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CR CONSULTING

Active
Private limited company·Groothandel in informatie- en communicatieapparatuur· 4 yrs active
Rue du Home (C.) 26 ·7033 Mons, Belgium
KBO/BCE: BE 0774.787.597
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CR CONSULTING is 1.7% (moderate). The 2024 annual accounts show equity of €123k and a net result of €46k. Equity is growing by ~50.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 3351 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 92% of 3351 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€46k+42.6%
Working capital€117k+64.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60kOperating result 2022: €55k€55kNet result 2022: €43k€43kOperating result 2023: €42k€42kNet result 2023: €32k€32kOperating result 2024: €59k€59kNet result 2024: €46k€46k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~50.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2025: €161k (€151k - €171k)2026: €200k (€190k - €210k)2027: €239k (€229k - €248k)2022: €45k2023: €77k2024: €123k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 85.1% 25.2%
better than 92% of 3351 sector peers
Net result €46k €4k
better than 85% of 3338 sector peers
Equity €123k €23k
better than 84% of 3358 sector peers
Gross operating margin €62k €19k
better than 75% of 3324 sector peers
Total assets €144k €105k
better than 59% of 3356 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P92
2022: P82 · n=23572023: P87 · n=29702024: P92 · n=33512022 2024
Stable position over 2022-2024 · n=2357-3351
Net result P85
2022: P86 · n=23582023: P80 · n=29602024: P85 · n=33382022 2024
Stable position over 2022-2024 · n=2358-3338
Equity P84
2022: P67 · n=23642023: P77 · n=29812024: P84 · n=33582022 2024
Improving position over 2022-2024 · n=2364-3358
Gross operating margin P75
2022: P74 · n=23502023: P68 · n=29502024: P75 · n=33242022 2024
Stable position over 2022-2024 · n=2350-3324
Describes the position versus peers, not a forecast.
EBITDA
€61k
+39.6% far above sector median
Net profit
€46k
+42.6% far above sector median
Cash flow
€48k
+43.6% far above sector median
Total assets
€144k
+42.3% -43% vs sector
Equity
€123k
+59.1% +26% vs sector
Working capital
€117k
+64.5% +50% vs sector
Income taxes
€12k
+40.1% far above sector median
Debt
€21k
-11.1% -81% vs sector
Debt ≤ 1y
€21k
-11.1% -79% vs sector
Current ratio
6.48
+63.6% +91% vs sector
Quick ratio
6.48
+63.6% +105% vs sector
Solvency
85.1%
+11.8% +40% vs sector
Debt / equity
0.18
-44.1% -83% vs sector
ROE
37.1%
-10.3% far above sector median
ROA
31.6%
+0.2% far above sector median
Interest coverage
35.96
+62.5% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€61k
Net profit€46k
Cash flow€48k
Staff costs-
Income taxes€12k
Dividends-
Total assets€144k
Equity€123k
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€117k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.48
Quick ratio6.48
Working capital ratio81.5%
Solvency85.1%
Debt / equity0.18
Long-term debt ratio-
Interest coverage35.96
Gross margin-
Net margin-
ROA31.6%
ROE37.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€144k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€139k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€129k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€144k
Equity 10/15€123k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€121k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€62k
Operating result 9901€59k
Financial income 75€429
Financial charges 65€2k
Result before taxes 9903€58k
Income taxes 67/77€12k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
CR CONSULTING
Rue du Home (C.) 26, 7033 MonsGroothandel in computers, randapparatuur en software
since 20212.322.631.544
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area199 m²
Buildings1
Building footprint51 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019C0272/00W002 Wallonia 199 m² 1 · 51 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in informatie- en communicatieapparatuur46500Groothandel in computers, randapparatuur en software46510Groothandel in andere kantoormachines en kantoorbenodigdheden, met uitzondering van computers en randapparatuur46660Overige uitgeverijen van software58290Uitgeven van overige software58290Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR CR CONSULTING
Registered office
Rue du Home (C.) 26
7033 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.