TRANSPORT VANSCHOONBEEK - MATTERNE
ActiveSummary
TRANSPORT VANSCHOONBEEK - MATTERNE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €5.5m and a net result of €112,405. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 78 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability71▲+17
Solvency100▲+13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €450,000 at 30 days acceptable
Liquidity ample (current ratio 3.58 against 2.39 in 2025; short-term debt: 20.6% and cash: 29.9% of total assets), and 20.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
79.4%
Return on assets
1.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 22-09-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
22 d late
2025
26 d late
2024
30 d late
2023
33 d late
2022
30 d late
2020
33 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 30 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-01-2027 close31-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2026, full schema
In the rankings
#3 employer in Sint-Truiden, Transport and storage sector#3 oldest company in Sint-Truiden, Transport and storage sector#4 company by equity in Sint-Truiden, Transport and storage sector
Turnover
€18.2m▲ 7.9%
2024 · €16.8m
EBIT margin
-0.3%▲ 0.5pp
2024 · -0.8%
Net result
€112,405▲ 49.4%
2025 · €75,250
Working capital
€3.7m▼ 17.7%
2025 · €4.5m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Turnover€26.5m-€15.6m▼ 41.1%€16.8m▲ 7.8%€18.2m▲ 7.9%
Operating result€3.7m--€31,632-€133,883▼ 323%-€58,541▲ 56.3%-€67,617▼ 15.5%
Net result€3.1mabove the sector's middle half-€50,069within the sector's middle half▼ 98.4%€77,063within the sector's middle half▲ 53.9%€75,250within the sector's middle half▼ 2.4%€112,405▲ 49.4%
EBIT margin14.1%--0.2%▼ 14.3pp-0.8%▼ 0.6pp-0.3%▲ 0.5pp
Equity€5.2mabove the sector's middle half-€5.2mabove the sector's middle half▲ 1.0%€5.3mabove the sector's middle half▲ 1.5%€5.4mabove the sector's middle half▲ 1.4%€5.5m▲ 2.1%
Total assets€6.1mabove the sector's middle half-€6.5mabove the sector's middle half▲ 6.1%€6.2mwithin the sector's middle half▼ 3.9%€8.6mabove the sector's middle half▲ 38.8%€6.9m▼ 19.7%
Debt€913,913-€1.2m▲ 35.4%€908,685▼ 26.6%€3.2m▲ 257%€1.4m▼ 56.0%
Working capital€3.7mabove the sector's middle half-€4.0mabove the sector's middle half▲ 7.3%€4.2mabove the sector's middle half▲ 5.7%€4.5mabove the sector's middle half▲ 5.7%€3.7m▼ 17.7%
Solvency85.0%above the sector's middle half-80.9%above the sector's middle half▼ 4.1pp85.4%above the sector's middle half▲ 4.5pp62.4%within the sector's middle half▼ 23.0pp79.4%▲ 17.0pp
Current ratio5.29above the sector's middle half-4.24above the sector's middle half▼ 1.065.74above the sector's middle half▲ 1.512.39above the sector's middle half▼ 3.363.58▲ 1.19
Return on assets (ROA)51.3%above the sector's middle half-0.8%within the sector's middle half▼ 50.6pp1.2%within the sector's middle half▲ 0.5pp0.9%within the sector's middle half▼ 0.4pp1.6%▲ 0.8pp
Staff (FTE)43.3within the sector's middle half-43.1within the sector's middle half▼ 0.5%43.1within the sector's middle half=41.8within the sector's middle half▼ 3.0%42.2▲ 1.0%
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2023 Net result -98% on 2022. The previous fiscal year ran 23 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €67,617 in 2026 against €58,541 in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €6.9m
Fixed assets
€1.8m ▲ 95.9%
Current assets
€5.1m ▼ 33.6%
Equity and liabilities €6.9m
Equity
€5.5m ▲ 2.1%
Debt
€1.4m ▼ 56.0%
Debt's share of the balance-sheet total falls from 37.6% to 20.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€234,950▲
2025 · €159,801
Cash flow
€414,972▲
2025 · €293,593
Debt to equity
0.26▼
2025 · 0.60
ROE
2.0%▲
2025 · 1.4%
Interest coverage
55.44▲
2025 · 38.60
Debt ≤ 1 year
€1.4m▼
2025 · €3.2m
Income taxes
€73,170▼
2025 · €143,174
Staff costs
€2.7m▲
