Summary
TRAMER is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43.1m and a net result of €3.9m. Equity has been growing by about 5.3% per year since 2018. Its solvency ranks better than 91% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-04-2011 Normal situation
- Activity
- Activities of holding companies NACE 64210and 1 other
- Establishment unit
- 2.199.017.120 9940 Evergem, since 18-04-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- Mervielde WilfriedDirector
- Holdings
- Shares in 4 companies including M.V.I. and Mervielde
Financial position
- Profit
- €3.9m
- ▲ 33.6%
- Equity
- €43.1m
- ▲ 5.5%
- Total assets
- €45.1m
- ▲ 5.4%
- Employees on 31-12-2025
- 8
- ▼ 11.1%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 04-06-2026 PDF all 14 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €131,179, after a profit of €102,394 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 7 | 8 | 8 | 9 | 8 |
| full-time | 6 | 6 | 6 | 7 | 6 |
| part-time | 1 | 2 | 2 | 2 | 2 |
| in full-time equivalents | 6.6 | 7.5 | 7.5 | 8.5 | 7.5 |
| Average over the year, in full-time equivalents | 6.4 | 6.5 | 7.8 | 7.8 | 8.3 |
| On a permanent contract | 7 | 8 | 8 | 9 | 8 |
| Joined | - | 1 | 1 | 1 | 1 |
| Left | - | 0 | 1 | 1 | 2 |
| Training hours | 97 | - | - | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €137,079 | €150,266 | €146,239 | €102,938 |
| Financial fixed assets | - | €1.9m | - | - | €3.1m |
| Depreciation and write-downs of the year | €56,192 | €73,302 | €88,444 | €102,415 | €121,105 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €3,824 awarded · €3,824 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €683 | €683 |
| 2024 | 1 | €820 | €820 |
| 2023 | 1 | €1,182 | €1,182 |
| 2022 | 1 | €1,139 | €1,139 |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €0.006m | €0.02m | - | - |
| Remuneration, social security and pensions62 | - | - | - | €0.7m | €0.7m | €1.4m | €0.9m | €1.0m | ▲ 15.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.03m | €0.04m | €0.06m | €0.06m | €0.07m | €0.09m | €0.1m | €0.1m | ▲ 18.2% |
| Other operating charges640/8 | - | - | - | €0.005m | €0.008m | €0.005m | €0.006m | €0.006m | ▲ 8.5% |
| Gross operating margin9900 | €0.7m | €0.7m | €0.8m | €0.9m | €0.9m | €1.5m | €1.1m | €1.0m | ▼ 7.5% |
| Operating profit (loss)9901 | €0.2m | €0.1m | €0.09m | €0.1m | €0.1m | €0.07m | €0.1m | -€0.1m | - |
| Financial income75/76B | - | - | - | €3.8m | €7.5m | €3.2m | €2.8m | €4.0m | ▲ 41.7% |
| Recurring financial income75 | €4.8m | €3.3m | €4.1m | €3.8m | €7.5m | €3.2m | €2.8m | €4.0m | ▲ 41.7% |
| Financial charges65/66B | - | - | - | €0.02m | €0.01m | €0.006m | €258 | €0.004m | ▲ 14× |
| Recurring financial charges65 | €0.05m | €0.04m | €0.03m | €0.02m | €0.01m | €0.006m | €258 | €0.004m | ▲ 14× |
| Profit (loss) for the period before taxes9903 | €4.9m | €3.4m | €4.2m | €3.9m | €7.6m | €3.3m | €2.9m | €3.9m | ▲ 32.1% |
| Income taxes67/77 | €0.04m | €0.04m | €0.03m | €0.04m | €0.04m | €0.03m | €0.04m | €0.004m | ▼ 89.2% |
| Profit (loss) for the period9904 | €4.9m | €3.4m | €4.1m | €3.9m | €7.6m | €3.3m | €2.9m | €3.9m | ▲ 33.6% |
| Profit (loss) for the period to be appropriated9905 | €4.9m | €3.4m | €4.1m | €3.9m | €7.6m | €3.3m | €2.9m | €3.9m | ▲ 33.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €32.8m | €34.4m | €36.5m | €38.9m | €44.5m | €41.5m | €42.7m | €45.1m | ▲ 5.4% |
| Fixed assets21/28 | €20.6m | €20.9m | €20.9m | €20.8m | €22.8m | €22.8m | €22.9m | €26.0m | ▲ 13.6% |
| Tangible fixed assets22/27 | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 5.3% |
| Plant, machinery and equipment23 | - | - | - | - | - | €0.004m | €0.006m | €0.005m | ▼ 23.7% |
| Furniture and vehicles24 | - | - | - | - | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 5.0% |
| Leasing and similar rights25 | - | - | - | €0.2m | - | - | - | - | - |
