SKOWFLY
ActiveSKOWFLY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €64k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 73% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency100▲+33
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 1.73 in 2024; short-term debt: 23.2% and cash: 62.7% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
35.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
22 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€139k▲ 85.0%
2024 · €75k
2023: €46k
2024: €75k
2023 → 2025
Total assets
€182k▲ 1.8%
2024 · €178k
2023: €66k
2024: €178k
2023 → 2025
Net result
€64k▲ 118%
2024 · €29k
2023: €43k
2024: €29k
2023 → 2025
Working capital
€139k▲ 85.0%
2024 · €75k
2023: €46k
2024: €75k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€46k-€75k▲ 64.1%€139k▲ 85.0%
Operating result€58k-€41k▼ 28.4%€86k▲ 109%
Net result€43k-€29k▼ 31.4%€64k▲ 118%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €182k
Equity
€139k▲ 85.0%
Debt
€42k▼ 59.1%
The debt ratio falls from 57.7% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
76.8%▲
2024 · 42.3%
Current ratio
4.32▲
2024 · 1.73
Quick ratio
4.32▲
2024 · 1.73
Debt / equity
0.30▼
2024 · 1.36
ROE
46.0%▲
2024 · 39.1%
ROA
35.3%▲
2024 · 16.5%
Debt
€42k▼
2024 · €103k
Debt ≤ 1 year
€42k▼
2024 · €103k
Income taxes
€19k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€182k▲
Current assets29/58€178k€182k▲
Amounts receivable within one year40/41€79k€63k▼
Trade receivables40€79k€63k▼
Cash at bank and in hand54/58€99k€114k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€178k€182k▲
Equity10/15€75k€139k▲
Contributions10/11€3k€3k=
Reserves13€72k€136k▲
Distributable reserves133€72k€136k▲
Amounts payable17/49€103k€42k▼
Amounts payable within one year42/48€103k€42k▼
Trade debts44€83k€26k▼
Suppliers440/4€83k€26k▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€14k€12k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€42k€87k▲
Operating profit (loss)9901€41k€86k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€39k€83k▲
Income taxes67/77€9k€19k▲
Profit (loss) for the period9904€29k€64k▲
Profit (loss) for the period to be appropriated9905€29k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€64k▲
Transfer to equity691/2€29k€64k▲
To other reserves6921€29k€64k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €64k ▲118%
Operating result €86k, net result €64k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 1.73 to 4.32; short-term debt falls from €103k to €42k.
30-09
Financial
Equity above €100kEq €139k ▲85%
3 profitable years in a row build equity to €139k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-09
Financial
Weakest financial yearnet €29k ▼31.4%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 258310 BruggeGround area
1,266 m²
Building footprint
228 m²
Volume, LiDAR
1,478 m³
Parcel 31029C0154/00K000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SKOWFLY
since 20222.334.459.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0154/00K000 | Flanders | 1,266 m² | 1 · 228 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JACOBB
BE 0746.539.615
Rotselaar · Eq €140k
SOFIX
BE 0456.601.269
Tienen · Eq €140k
DANEMAU PLUS
BE 0525.971.315
Boutersem · Eq €140k
Pegasuslaan Centre
BE 0883.607.246
Brussel · Eq €139k
C.J.M. CONSTRUCT
BE 0824.631.543
Riemst · Eq €141k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.