Equity
€95,683 ▲ 209%
Equity rose in 2025 from €30,972 to €95,683.
TRANSFER BV
Lifetime
3 annual accounts with figures on one time axispeak €91,097 (2025)
€91,097▲ 170%
peak €64,711 (2025)
€64,711▲ 291%
peak €95,683 (2025)
€95,683▲ 209%
€60,336▼ 39.5%
Board1 name since 2022
1 directorVANDAMME Cédric
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €33,777 to €91,097Result from €16,548 to €64,711Equity from €30,972 to €95,683Debts from €99,766 to €60,336Cash from €17,355 to €47,805
Key points
from the 2025 annual accountsInvestments
€3,000 8.4 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.90 was 0.19 in 2024
Short-term debts fell from €91,898 to €56,013.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025highest value
11-2025: 0.2%● unchanged vs 10-2025highest value
12-2025: 0.2%● unchanged vs 11-2025highest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.90, cash €47,805
Size: total assets €156,020
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 56% of them on solvency, 64% on liquidity, 84% on profitability and 95% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (0.19 in 2024), below 1. Short-term debt is 35.9% and cash 30.6% of total assets. 38.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
44 days early
2023
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 42 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0787741453
Registered office moved within Borgloon
New registered office: Tongersestraat 17 te 3840 Borgloon · Previous registered office: Tramstraat 7 te 3840 Borgloon · General meeting of 21-09-2022 · Gazette deed
First establishment
Tongersestraat 17, Tongeren-Borgloon
Incorporation
Founding capital of €3,000, 100 shares · Founder: VANDAMME Cédric · Appointment: VANDAMME Cédric (director) · published on 30-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRANSFER BV Tongeren-Borgloon | €156,020 | €91,097 | 61.3% | - |
| COLUMBUS Schilde | €148,407 | €89,949 | 3.5% | - |
| SKOWFLY Bruges | €181,508 | €87,323 | 76.8% | - |
| EVENT REPUBLIC Dilbeek | €171,402 | €93,241 | 74.6% | - |
| Pro@Admin Eghezée | €174,937 | €91,779 | 1.4% | - |
| FISCALO Olen | €125,597 | €86,130 | 63.2% | - |
| JORDEJO Stekene | €176,772 | €103,116 | 46.1% | - |
These companies have the same main activity as TRANSFER BV: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €126,000 and €182,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 28-06-2022Normal situation
- Activity
- Activities of head officesNACE 70100and 3 others
- Establishment unit
- 2.332.595.9193840 Tongeren-Borgloon, since 01-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €190,000estimated
- €156,020▲ 19.3%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on TRANSFER BV
TRANSFER BV files the micro format. That format states no turnover. The gross margin rose from €27,492 in 2023 to €91,097 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRANSFER BV
- What is the company number of TRANSFER BV?
- The company number of TRANSFER BV is 0787.741.453. The VAT number is the same number with BE in front: BE 0787.741.453.
- Where is TRANSFER BV based?
- The registered office is at Tongersestraat 17, 3840 Tongeren-Borgloon.Company details
- What does TRANSFER BV do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of TRANSFER BV?
- TRANSFER BV is a private limited company (BV).
- When was TRANSFER BV founded?
- TRANSFER BV was founded on 28-06-2022.
- Is TRANSFER BV still active?
- Yes, TRANSFER BV is an active enterprise in the KBO register.
- What is the turnover of TRANSFER BV?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €91,097 and 126 comparable companies (NACE 70). It probably lies between €140,000 and €240,000.Financials
- Is TRANSFER BV profitable?
- In financial year 2025, TRANSFER BV made a profit of €64,711.
- Where can I find the annual accounts of TRANSFER BV?
- TRANSFER BV filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRANSFER BV due?
- TRANSFER BV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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