TRANSAMAL
ActiveSummary
TRANSAMAL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €168,834 and a net result of €18,530. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability66▲+6
Solvency82▲+36
Growth65▲+13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 1.88 against 0.91 in 2023; short-term debt: 12.9% and cash: 10% of total assets), and 42.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
21 d late
2022
149 d late
2021
31 d late
2020
6 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€807,593▲ 2.4%
2023 · €788,424
EBIT margin
2.7%▲ 1.0pp
2023 · 1.7%
Net result
€18,530▲ 114%
2023 · €8,678
Working capital
€33,693
2023 · -€50,282
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€788,424€807,593▲ 2.4%
Operating result€30,195▲ 78.7%€18,397▼ 39.1%€7,452▼ 59.5%€13,363▲ 79.3%€21,778▲ 63.0%
Net result€15,445within the sector's middle half▲ 520%€10,676within the sector's middle half▼ 30.9%€2,085within the sector's middle half▼ 80.5%€8,678within the sector's middle half▲ 316%€18,530within the sector's middle half▲ 114%
EBIT margin1.7%2.7%▲ 1.0pp
Equity€128,865within the sector's middle half▲ 13.6%€139,541within the sector's middle half▲ 8.3%€141,626within the sector's middle half▲ 1.5%€150,304within the sector's middle half▲ 6.1%€168,834within the sector's middle half▲ 12.3%
Total assets€368,615within the sector's middle half▼ 3.2%€324,549within the sector's middle half▼ 12.0%€360,915within the sector's middle half▲ 11.2%€728,764above the sector's middle half▲ 102%€295,294within the sector's middle half▼ 59.5%
Debt€239,750▼ 10.3%€185,008▼ 22.8%€219,289▲ 18.5%€578,460▲ 164%€126,460▼ 78.1%
Working capital-€71,629below the sector's middle half▼ 102%-€64,337below the sector's middle half▲ 10.2%-€47,789below the sector's middle half▲ 25.7%-€50,282below the sector's middle half▼ 5.2%€33,693within the sector's middle half
Solvency35.0%within the sector's middle half▲ 5.2pp43.0%within the sector's middle half▲ 8.0pp39.2%within the sector's middle half▼ 3.8pp20.6%within the sector's middle half▼ 18.6pp57.2%within the sector's middle half▲ 36.6pp
Current ratio0.48below the sector's middle half▼ 0.100.46below the sector's middle half▼ 0.020.65below the sector's middle half▲ 0.190.91below the sector's middle half▲ 0.261.88within the sector's middle half▲ 0.98
Return on assets (ROA)4.2%within the sector's middle half▲ 3.5pp3.3%within the sector's middle half▼ 0.9pp0.6%within the sector's middle half▼ 2.7pp1.2%within the sector's middle half▲ 0.6pp6.3%within the sector's middle half▲ 5.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 63% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €295,294
Fixed assets
€223,366 ▼ 9.7%
Current assets
€71,928 ▼ 85.1%
Equity and liabilities €295,294
Equity
€168,834 ▲ 12.3%
Debt
€126,460 ▼ 78.1%
Debt's share of the balance-sheet total falls from 79.4% to 42.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,378▲
2023 · €38,737
Cash flow
€47,130▲
2023 · €34,052
Quick ratio
1.22▲
2023 · 0.85
Debt to equity
0.75▼
2023 · 3.85
ROE
11.0%▲
2023 · 5.8%
Interest coverage
25.43▼
2023 · 34.16
Debt ≤ 1 year
€38,235▼
2023 · €531,677
Debt > 1 year
€88,225▲
2023 · €46,783
Income taxes
€1,266▼
2023 · €3,551
Staff costs
€36,440▲
2023 · €26,340
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €788,424 | €807,593 | ▲ 2.4% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €718,914 | €719,134 | = |
| Remuneration, social security and pensions62 | - | €26,272 | €24,651 | €26,340 | €36,440 | ▲ 38.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,729 | €31,946 | €33,047 | €25,374 | €28,600 | ▲ 12.7% |
| Other operating charges640/8 | - | €11,346 | €10,919 | €10,563 | €8,236 | ▼ 22.0% |
| Gross operating margin9900 | €95,238 | €87,961 | €76,069 | €75,640 | €95,054 | ▲ 25.7% |
| Operating profit (loss)9901 | €30,195 | €18,397 | €7,452 | €13,363 | €21,778 | ▲ 63.0% |
| Financial charges65/66B | - | €5,107 | €2,707 | €1,134 | €1,981 | ▲ 74.7% |
| Recurring financial charges65 | €14,749 | €5,107 | €2,707 | €1,134 | €1,981 | ▲ 74.7% |
| Profit (loss) for the period before taxes9903 | €15,445 | €13,291 | €4,745 | €12,229 | €19,797 | ▲ 61.9% |
| Income taxes67/77 | - | €2,614 | €2,660 | €3,551 | €1,266 | ▼ 64.3% |
| Profit (loss) for the period9904 | €15,445 | €10,676 | €2,085 | €8,678 | €18,530 | ▲ 114% |
| Profit (loss) for the period to be appropriated9905 | €15,445 | €10,676 | €2,085 | €8,678 | €18,530 | ▲ 114% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €368,615 | €324,549 | €360,915 | €728,764 | €295,294 | ▼ 59.5% |
| Fixed assets21/28 | €302,626 | €270,680 | €272,744 | €247,369 | €223,366 | ▼ 9.7% |
| Tangible fixed assets22/27 | €301,639 | €269,694 | €271,757 | €246,383 | €222,380 | ▼ 9.7% |
| Land and buildings22 | - | €240,887 | €226,591 | €208,810 | €192,088 | ▼ 8.0% |
