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TRANSFORME

Active Private limited companyfounded 2024active for 2 yearsThier de la Chartreuse 9, 4020 LiègeKBO/BCE: BE 1007.055.087

Overview

Lifetime

1 annual account with figures
peak €16,231 (2025)
€16,231 
lowest -€10,589 (2025)
-€10,589 
peak -€7,589 (2025)
-€7,589 
€61,310 
Board1 name since 2024
1 director
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
Loss of €10,589First year with figures

Key points

from the 2025 annual accounts

Equity

-€7,589
2025

Debts exceed assets in financial year 2025.

Debts

€61,310 96% of the balance sheet
Suppliers 49%Taxes and wages 6%Other 45%

Of this, €33,737 falls due within a year.

Position in the sector

-€7,589

Less equity than 91% of companies in construction of buildings. Sector median €45,638 · 9,474 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 7,639 companies had the same profile as TRANSFORME has now. Each dot stands for 20 companies, two years later.

84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,639 companies, not a prediction for TRANSFORME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 100 sharesdeed of 14-03-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1007055087
Incorporation Founding capital of €3,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 14-03-2024 · Gazette deed
First establishment Thier de la Chartreuse 9, Liège
All 4 events

Comparable companies

same main activity, similar in size and age
Company
TRANSFORME Liège €63,721 €16,231 -11.9% -
VIOLA & MOULRON Awans €61,889 €20,056 48.8% -
ENTREPRISE MARSALA Geer €60,460 €19,834 48.0% -
ALGEMENE BOUWWERKEN STAELEN Poperinge €62,612 €16,702 33.0% -
LA MAISON COCON Tournai €67,405 €14,968 32.2% -
HP-Building Wevelgem €64,641 €14,831 31.6% -
Awesin Beersel €69,788 €16,432 3.1% -

These companies have the same main activity as TRANSFORME: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €60,500 and €69,800, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 12-03-2024Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.357.109.2054020 Liège, since 12-03-2024
Financial year end
31 December
Peppol
Reachable since 19-09-2025
Company details

Annual accounts 2025

€16,231
≈ €200,000estimated
€10,589
-€7,589
€63,721
Filing
Filed on 18-06-2026, 43 days before the end of the filing period
Financials

Insights on TRANSFORME

The 2025 annual accounts show negative equity (-€7,589) and a net result of -€10,589. Its solvency ranks better than 9% of 9,471 sector peers (NACE 41, financial year 2025).

The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 18-06-2026, 43 days before the deadline
€16,231
-€11,047
-€10,589
€10,774
-11.9%
1.32

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €200,000. Estimated: probably between €100,000 and €350,000.

Balance sheet

balance sheet total €63,721 on 31-12-2025
What the company ownsHow it is paid for

Position in the sector

-11.9%

Higher than 9% of 9,471 companies in 2025.

1.32

Higher than 37% of 9,219 companies in 2025.

-16.6%

Higher than 10% of 9,291 companies in 2025.

TRANSFORME Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 63,721
21/28 19,210
21 3,209
22/27 16,001
23 4,653
24 7,564
26 3,784
29/58 44,511
3 10,000
37 10,000
40/41 9,299
40 9,153
41 146
54/58 22,356
490/1 2,856
Balance sheet: equity and liabilities
10/49 63,721
10/15 -7,589
10/11 3,000
14 -10,589
16 10,000
160/5 10,000
164/5 10,000
17/49 61,310
17 27,572
178/9 27,572
42/48 33,737
44 29,968
440/4 29,968
45 3,769
450/3 2,469
454/9 1,300
Income statement
9900 16,231
630 16,168
631/4 10,000
640/8 1,109
9901 -11,047
75/76B 577
75 577
65/66B 119
65 119
9903 -10,589
9904 -10,589
9905 -10,589
Appropriation of the result
9906 -10,589
Document PDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 18-06-2026 2026-00171845 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
5,122
5,579
35,378
10,774
-11.9%
1.32
1.02
-16.6%
43.12

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025
Tangible fixed assets€31,378
Intangible fixed assets€4,000
€16,168

Source: notes to the 2025 annual accounts (statement of fixed assets)

Insights on TRANSFORME

Equity is negative. Debt (€61,310) exceeds the balance-sheet total (€63,721).

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 14-03-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 18-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 14-03-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 14-03-2024, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
TRANSFORME
Equity -€7,589
Loss €10,589 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
-€75.89 in 2025
Source
deed of 14-03-2024

Articles of association

deed of 14-03-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Totalité des pouvoirs d’administration, chaque administrateur agissant seul peut accomplir tous actes nécessaires ou utiles à…”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 14-03-2024 ↗
  • 100 shares (100%) · €3,000 in cash

Network & group

No group

TRANSFORME has no parent and no holdings in its annual accounts. is the only director. TRANSFORME shares no director with another company.

