Summary
TransAssur is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12,913 and a net result of €100,421. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 2463 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2463 sector peers (2025).
NBB · sector comparisonPosition among 2463 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
20 d early
2023
16 d early
2022
24 d late
2021
23 d late
2020
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€12,913▼ 88.5%
2024 · €112,491
Net result
€100,421▼ 9.9%
2024 · €111,491
Total assets
€117,442▼ 10.3%
2024 · €130,939
Solvency
11.0%▼ 74.9pp
2024 · 85.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€89,463▲ 183%€106,578▲ 19.1%€72,225▼ 32.2%€148,177▲ 105%€133,507▼ 9.9%
Net result€70,997above the sector's middle half▲ 188%€85,197above the sector's middle half▲ 20.0%€55,487within the sector's middle half▼ 34.9%€111,491above the sector's middle half▲ 101%€100,421above the sector's middle half▼ 9.9%
Equity€96,690within the sector's middle half▲ 276%€181,887within the sector's middle half▲ 88.1%€56,487within the sector's middle half▼ 68.9%€112,491within the sector's middle half▲ 99.1%€12,913below the sector's middle half▼ 88.5%
Total assets€124,117below the sector's middle half▲ 224%€236,188within the sector's middle half▲ 90.3%€87,572below the sector's middle half▼ 62.9%€130,939below the sector's middle half▲ 49.5%€117,442below the sector's middle half▼ 10.3%
Debt€27,427▲ 117%€54,301▲ 98.0%€31,085▼ 42.8%€18,448▼ 40.7%€104,529▲ 467%
Working capital€85,497within the sector's middle half▲ 574%€143,972within the sector's middle half▲ 68.4%-€7,969below the sector's middle half€45,734within the sector's middle half-€39,333below the sector's middle half
Solvency77.9%above the sector's middle half▲ 10.9pp77.0%above the sector's middle half▼ 0.9pp64.5%within the sector's middle half▼ 12.5pp85.9%above the sector's middle half▲ 21.4pp11.0%below the sector's middle half▼ 74.9pp
Current ratio4.12above the sector's middle half▲ 2.113.65within the sector's middle half▼ 0.470.74below the sector's middle half▼ 2.913.48within the sector's middle half▲ 2.740.62below the sector's middle half▼ 2.86
Return on assets (ROA)57.2%above the sector's middle half▼ 7.2pp36.1%above the sector's middle half▼ 21.1pp63.4%above the sector's middle half▲ 27.3pp85.1%above the sector's middle half▲ 21.8pp85.5%above the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,442
Fixed assets
€52,245 ▼ 21.7%
Current assets
€65,197 ▲ 1.6%
Equity and liabilities €117,442
Equity
€12,913 ▼ 88.5%
Debt
€104,529 ▲ 467%
Debt's share of the balance-sheet total rises from 14.1% to 89.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
777.7%▲
2024 · 99.1%
Debt ≤ 1 year
€104,529▲
2024 · €18,448
Income taxes
€29,711▼
2024 · €33,876
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,171 | €2,762 | €12,996 | €15,559 | €16,779 | ▲ 7.8% |
| Other operating charges640/8 | €348 | €348 | €1,019 | €1,319 | €884 | ▼ 32.9% |
| Gross operating margin9900 | €96,981 | €109,687 | €86,240 | €165,054 | €151,171 | ▼ 8.4% |
| Operating profit (loss)9901 | €89,463 | €106,578 | €72,225 | €148,177 | €133,507 | ▼ 9.9% |
| Financial income75/76B | €949 | €1,447 | €1,158 | €4 | €136 | ▲ 3,794% |
| Recurring financial income75 | €949 | €1,447 | €1,158 | €4 | €136 | ▲ 3,794% |
| Financial charges65/66B | - | - | €1,611 | €2,813 | €3,511 | ▲ 24.8% |
| Recurring financial charges65 | - | - | €1,611 | €2,813 | €3,511 | ▲ 24.8% |
| Profit (loss) for the period before taxes9903 | €90,412 | €108,025 | €71,772 | €145,367 | €130,133 | ▼ 10.5% |
| Income taxes67/77 | €19,414 | €22,829 | €16,285 | €33,876 | €29,711 | ▼ 12.3% |
| Profit (loss) for the period9904 | €70,997 | €85,197 | €55,487 | €111,491 | €100,421 | ▼ 9.9% |