2025 · €2.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €27.1m | €16.3m | €17.2m | €18.3m | - | - |
| Turnover70 | €26.5m | €15.6m | €16.8m | €18.2m | - | - |
| Other operating income74 | €470,764 | €77,491 | €66,844 | €59,071 | - | - |
| Non-recurring operating income76A | €147,012 | €622,182 | €326,234 | €93,603 | €8,932 | ▼ 90.5% |
| Operating charges60/66A | €23.4m | €16.3m | €17.4m | €18.4m | - | - |
| Goods for resale, raw materials and consumables60 | €2.8m | €2.5m | €5.0m | €6.4m | - | - |
| Purchases600/8 | €2.8m | €2.5m | €5.0m | €6.4m | - | - |
| Services and other goods61 | €15.5m | €10.9m | €8.9m | €8.6m | - | - |
| Remuneration, social security and pensions62 | €3.6m | €2.2m | €2.5m | €2.5m | €2.7m | ▲ 7.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €646,204 | €321,076 | €324,291 | €218,343 | €302,567 | ▲ 38.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€10,761 | €0 | ▲ 100% |
| Other operating charges640/8 | €781,154 | €363,676 | €552,389 | €639,046 | €634,001 | ▼ 0.8% |
| Non-recurring operating charges66A | - | - | €105,992 | - | €26,828 | - |
| Gross operating margin9900 | - | - | - | - | €3.6m | - |
| Operating profit (loss)9901 | €3.7m | -€31,632 | -€133,883 | -€58,541 | -€67,617 | ▼ 15.5% |
| Financial income75/76B | €569,794 | €130,475 | €217,318 | €281,106 | €257,429 | ▼ 8.4% |
| Recurring financial income75 | €569,794 | €130,475 | €217,318 | €281,106 | €257,429 | ▼ 8.4% |
| Income from financial fixed assets750 | €3,654 | €1,038 | €1,490 | €4,753 | - | - |
| Income from current assets751 | €9,040 | €7,575 | €6,553 | €57,884 | - | - |
| Other financial income752/9 | €557,101 | €121,862 | €209,275 | €218,469 | - | - |
| Financial charges65/66B | €65,722 | €5,251 | €4,151 | €4,140 | €4,238 | ▲ 2.4% |
| Recurring financial charges65 | €65,722 | €5,251 | €4,151 | €4,140 | €4,238 | ▲ 2.4% |
| Debt charges650 | €65,657 | €5,259 | €4,104 | €4,140 | - | - |
| Other financial charges652/9 | €65 | -€8 | €47 | - | - | - |
| Profit (loss) for the period before taxes9903 | €4.2m | €93,592 | €79,284 | €218,424 | €185,574 | ▼ 15.0% |
| Income taxes67/77 | €1.1m | €43,523 | €2,221 | €143,174 | €73,170 | ▼ 48.9% |
| Taxes670/3 | €1.1m | €43,523 | €2,221 | €143,174 | - | - |
| Profit (loss) for the period9904 | €3.1m | €50,069 | €77,063 | €75,250 | €112,405 | ▲ 49.4% |
| Transfer to tax-exempt reserves689 | €112,715 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €3.0m | €50,069 | €77,063 | €75,250 | €112,405 | ▲ 49.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.1m | €6.5m | €6.2m | €8.6m | €6.9m | ▼ 19.7% |
| Fixed assets21/28 | €1.5m | €1.2m | €1.1m | €923,826 | €1.8m | ▲ 95.9% |
| Tangible fixed assets22/27 | €1.4m | €1.1m | €1.0m | €841,428 | €1.7m | ▲ 105% |
| Land and buildings22 | €347,058 | €319,766 | €242,379 | €229,491 | €190,233 | ▼ 17.1% |
| Plant, machinery and equipment23 | €182,357 | €155,532 | €329,696 | €265,396 | €213,176 | ▼ 19.7% |
| Furniture and vehicles24 | €879,592 | €665,314 | €434,438 | €346,541 | €1.3m | ▲ 282% |
| Financial fixed assets28 | €82,398 | €82,398 | €82,398 | €82,398 | €82,398 | = |
| Other financial fixed assets284/8 | €82,398 | €82,398 | €82,398 | €82,398 | - | - |
| Shares284 | €50,198 | €50,198 | €50,198 | €50,198 | - | - |
| Amounts receivable and cash guarantees285/8 | €32,200 | €32,200 | €32,200 | €32,200 | - | - |
| Current assets29/58 | €4.6m | €5.2m | €5.1m | €7.7m | €5.1m | ▼ 33.6% |
| Amounts receivable within one year40/41 | €2.0m | €2.8m | €2.1m | €4.1m | €2.8m | ▼ 32.5% |
| Trade receivables40 | €1.8m | €2.7m | €1.9m | €3.6m | €2.6m | ▼ 29.0% |
| Other amounts receivable41 | €214,229 | €116,317 | €222,948 | €443,515 | €173,682 | ▼ 60.8% |
| Current investments50/53 | - | - | - | €2.8m | €0 | ▼ 100% |
| Other investments51/53 | - | - | - | €2.8m | - | - |
| Cash at bank and in hand54/58 | €1.3m | €1.0m | €2.1m | €296,096 | €2.1m | ▲ 598% |
