TRANSALP TRADING
ActiveThe computed 12-month bankruptcy probability of TRANSALP TRADING is 2.9% (moderate). The 2025 annual accounts show equity of €92k and a net result of €-13k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 11200 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency93▲+20
Growth52=
Stability94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.41 in 2024), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
-7.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 d early
2024
46 d late
2023
273 d late
2022
150 d late
2021
44 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 12.3%
2024 · €105k
2021: €63k
2022: €82k
2023: €121k
2024: €105k
2021 → 2025
Total assets
€182k▼ 27.0%
2024 · €250k
2021: €120k
2022: €792k
2023: €871k
2024: €250k
2021 → 2025
Net result
€-13k▲ 19.5%
2024 · €-16k
2021: €13k
2022: €19k
2023: €39k
2024: €-16k
2021 → 2025
Working capital
€83k▲ 39.8%
2024 · €59k
2021: €59k
2022: €80k
2023: €119k
2024: €59k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€82k▲ 31.1%€121k▲ 47.3%€105k▼ 13.2%€92k▼ 12.3%
Operating result€16k-€25k▲ 50.6%€49k▲ 98.9%€-16k€-11k▲ 32.4%
Net result€13k-€19k▲ 54.5%€39k▲ 99.3%€-16k€-13k▲ 19.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€9k▼ 79.9%
Current assets
€173k▼ 15.1%
Equity and liabilities €182k
Equity
€92k▼ 12.3%
Debt
€90k▼ 37.6%
The debt ratio falls from 58.0% to 49.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-9k▲
2024 · €-11k
Cash flow
€-11k▲
2024 · €-11k
Solvency
50.4%▲
2024 · 42.0%
Current ratio
1.92▲
2024 · 1.41
Quick ratio
1.07▲
2024 · 0.27
Debt / equity
0.98▼
2024 · 1.38
ROE
-14.0%▲
2024 · -15.2%
ROA
-7.1%▼
2024 · -6.4%
Interest coverage
-3.90▲
2024 · -43.33
Debt
€90k▼
2024 · €145k
Debt ≤ 1 year
€90k▼
2024 · €145k
Income taxes
€107▼
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€182k▼
Fixed assets21/28€46k€9k▼
Tangible fixed assets22/27€45k€9k▼
Plant, machinery and equipment23€777€362▼
Furniture and vehicles24€44k€8k▼
Financial fixed assets28€550€550=
Current assets29/58€204k€173k▼
Stocks and contracts in progress3€166k€77k▼
Stocks30/36€166k€77k▼
Amounts receivable within one year40/41€14k€88k▲
Trade receivables40-€83k
Other amounts receivable41€14k€5k▼
Cash at bank and in hand54/58€21k€8k▼
Deferred charges and accrued income490/1€3k€607▼
Equity and liabilities
Total equity and liabilities10/49€250k€182k▼
Equity10/15€105k€92k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€55k€42k▼
Amounts payable17/49€145k€90k▼
Amounts payable within one year42/48€145k€90k▼
Trade debts44€53k€90k▲
Suppliers440/4€53k€90k▲
Taxes, remuneration and social security45€29k€107▼
Taxes450/3€29k€107▼
Other amounts payable47/48€63k-
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€4k€8k▲
Gross operating margin9900€-7k€-667▲
Operating profit (loss)9901€-16k€-11k▲
Financial charges65/66B€249€2k▲
Recurring financial charges65€249€2k▲
Profit (loss) for the period before taxes9903€-16k€-13k▲
Income taxes67/77€140€107▼
Profit (loss) for the period9904€-16k€-13k▲
Profit (loss) for the period to be appropriated9905€-16k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€42k▼
Profit (loss) brought forward from the previous period14P€71k€55k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 273 days late
2024
31-12
Financial
Weakest financial yearnet €-16k ▼141%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2023
31-12
Financial
Highest result since 2021net €39k ▲99.3%
Operating result €49k, net result €39k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲47.3%
3 profitable years in a row build equity to €121k.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chazallaan 93-951030 SchaarbeekGround area
103 m²
Building footprint
83 m²
Volume, LiDAR
1,441 m³
Parcel 21904B0463/00R000, Brussels · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TRANSALP TRADING
since 20212.314.184.923
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0463/00R000 | Brussels | 103 m² | 1 · 83 m² | 20.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LANACAR
BE 0460.643.694
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Sterling Group
BE 0756.788.456
Antwerpen · Eq €91k
Next car rent
BE 0454.973.550
Lier · Eq €91k
FALTER S.A.
BE 0479.465.357
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AUTOMOBILES BOURGEOIS
BE 0420.097.102
Sint-Pieters-Leeuw · Eq €91k
Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 762 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
71201Architectural and engineering activities; technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.