| Profit (loss) for the period to be appropriated9905 | €70,997 | €85,197 | €55,487 | €111,491 | €100,421 | ▼ 9.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €124,117 | €236,188 | €87,572 | €130,939 | €117,442 | ▼ 10.3% |
| Fixed assets21/28 | €11,193 | €37,915 | €64,456 | €66,757 | €52,245 | ▼ 21.7% |
| Tangible fixed assets22/27 | €11,193 | €37,915 | €64,456 | €66,757 | €52,245 | ▼ 21.7% |
| Plant, machinery and equipment23 | - | - | - | €2,773 | €2,465 | ▼ 11.1% |
| Furniture and vehicles24 | €7,266 | €17,680 | €41,000 | €29,401 | €19,377 | ▼ 34.1% |
| Other tangible fixed assets26 | €3,928 | €20,235 | €23,456 | €34,584 | €30,404 | ▼ 12.1% |
| Current assets29/58 | €112,924 | €198,274 | €23,116 | €64,182 | €65,197 | ▲ 1.6% |
| Amounts receivable within one year40/41 | €81,511 | €67,145 | €14,511 | €13,923 | €24,277 | ▲ 74.4% |
| Trade receivables40 | €25,844 | €11,477 | €13,693 | €12,698 | €15,542 | ▲ 22.4% |
| Other amounts receivable41 | €55,668 | €55,668 | €817 | €1,224 | €8,736 | ▲ 614% |
| Cash at bank and in hand54/58 | €28,583 | €127,718 | €7,453 | €50,260 | €40,919 | ▼ 18.6% |
| Deferred charges and accrued income490/1 | €2,830 | €3,411 | €1,153 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €124,117 | €236,188 | €87,572 | €130,939 | €117,442 | ▼ 10.3% |
| Equity10/15 | €96,690 | €181,887 | €56,487 | €112,491 | €12,913 | ▼ 88.5% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €95,690 | €180,887 | €55,487 | €111,491 | €11,913 | ▼ 89.3% |
| Amounts payable17/49 | €27,427 | €54,301 | €31,085 | €18,448 | €104,529 | ▲ 467% |
| Amounts payable within one year42/48 | €27,427 | €54,301 | €31,085 | €18,448 | €104,529 | ▲ 467% |
| Trade debts44 | €2,748 | €4,458 | €5,023 | €4,572 | €4,529 | ▼ 0.9% |
| Suppliers440/4 | €2,748 | €4,458 | €5,023 | €4,572 | €4,529 | ▼ 0.9% |
| Taxes, remuneration and social security45 | €19,414 | €42,243 | €24,114 | €13,876 | €0 | ▼ 100% |
| Taxes450/3 | €19,414 | €42,243 | €24,114 | €13,876 | €0 | ▼ 100% |
| Other amounts payable47/48 | €5,264 | €7,600 | €1,948 | €0 | €100,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,997 | €85,197 | €55,487 | €111,491 | €100,421 | ▼ 9.9% |
| + Depreciation and write-downs630 | €7,171 | €2,762 | €12,996 | €15,559 | €16,779 | ▲ 7.8% |
| Operating cash flow (approximation) | €78,168 | €87,959 | €68,483 | €127,050 | €117,201 | ▼ 7.8% |
| Investment in fixed assets (approximation) | - | -€29,483 | -€39,537 | -€17,860 | -€2,268 | ▲ 87.3% |
| Change in cash | - | €99,136 | -€120,265 | €42,807 | -€9,341 | ▼ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €111,491 ▲101%
Operating result €148,177, net result €111,491, both a record.
31-12
Financial
Liquidity times 5current ratio 3.48
Current ratio from 0.74 to 3.48; short-term debt falls from €31,085 to €18,448.
31-12
Financial
Equity above €100,000Eq €112,491 ▲99.1%
5 profitable years in a row build equity to €112,491.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €150,000Eq €181,887 ▲88.1%
3 profitable years in a row build equity to €181,887.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.12
Current ratio from 2.00 to 4.12.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Ground area
1,492 m²
Building footprint
198 m²
Volume, LiDAR
3 m³
Parcel 24514A0139/00Z018, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
TransAssur
since 20202.296.413.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514A0139/00Z018 | Flanders | 1,491 m² | 1 · 198 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 93 EUR | 93 EUR |
| 2024 | 1 | 87 EUR | 87 EUR |
| 2023 | 1 | 93 EUR | 93 EUR |
| 2022 | 1 | 87 EUR | 87 EUR |
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Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 1,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
74301Translation services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736496056
Also
9925:BE0736496056
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.