| Financial fixed assets28 | €20.5m | €20.7m | €20.7m | €20.7m | €22.5m | €22.5m | €22.5m | €25.6m | ▲ 13.9% |
| Current assets29/58 | €12.2m | €13.6m | €15.6m | €18.1m | €21.8m | €18.7m | €19.9m | €19.1m | ▼ 4.0% |
| Amounts receivable after more than one year29 | - | - | - | €13.6m | €14.5m | €14.5m | €17.4m | €17.7m | ▲ 1.7% |
| Other amounts receivable291 | - | - | - | €13.6m | €14.5m | €14.5m | €17.4m | €17.7m | ▲ 1.7% |
| Amounts receivable within one year40/41 | €5.6m | €4.1m | €4.0m | €3.9m | €7.0m | €2.7m | €0.9m | €0.8m | ▼ 12.0% |
| Trade receivables40 | - | - | - | €0.2m | €0.2m | €0.2m | €0.3m | €0.5m | ▲ 95.4% |
| Other amounts receivable41 | - | - | - | €3.8m | €6.8m | €2.5m | €0.7m | €0.3m | ▼ 58.0% |
| Cash at bank and in hand54/58 | €5.1m | €1.6m | €0.6m | €0.6m | €0.3m | €1.5m | €1.6m | €0.6m | ▼ 63.6% |
| Deferred charges and accrued income490/1 | - | - | - | €0.06m | - | €0.03m | - | €0.04m | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €32.8m | €34.4m | €36.5m | €38.9m | €44.5m | €41.5m | €42.7m | €45.1m | ▲ 5.4% |
| Equity10/15 | €29.2m | €31.0m | €33.6m | €36.3m | €37.9m | €39.5m | €40.8m | €43.1m | ▲ 5.5% |
| Contributions10/11 | €16.3m | €16.3m | - | €16.3m | €16.3m | €16.3m | €16.3m | €16.3m | = |
| Reserves13 | €12.6m | €14.6m | €17.3m | €19.6m | €20.6m | €23.0m | €24.0m | €26.5m | ▲ 10.4% |
| Non-distributable reserves130/1 | - | - | - | €1.6m | €1.6m | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1.6m | €1.6m | - | - | - | - |
| Distributable reserves133 | - | - | - | €18.0m | €19.0m | €23.0m | €24.0m | €26.5m | ▲ 10.4% |
| Profit (loss) carried forward14 | €0.2m | €0.1m | -€0.08m | €0.4m | €1.0m | €0.2m | €0.5m | €0.3m | ▼ 50.8% |
| Amounts payable17/49 | €3.7m | €3.4m | €3.0m | €2.6m | €6.6m | €2.0m | €1.9m | €2.0m | ▲ 4.1% |
| Amounts payable after more than one year17 | €1.5m | €1.1m | €0.8m | €0.9m | - | - | - | - | - |
| Financial debts170/4 | - | - | - | €0.9m | - | - | - | - | - |
| Amounts payable within one year42/48 | €2.2m | €2.2m | €2.2m | €1.8m | €6.6m | €2.0m | €1.9m | €2.0m | ▲ 4.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.4m | €0.4m | - | - | - | - |
| Trade debts44 | €0.08m | €0.08m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 15.0% |
| Suppliers440/4 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 15.0% |
| Taxes, remuneration and social security45 | - | - | - | €0.09m | €0.08m | €0.09m | €0.08m | €0.1m | ▲ 63.6% |
| Taxes450/3 | - | - | - | €0.02m | €0.005m | €0.01m | €0.005m | €0.02m | ▲ 421% |
| Remuneration and social security454/9 | - | - | - | €0.08m | €0.08m | €0.09m | €0.07m | €0.1m | ▲ 40.1% |
| Other amounts payable47/48 | - | - | - | €1.2m | €6.0m | €1.7m | €1.7m | €1.7m | = |
| Accrued charges and deferred income492/3 | - | - | - | €0.003m | €0.002m | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4.9m | €3.4m | €4.1m | €3.9m | €7.6m | €3.3m | €2.9m | €3.9m | ▲ 33.6% |
| + Depreciation and write-downs630 | €0.03m | €0.04m | €0.06m | €0.06m | €0.07m | €0.09m | €0.1m | €0.1m | ▲ 18.2% |
| Operating cash flow (approximation) | €4.9m | €3.4m | €4.2m | €3.9m | €7.6m | €3.3m | €3.0m | €4.0m | ▲ 33.1% |
| Investment in fixed assets (approximation) | - | -€0.3m | -€0.09m | €0 | -€2.0m | -€0.2m | -€0.1m | -€3.2m | ▼ 2,195% |
| Change in cash | - | -€3.5m | -€1.1m | €440 | -€0.3m | €1.2m | €0.1m | -€1.0m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 04-06-2026 | 2026-00136930 | |
| 31-12-2024 | abbreviated format | 20-08-2025 | 2025-00385905 | |
| 31-12-2023 | abbreviated format | 29-08-2024 | 2024-00391309 | |
| 31-12-2022 | abbreviated format | 25-08-2023 | 2023-00352388 | |
| 31-12-2021 | abbreviated format | 29-08-2022 | 2022-20337180 | |
| 31-12-2020 | abbreviated format | 24-06-2021 | 2021-23800072 | |
| 31-12-2019 | abbreviated format | 13-07-2020 | 2020-29600599 | |
| 31-12-2018 | abbreviated format | 15-08-2019 | 2019-46800248 | |
