TRAMOS IT
ActiveThe computed 12-month bankruptcy probability of TRAMOS IT is 3.1% (moderate). The 2024 annual accounts show equity of €60k and a net result of €9k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 15870 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-13
Solvency100▲+14
Growth52=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 2.4 in 2023; short-term debt: 20.5% and cash: 13.5% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
29 d late
2022
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 17.2%
2023 · €52k
2022: €33k
2023: €52k
2022 → 2024
Total assets
€78k▼ 8.2%
2023 · €85k
2022: €51k
2023: €85k
2022 → 2024
Net result
€9k▼ 51.5%
2023 · €18k
2022: €32k
2023: €18k
2022 → 2024
Working capital
€61k▲ 29.3%
2023 · €47k
2022: €28k
2023: €47k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€33k-€52k▲ 55.0%€60k▲ 17.2%
Operating result€41k-€26k▼ 35.8%€14k▼ 47.2%
Net result€32k-€18k▼ 43.3%€9k▼ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 47% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €78k
Fixed assets
€1k▼ 72.0%
Current assets
€77k▼ 4.7%
Equity and liabilities €78k
Equity
€60k▲ 17.2%
Debt
€18k▼ 47.2%
The debt ratio falls from 39.4% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2023 · €27k
Cash flow
€12k▼
2023 · €19k
Solvency
77.3%▲
2023 · 60.6%
Current ratio
4.81▲
2023 · 2.40
Quick ratio
4.81▲
2023 · 2.40
Debt / equity
0.29▼
2023 · 0.65
ROE
14.7%▼
2023 · 35.5%
ROA
11.4%▼
2023 · 21.5%
Interest coverage
22.12▼
2023 · 118.58
Debt
€18k▼
2023 · €34k
Debt ≤ 1 year
€16k▼
2023 · €34k
Income taxes
€6k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€78k▼
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23€2k€473▼
Furniture and vehicles24€2k€773▼
Current assets29/58€81k€77k▼
Amounts receivable after more than one year29-€55k
Trade receivables290-€55k
Amounts receivable within one year40/41€27k€11k▼
Trade receivables40€21k€11k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€54k€11k▼
Deferred charges and accrued income490/1€379-
Equity and liabilities
Total equity and liabilities10/49€85k€78k▼
Equity10/15€52k€60k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€51k€59k▲
Amounts payable17/49€34k€18k▼
Amounts payable within one year42/48€34k€16k▼
Trade debts44€11k€2k▼
Suppliers440/4€11k€2k▼
Taxes, remuneration and social security45€22k€12k▼
Taxes450/3€22k€12k▼
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€842€3k▲
Other operating charges640/8€607€2k▲
Gross operating margin9900€28k€19k▼
Operating profit (loss)9901€26k€14k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€228€770▲
Recurring financial charges65€228€770▲
Profit (loss) for the period before taxes9903€26k€15k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€18k€9k▼
Profit (loss) for the period to be appropriated9905€18k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€59k▲
Profit (loss) brought forward from the previous period14P€32k€51k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼51.5%
Net result drops to €9k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.81
Current ratio from 2.40 to 4.81; short-term debt falls from €34k to €16k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijvelsedreef 1661150 Sint-Pieters-WoluweGround area
2,309 m²
Building footprint
285 m²
Volume, LiDAR
8,338 m³
Parcel 21684B0057/00Z020, Brussels · tallest building 32.3 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
TRAMOS IT
since 20222.326.978.233
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0057/00Z020 | Brussels | 2,309 m² | 1 · 285 m² | 32.3 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,124 companies in sector 46500 we hold annual accounts for 1,404. 937 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2022
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
46660Wholesale trade
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.