| Deferred charges and accrued income490/1 | €1.3m | €1.4m | €890,606 | €567,944 | €284,726 | ▼ 49.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.1m | €6.5m | €6.2m | €8.6m | €6.9m | ▼ 19.7% |
| Equity10/15 | €5.2m | €5.2m | €5.3m | €5.4m | €5.5m | ▲ 2.1% |
| Contributions10/11 | €496,000 | €496,000 | €496,000 | €496,000 | €496,000 | = |
| Capital10 | €496,000 | €496,000 | €496,000 | €496,000 | €496,000 | = |
| Issued capital100 | €496,000 | €496,000 | €496,000 | €496,000 | €496,000 | = |
| Reserves13 | €4.7m | €4.7m | €4.8m | €4.9m | €5.0m | ▲ 2.3% |
| Non-distributable reserves130/1 | €49,600 | €49,600 | €49,600 | €49,600 | €49,600 | = |
| Legal reserve130 | €49,600 | €49,600 | €49,600 | €49,600 | €49,600 | = |
| Tax-exempt reserves132 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Distributable reserves133 | €3.0m | €3.0m | €3.1m | €3.2m | €3.3m | ▲ 3.5% |
| Amounts payable17/49 | €913,913 | €1.2m | €908,685 | €3.2m | €1.4m | ▼ 56.0% |
| Amounts payable within one year42/48 | €868,976 | €1.2m | €892,019 | €3.2m | €1.4m | ▼ 55.7% |
| Trade debts44 | €569,357 | €799,931 | €592,534 | €2.8m | €1.1m | ▼ 62.8% |
| Suppliers440/4 | €569,357 | €799,931 | €592,534 | €2.8m | €1.1m | ▼ 62.8% |
| Taxes, remuneration and social security45 | €299,619 | €437,303 | €299,485 | €380,063 | €367,425 | ▼ 3.3% |
| Taxes450/3 | €68,721 | €175,875 | €20,722 | €66,724 | €83,589 | ▲ 25.3% |
| Remuneration and social security454/9 | €230,898 | €261,428 | €278,763 | €313,339 | €283,836 | ▼ 9.4% |
| Accrued charges and deferred income492/3 | €44,937 | - | €16,666 | €17,553 | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.1m | €50,069 | €77,063 | €75,250 | €112,405 | ▲ 49.4% |
| + Depreciation and write-downs630 | €646,204 | €321,076 | €324,291 | €218,343 | €302,567 | ▲ 38.6% |
| Operating cash flow (approximation) | €3.8m | €371,145 | €401,354 | €293,593 | €414,972 | ▲ 41.3% |
| Investment in fixed assets (approximation) | - | -€52,681 | -€190,190 | -€53,258 | -€1.2m | ▼ 2,131% |
| Change in cash | - | -€261,362 | €1.1m | -€1.8m | €1.8m | ▲ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2026 · full schema · 22 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 33 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
31-01
Financial
Highest result since 2019net €3.1m ▲394%
Operating result €3.7m, net result €3.1m, both a record.
31-01
Financial
Liquidity times 5current ratio 5.29
Current ratio from 1.16 to 5.29; short-term debt falls from €4.4m to €868,976.
31-01
Financial
Equity above €5mEq €5.2m ▲161%
2 profitable years in a row build equity to €5.2m.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
29-02
Financial
Back to profitnet €633,276
Net result €633,276 after one loss-making year.
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
27-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1986
Ground area
2.3 ha
Building footprint
1,835 m²
Volume, LiDAR
11,019 m³
Parcel 71352D0293/00R007, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
TRANSPORT VANSCHOONBEEK MATTER
since 19862.036.873.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0293/00R007 | Flanders | 2.3 ha | 1 · 1,834 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 1 holdingChain of control
- VSB Sint Truiden
- TRANSPORT VANSCHOONBEEK - MATTERNE
Highest known parent: VSB Sint Truiden. The sources do not say who stands above it.
Owners 2
- VSB Sint Truidenparent99.95%
-
1%
Holdings 1
-
0.01%
According to the annual accounts to 31-01-2025 of TRANSPORT VANSCHOONBEEK - MATTERNE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.036.873.207
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,204. 1,657 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-05-1986
Fiscal year end31-01
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429009719
Also
9925:BE0429009719
Registered
05-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.