EDY CONSTRUCT
ActiveSummary
EDY CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €69k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability90▲+65
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 5.63 against 5.34 in 2023; short-term debt: 17.5% and cash: 1.5% of total assets), and 17.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
17.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
2019
29 d late
2018
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€330k▲ 20.9%
2023 · €273k
Total assets
€400k▲ 19.5%
2023 · €334k
Net result
€69k
2023 · €-3k
Working capital
€325k▲ 21.2%
2023 · €268k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€83k▲ 21.8%€137k▲ 64.6%€149▼ 99.9%€-2k€102k-
Net result€64k▲ 20.2%€105k▲ 64.4%€-350€-3k▼ 728%€69k-
Equity€171k▲ 59.3%€276k▲ 61.0%€276k▼ 0.1%€273k▼ 1.1%€330k-
Total assets€245k▲ 56.8%€352k▲ 43.7%€299k▼ 15.1%€334k▲ 11.9%€400k-
Debt€74k▲ 51.2%€76k▲ 3.4%€23k▼ 69.5%€62k▲ 166%€70k-
Working capital€167k▲ 68.9%€269k▲ 61.3%€270k▲ 0.5%€268k▼ 0.8%€325k-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €102k in 2025, compared with €-2k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €400k
Fixed assets
€5k ▲ 4.4%
Current assets
€395k ▲ 19.7%
Equity and liabilities €400k
Equity
€330k ▲ 20.9%
Debt
€70k ▲ 13.6%
Debt's share of the balance-sheet total falls from 18.5% to 17.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€105k▲
2023 · €903
Cash flow
€71k▲
2023 · €-98
Current ratio
5.63▲
2023 · 5.34
Debt to equity
0.21▼
2023 · 0.23
ROE
20.8%▲
2023 · -1.1%
ROA
17.2%▲
2023 · -0.9%
Interest coverage
721.80▲
2023 · 0.88
Debt ≤ 1 year
€70k▲
2023 · €62k
Income taxes
€33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €244 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €4k | €3k | €3k | €3k | - |
| Other operating charges640/8 | - | €1k | €4k | €2k | €1k | - |
| Gross operating margin9900 | €97k | €142k | €8k | €3k | €106k | - |
| Operating profit (loss)9901 | €83k | €137k | €149 | €-2k | €102k | - |
| Financial income75/76B | - | €16 | €1 | €23 | €4 | - |
| Recurring financial income75 | - | €16 | €1 | €23 | €4 | - |
| Financial charges65/66B | - | €947 | €400 | €1k | €145 | - |
| Recurring financial charges65 | €2k | €947 | €400 | €1k | €145 | - |
| Profit (loss) for the period before taxes9903 | €81k | €136k | €-250 | €-3k | €102k | - |
| Income taxes67/77 | €17k | €31k | €99 | - | €33k | - |
| Profit (loss) for the period9904 | €64k | €105k | €-350 | €-3k | €69k | - |
| Profit (loss) for the period to be appropriated9905 | €64k | €105k | €-350 | €-3k | €69k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €245k | €352k | €299k | €334k | €400k | - |
| Fixed assets21/28 | €10k | €7k | €5k | €5k | €5k | - |
| Tangible fixed assets22/27 | €10k | €7k | €5k | €5k | €5k | - |
| Plant, machinery and equipment23 | - | €2k | €287 | €290 | €376 | - |
| Furniture and vehicles24 | - | €5k | €5k | €4k | €5k | - |
| Current assets29/58 | €235k | €345k | €293k | €330k | €395k | - |
| Stocks and contracts in progress3 | - | - | - | €3k | - | - |
| Stocks30/36 | - | - | - | €3k | - | - |
| Amounts receivable within one year40/41 | €226k | €341k | €290k | €320k | €388k | - |
| Trade receivables40 | - | €44k | €71k | €70k | €27k | - |
| Other amounts receivable41 | - | €297k | €219k | €250k | €361k | - |
| Cash at bank and in hand54/58 | €10k | €3k | €2k | €5k | €6k | - |
| Deferred charges and accrued income490/1 | - | €599 | €505 | €2k | €719 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €245k | €352k | €299k | €334k | €400k | - |
| Equity10/15 | €171k | €276k | €276k | €273k | €330k | - |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | - |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | - | - | - | €2k | - |
| Profit (loss) carried forward14 | €163k | €268k | €267k | €265k | €322k | - |
| Amounts payable17/49 | €74k | €76k | €23k | €62k | €70k | - |
| Amounts payable after more than one year17 | €5k | - | - | - | - | - |
| Amounts payable within one year42/48 | €69k | €76k | €23k | €62k | €70k | - |
| Current portion of amounts payable after more than one year42 | - | €5k | - | €7k | - | - |
| Trade debts44 | €29k | €28k | €6k | €54k | €37k | - |
| Suppliers440/4 | - | €28k | €6k | €54k | €37k | - |
| Taxes, remuneration and social security45 | - | €43k | €18k | - | €33k | - |
| Taxes450/3 | - | €38k | €18k | - | €33k | - |
| Remuneration and social security454/9 | - | €5k | - | - | €204 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €105k | €-350 | €-3k | €69k | - |
| + Depreciation and write-downs630 | €14k | €4k | €3k | €3k | €3k | - |
| Operating cash flow (approximation) | €77k | €109k | €3k | €-98 | €71k | - |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €-2k | - | - |
| Change in cash | - | €-7k | €-615 | €3k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €69k
Net result €69k after 2 loss-making years.
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 12.65
Current ratio from 4.53 to 12.65; short-term debt falls from €76k to €23k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €105k ▲64.4%
Operating result €137k, net result €105k, both a record.
30-09
Financial
Equity above €200kEq €276k ▲61%
4 profitable years in a row build equity to €276k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €171k ▲59.3%
3 profitable years in a row build equity to €171k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
Show earlier events
2019
30-09
Financial
Equity above €100kEq €108k ▲97.4%
2 profitable years in a row build equity to €108k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
19-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2011
Ground area
83 m²
Building footprint
67 m²
Volume, LiDAR
756 m³
Parcel 21010B0164/00S004, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Edy Construct
since 20112.204.196.029
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0164/00S004 | Brussels | 83 m² | 1 · 67 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,239. 864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-2011
Fiscal year end30-09
Activities, NACEBEL 2025
43230Insulation installation
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
Contact
E-mail
edyconstruct@yahoo.frJette
Scores and ratios are computed by Checked and are not a credit decision.