| Furniture and vehicles24 | - | €28,807 | €45,166 | €37,573 | €30,292 | ▼ 19.4% |
| Financial fixed assets28 | €987 | €987 | €987 | €987 | €987 | = |
| Current assets29/58 | €65,989 | €53,869 | €88,171 | €481,394 | €71,928 | ▼ 85.1% |
| Stocks and contracts in progress3 | €18,472 | €16,110 | €27,472 | €28,522 | €25,406 | ▼ 10.9% |
| Stocks30/36 | - | €16,110 | €27,472 | €28,522 | €25,406 | ▼ 10.9% |
| Amounts receivable within one year40/41 | - | €7 | €2,386 | €65,735 | €16,105 | ▼ 75.5% |
| Trade receivables40 | - | - | €779 | €48,587 | €3,990 | ▼ 91.8% |
| Other amounts receivable41 | - | €7 | €1,607 | €17,148 | €12,115 | ▼ 29.4% |
| Cash at bank and in hand54/58 | €40,907 | €35,162 | €57,348 | €386,172 | €29,451 | ▼ 92.4% |
| Deferred charges and accrued income490/1 | - | €2,590 | €966 | €966 | €966 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €368,615 | €324,549 | €360,915 | €728,764 | €295,294 | ▼ 59.5% |
| Equity10/15 | €128,865 | €139,541 | €141,626 | €150,304 | €168,834 | ▲ 12.3% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €620 | €620 | €620 | €620 | €619 | ▼ 0.1% |
| Non-distributable reserves130/1 | - | €620 | €620 | €620 | €619 | ▼ 0.1% |
| Reserves not available under the articles1311 | - | €620 | €620 | €620 | €619 | ▼ 0.1% |
| Profit (loss) carried forward14 | €122,048 | €132,724 | €134,809 | €143,487 | €162,017 | ▲ 12.9% |
| Amounts payable17/49 | €239,750 | €185,008 | €219,289 | €578,460 | €126,460 | ▼ 78.1% |
| Amounts payable after more than one year17 | €98,897 | €66,802 | €83,329 | €46,783 | €88,225 | ▲ 88.6% |
| Financial debts170/4 | - | €66,802 | €83,329 | €46,783 | €88,225 | ▲ 88.6% |
| Amounts payable within one year42/48 | €137,618 | €118,206 | €135,960 | €531,677 | €38,235 | ▼ 92.8% |
| Current portion of amounts payable after more than one year42 | - | €33,898 | €1,803 | - | - | - |
| Trade debts44 | €2,719 | €3,859 | - | €388,307 | €27,583 | ▼ 92.9% |
| Suppliers440/4 | - | €3,859 | - | €388,307 | €27,583 | ▼ 92.9% |
| Taxes, remuneration and social security45 | - | €13,261 | €5,787 | - | €4,200 | - |
| Taxes450/3 | - | €13,261 | €5,787 | - | €4,200 | - |
| Other amounts payable47/48 | - | €67,188 | €128,370 | €143,370 | €6,453 | ▼ 95.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,445 | €10,676 | €2,085 | €8,678 | €18,530 | ▲ 114% |
| + Depreciation and write-downs630 | €31,729 | €31,946 | €33,047 | €25,374 | €28,600 | ▲ 12.7% |
| Operating cash flow (approximation) | €47,175 | €42,622 | €35,132 | €34,052 | €47,130 | ▲ 38.4% |
| Investment in fixed assets (approximation) | - | €0 | -€35,110 | €0 | -€4,597 | - |
| Change in cash | - | -€5,746 | €22,186 | €328,824 | -€356,720 | ▼ 208% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Highest result since 2018net €18,530 ▲114%
Net result €18,530, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.88
Current ratio from 0.91 to 1.88; short-term debt falls from €531,677 to €38,235.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €150,000Eq €150,304 ▲6.1%
6 profitable years in a row build equity to €150,304.
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
31-12
Financial
Weakest financial yearnet €2,085 ▼80.5%
Net result drops to €2,085, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 107 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 1990
Ground area
1,127 m²
Building footprint
255 m²
Volume, LiDAR
1,732 m³
2 parcels, Brussels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Wezembeeklaan 35, 1950 Kraainem
since 19902.049.406.496
Verheyleweghenplein 34, 1200 Sint-Lambrechts-Woluwe
since 20012.049.406.595
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0069/00S002 | Brussels | 738 m² | 1 · 224 m² | 11.2 m · 3 fl. |
| 22002B0095/00X016 | Flanders | 388 m² | 1 · 32 m² | 4.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.049.406.595
Similar companies · same sector, comparable size
SCHAEKERS ENGELEN GAS
BE 0477.198.824
Kinrooi · Eq €169,371
WAUTERS MAZOUT
BE 0458.242.549
Assenede · Eq €167,465
Mia Dierickx
BE 0463.986.830
Opwijk · Eq €166,294
KARDINI
BE 0806.447.409
Zemst · Eq €173,204
MAZOUTCENTRALE E. BEULLENS EN ZOON
BE 0416.775.247
Boortmeerbeek · Eq €174,263
Of 838 companies in this sector we hold annual accounts for 474. 321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded28-09-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
46180Agents specialised in the wholesale of other particular products
46730Wholesale trade
52210Service activities incidental to land transportation
70200Business and other management consultancy
79120Travel agency, tour operator and other reservation service and related activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438411690
Also
9925:BE0438411690
Registered
12-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.