At the same address

Thier-de-la-Chartreuse 9, 4020 Liège · 1 other company
Bressard, Justine (sole trader)
establishment since 01-10-2013
founded in 2013
0539.936.939

Timeline

Timeline

4 events since 2024
2026
Annual accounts 2025 filed NBBmicro format · 43 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007055087
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 14-03-20245 points ▸
  • Registered office clause, Thier de la Chartreuse 9, 4020 Liège
  • Director appointment, (director (not named in the articles))
  • Founder, (comparant)
  • Founding capital, €3,000, 100 shares
  • holds all the shares
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

First establishment Thier de la Chartreuse 9, Liège

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1007.055.087
VAT number
BE 1007.055.087
Peppol ID
0208:1007055087
Other Peppol ID
9925:BE1007055087
Legal form
Private limited company
Status
Active, normal situation
Founded
12-03-2024
Financial year
ends on 31 December
Peppol
Reachable since 19-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
TRANSFORME in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-03-2024 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La constitution et la gestion d'un patrimoine immobilier et la location-financement de biens immeubles aux tiers,notamment l'acquisition par…”
23 activities
  1. La constitution et la gestion d'un patrimoine immobilier et la location-financement de biens immeubles aux tiers,notamment l'acquisition par l'achat ou autrement,la vente,l'échange,la construction,la reconstruction,la transformation,l'amélioration,l'équipement,l'aménagement,l'embellissement,l'entretien,l'exploitation,la location,la prise en location,le lotissement,la prospection et l'exploitation de biens immeubles,ainsi que toutes opérations qui,directement ou indirectement,sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier
  2. L'achat,la vente,l'échange,la construction,la reconstruction,la démolition,la transformation,l'exploitation,la location et la gérance de tous immeubles bâtis,meublés ou non
  3. L'achat,la vente,l'échange,la mise en valeur,le lotissement,l'exploitation,la location et l'affermage de tous immeubles non bâtis
  4. Les activités liées directement ou indirectement à une entreprise générale de construction
  5. Les travaux de toiture
  6. Les travaux de terrassement
  7. Les activités liées à la ventilation des immeubles
  8. L’entreprise de maçonnerie-béton,de pose de chapes,ainsi que de fabrication et d’installation de cheminées ornementales
  9. L’entreprise de charpenterie et de menuiserie du bâtiment,d’isolation thermique et acoustique,de placement de cloisons et de faux-plafonds,de travaux de vitrerie,de pose de glaces,miroiterie,vitraux et la mise en œuvre de tous les matériaux translucides ou transparents
  10. L’entreprise de travaux de plafonnage,de cimentage et de tous autres enduits
  11. L’entreprise de travaux de carrelage et de mosaïque et de tous autres revêtements de murs et de sols
  12. L’entreprise d’installation d’échafaudage,de rejointoyage et de nettoyage des façades
  13. L’entreprise d’installation électrique,d’éclairage,de force motrice et de téléphonie
  14. L’entreprise de travaux d’étanchéité et revêtement de constructions par asphaltage et bitumage
  15. L’entreprise de construction d’ouvrages d’art non métalliques,l’entreprise de travaux de démolition de bâtiments et d’ouvrages d’art,de terrassement,de travaux de drainage,ainsi que de fondations,de battage de pieux et de palplanches,de travaux de consolidation du sol par tous systèmes
  16. L’entreprise de travaux de construction,de réfection et d’entretien des routes,de travaux d’égouts,de travaux de distribution d’eau et de gaz,de travaux de pose de câbles et canalisation diverses,ainsi que d’aménagement de plaines de jeux et de sports,de parcs et jardins,de travaux de plantations
  17. L’entreprise de constructions métalliques,de construction de ponts et de charpentes,leur montage inclus
  18. L’entreprise de peinture industrielle,la fabrication et l’installation d’enseignes lumineuses
  19. Le commerce de gros et de détail en matériaux de constructions
  20. L’achat,la vente,le courtage,la location,l'exploitation et la mise en valeur de tous biens immeubles bâtis et non bâtis,en ce compris la création de lotissement et de leur infrastructure et équipement,la promotion d’immeubles à appartements ou unifamiliaux,ainsi que toutes opérations juridiques de toute nature portant sur semblables immeubles et notamment les constructions à édifier
  21. Toutes activités de bureau d’études,d’ingénierie et de conseil,la conception de projets spécifiques ou particuliers non soumis à permis d’urbanisme préalables
  22. Tous travaux de gros-oeuvre,d’achèvement en tout domaine généralement quelconque,que ce soit maçonnerie,peinture,carrelage,coffrage,ferraillage,béton,cimentage,recouvrement de corniche,plafonnage et autres,ainsi que l’achat et la vente de tous matériaux généralement quelconques ayant un lien direct ou indirect avec l’activité reprise ci-dessus
  23. Et de façon générale toutes activités se rapportant directement ou indirectement à l’entreprise générale de construction,ainsi qu’à la construction,à la transformation et à la restauration de bâtiments et de monuments,classés ou non
deed of 14-03-2024 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Thier de la Chartreuse 9 registered office 4020 Liège 12-03-2024 2.357.109.205

Buildings and parcels at the address

Ground area
148 m²
Buildings
46 m²
Volume, LiDAR
509 m³
Tallest building
12.1 m
Buildings to scale, each on its own parcel
46 m², 12.1 m 46 m², 12.1 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
62807A1232/00W003148 m² 1 · 46 m² 12.1 m · 4

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1007.055.087