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LANACAR

Active
Private limited companyfounded 199729 yrs activePoincarélaan 60, 1070 Anderlecht, BelgiumKBO/BCE: BE 0460.643.694
Summary

The computed 12-month bankruptcy probability of LANACAR is 4.1% (elevated). The 2024 annual accounts show equity of €92,363 and a net result of €20,945. Equity is shrinking by ~20.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 20% of 6127 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711NACE 45111NACE 50101
1 site
How big
€564,505total assets 2024
Staff
1 FTE
Equity
€92,363
Profit
€20,945
Financially healthy?
48 Fair Checked score 2024
Bankruptcy chance 12 m
4.1%
Who decides
Accounts 63 d overdue0 of 3 deeds read
Why 48- Figures for FY 2024 (filed 30-10-2025)- Liquidity: current ratio 1.18, cash €174- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late+ Founded in 1997Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 41+2
equity 16.4% of total assets
Liquidity 4+2
short-term debt 83.5% · cash 0.0%
Profitability 45+16
return on assets 3.7%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Figures for FY 2024 (filed 30-10-2025) raises the probability
  • Liquidity: current ratio 1.18, cash €174 raises the probability
  • Founded in 1997 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late raises the probability
Credit up to €4,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.18 against 1.15 in 2023; short-term debt: 83.5% and cash: 0% of total assets), and 83.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 28%, liquidity 7%, profitability 35%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 30-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.18, cash €174
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1997
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 6127 sector peers (2024).
NBB · sector comparison
Position among 6127 sector peers
Solvency
better than 20%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €92,363
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
91 d late
2023
92 d late
2022
92 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Back to profitnet €42,904

Key points

  • Caution: Among the weakest 16% on equitysector median €1.3m · 6,128 companies €92,363 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Active since 1997founded 09-05-1997 29 years View

By topic

Financials

Fiscal year
2024
Total assets
€564,505
Profit
€20,945
Solvency
16.4%
Total assets▲ 8.5%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 30-10-2025Annual accounts filed
  2. 31-10-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
09-05-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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