SOENS JOZEF EN ZOON
ActiveSOENS JOZEF EN ZOON has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €42k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+49
Solvency62▲+9
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 8.88 in 2024; short-term debt: 13.9% and cash: 55.8% of total assets), but 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
12.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
30 d late
2022
16 d late
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k
2024 · €-16k
2018: €-74k
2019: €-2k
2020: €-18k
2021: €-2k
2022: €12k
2023: €27k
2024: €-16k
2018 → 2025
Working capital
€239k▲ 2.0%
2024 · €234k
2018: €63k
2019: €55k
2020: €280k
2021: €226k
2022: €230k
2023: €250k
2024: €234k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€78k▲ 17.4%€99k▲ 26.8%€83k▼ 15.7%€125k▲ 50.1%
Operating result€-4k-€9k€31k▲ 229%€-14k€46k
Net result€-2k-€12k€27k▲ 136%€-16k€42k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €14k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€53k▲ 83.4%
Current assets
€286k▲ 8.4%
Equity and liabilities €339k
Equity
€125k▲ 50.1%
Debt
€214k▲ 2.2%
The debt ratio falls from 71.6% to 63.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €1k
Cash flow
€54k▲
2024 · €319
Solvency
36.8%▲
2024 · 28.4%
Current ratio
6.08▼
2024 · 8.88
Quick ratio
6.06▼
2024 · 8.71
Debt / equity
1.72▼
2024 · 2.52
ROE
33.4%▲
2024 · -18.7%
ROA
12.3%▲
2024 · -5.3%
Interest coverage
-165.13▼
2024 · 0.88
Debt
€214k▲
2024 · €209k
Debt ≤ 1 year
€47k▲
2024 · €30k
Debt > 1 year
€167k▼
2024 · €180k
Income taxes
€8k▲
2024 · €775
Staff costs
€54k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€339k▲
Fixed assets21/28€29k€53k▲
Intangible fixed assets21€852€666▼
Tangible fixed assets22/27€27k€51k▲
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€3k€30k▲
Financial fixed assets28€1k€1k=
Current assets29/58€264k€286k▲
Stocks and contracts in progress3€5k€980▼
Stocks30/36€5k€980▼
Amounts receivable within one year40/41€66k€45k▼
Trade receivables40€56k€35k▼
Other amounts receivable41€10k€10k▲
Current investments50/53€43k€43k▲
Cash at bank and in hand54/58€144k€189k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€293k€339k▲
Equity10/15€83k€125k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€47k€63k▲
Non-distributable reserves130/1€40k€40k=
Legal reserve130€40k€40k=
Distributable reserves133€7k€23k▲
Profit (loss) carried forward14€-26k-
Amounts payable17/49€209k€214k▲
Amounts payable after more than one year17€180k€167k▼
Financial debts170/4€180k€167k▼
Amounts payable within one year42/48€30k€47k▲
Trade debts44€20k€24k▲
Suppliers440/4€20k€24k▲
Taxes, remuneration and social security45€10k€21k▲
Taxes450/3€2k€10k▲
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€17k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€66k-
Gross operating margin9900€88k€124k▲
Operating profit (loss)9901€-14k€46k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€-357▼
Recurring financial charges65€2k€-357▼
Profit (loss) for the period before taxes9903€-15k€50k▲
Income taxes67/77€775€8k▲
Profit (loss) for the period9904€-16k€42k▲
Profit (loss) for the period to be appropriated9905€-16k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€16k▲
Profit (loss) brought forward from the previous period14P€-10k€-26k▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €100kEq €125k ▲50.1%
Equity rises from €83k to €125k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 16.94
Current ratio from 4.60 to 16.94; short-term debt falls from €64k to €16k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Liquidity times 8current ratio 10.07
Current ratio from 1.20 to 10.07; short-term debt falls from €272k to €31k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederhasseltstraat 3099404 NinoveGround area
3,498 m²
Building footprint
226 m²
Volume, LiDAR
744 m³
Parcel 41004A0193/00H000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOENS J. & ZOON NV
since 19932.131.099.797
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41004A0193/00H000 | Flanders | 3,498 m² | 1 · 226 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,160 EUR awarded · 1,160 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 207 EUR | 207 EUR |
| 2024 | 1 | 471 EUR | 756 EUR |
| 2023 | 1 | 285 EUR | 0 EUR |
| 2022 | 1 | 197 EUR | 197 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesSOENS JOZEF & ZOON NV22700
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Of 840 companies in sector 46810 we hold annual accounts for 473. 300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-12-1993
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
46810Wholesale of solid, liquid and gaseous fuels and related products
43222Installation of electric heating, air conditioning, cooling and ventilation
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.