen · Gazette deed
First establishment
Léopold Peretstraat 61, Jette
Incorporation
published on 25-11-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EDY CONSTRUCT Jette | €399,705 | €106,010 | 82.5% | - |
| QUALITY SERVICES INSULATION Faimes | €369,779 | €107,922 | 57.8% | - |
| MS Renovatie Herenthout | €338,998 | €119,975 | 43.8% | - |
| EURO-ISO Etterbeek | €335,503 | €118,262 | 66.1% | - |
| TRATOM Brussels | €271,722 | €123,860 | 85.2% | - |
| DEVWARE Etterbeek | €584,135 | €96,062 | 17.7% | - |
| DE WILDE Antwerp | €359,695 | €108,862 | 39.6% | - |
These companies have the same main activity as EDY CONSTRUCT: insulation installation (NACE 43230). They are comparable in size and age: total assets between €272,000 and €584,000, founded between 2009 and 2013.
Official details
Source: KBO- Status
- Active since 15-11-2011Normal situation
- Activity
- Insulation installationNACE 43230and 2 others
- Establishment unit
- 2.204.196.0291090 Jette, since 22-11-2011
- Financial year end
- 30 September
- Peppol
- Reachable since 18-12-2025
Annual accounts to 30-09-2025
- ≈ €330,000estimated
- €399,705▲ 21.8%
- Filing
- Filed on 29-04-2026, 1 day before the end of the filing period
Insights on EDY CONSTRUCT
EDY CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €15,069 in 2013 to €106,010 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EDY CONSTRUCT
- What is the company number of EDY CONSTRUCT?
- The company number of EDY CONSTRUCT is 0841.036.916. The VAT number is the same number with BE in front: BE 0841.036.916.
- Where is EDY CONSTRUCT based?
- The registered office is at Léopold Peretstraat 61, 1090 Jette.Company details
- What does EDY CONSTRUCT do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of EDY CONSTRUCT?
- EDY CONSTRUCT is a private limited company (BV).
- When was EDY CONSTRUCT founded?
- EDY CONSTRUCT was founded on 15-11-2011.
- Is EDY CONSTRUCT still active?
- Yes, EDY CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of EDY CONSTRUCT?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €106,010 and 86 comparable companies (NACE 432). It probably lies between €260,000 and €400,000.Financials
- Is EDY CONSTRUCT profitable?
- In financial year 2025, EDY CONSTRUCT made a profit of €68,555.
- Where can I find the annual accounts of EDY CONSTRUCT?
- EDY CONSTRUCT filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EDY CONSTRUCT due?
- EDY CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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