| 31-12-2017 | abbreviated format | 24-08-2018 | 2018-50000357 | |
| 31-12-2016 | abbreviated format | 27-06-2017 | 2017-23100521 |
Board & ownership
Directors
Board 1
Permanent representatives 3
Other functions 6
Owners and capital
Shareholders
2 ownersChain of control
- ALEMA
- TRAMER
Owners 2
- ALEMAparentSourceaccounts ALEMA 2025Equity €16.5m Profit of €1.4m in 2025 (profit of €1.3m in 2024) Checked score 9581.15%
- Sourceaccounts MERVEKO 2025Equity €4.7m Profit of €386,515 in 2025 (profit of €373,088 in 2024)18.85%
Capital transactions
- 30-01-2024 Converted to unavailable equity
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| Mervielde Wilfried |
|
| ALEMA |
|
| BVMERVEKO |
|
| BVREMIFER |
|
| MERVEKO |
|
| MERVIELDEWilfriedPhilemonMaria |
|
| REMIFER |
|
| MERVIELDERolandJulienMaria |
|
| Mervielde Koen Cyriel Germaine |
|
Articles of association
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Bij gebrek aan benoeming vereffening door bestuursorgaan in functie, algemene vergadering bepaalt”
Articles of association, deed of 30-01-2024 (in Dutch)
Network & group
Holdings and subsidiaries
4 holdingsHoldings 4
Source for every holding own accounts 2025
- M.V.I.subsidiaryAlsoact 30-10-2023Equity €5.7m Profit of €518,159 in 2025 (profit of €714,517 in 2024) Checked score 94100%
- MervieldesubsidiaryEquity €9.8m Profit of €2.5m in 2025 (profit of €3.5m in 2024) Checked score 91100%
- P. VEREECKE EN ZONENsubsidiaryEquity €2.3m Profit of €143,041 in 2025 (loss of €18,226 in 2024) Checked score 89100%
- TRANSPORT VAN HEESVELDEsubsidiaryEquity €3.1m Profit of €659,526 in 2025 (profit of €869,847 in 2024) Checked score 89100%
Former holdings (1)
- Sourceact 30-10-2023100%
Board mandates elsewhere
5 board mandatesCompanies at the same address
5 other companiesConnections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
16-04
Gazette deed
Resignation: Mervielde Koen Cyriel Germaine (manager)Director discharge3 points ▸
- General meeting, 21-03-2024
- Director resignation, Mervielde Koen Cyriel Germaine (manager)
- Director discharge, Mervielde Koen Cyriel Germaine (manager)
30-01
Gazette deed
Resignations: MERVIELDERolandJulienMaria, MERVIELDEWilfriedPhilemonMaria and ALEMAAppointments: BVREMIFER (niet statutairbestuurder) and BVMERVEKO (niet statutairbestuurder) · Permanent representatives: MERVIELDERolandJulienMaria, MervieldeKoenCyrielGermaine and MERVIELDEPatrickCyrielLouis · Reappointments: MERVIELDEWilfriedPhilemonMaria (niet statutairbestuurder) and ALEMA (niet statutairbestuurder)19 points ▸
- Capital
- Other provision, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
- Power of attorney
- General meeting, 28-12-2023
- Amendment of the articles, mentioned 4 times in the deed
- Capital conversion, “statutaironbeschikbareeigenvermogensrekening” (deed in Dutch)
- Reserve release, “opheffenstatutaironbeschikbareeigenvermogensrekening, TWEEDEAGENDAPUNT/BESLISSING-vervolg” (deed in Dutch)
- Director resignation, MERVIELDERolandJulienMaria (manager)
- Director discharge, MERVIELDERolandJulienMaria
- Director appointment, BVREMIFER (niet statutairbestuurder)
- Permanent representative, MERVIELDERolandJulienMaria (vastevertegenwoordiger)
- Director appointment, BVMERVEKO (niet statutairbestuurder)
- The act holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
8 activities
- Hetverwervenenhoudenvanparticipaties,ineenderwelkevorm,inallebestaandeofopterichtenBelgischeofbuitenlandseindustriële,commerciële,financiëleofimmobiliënvennootschappenof-ondernemingen
- Hetaanleggen,uitbouwenenbeherenvaneenroerendvermogen;hetverwerven,beleggenin,intekenenop,verhandelenenbeherenvaneenderwelketitels,rechten,aandelen,deelbewijzenenandereroerende waarden,uitgegevendoorBelgischeofbuitenlandseondernemingen,aldannietonderdevormvanhandelsvennootschappen,administratiekantoren,instellingenenverenigingenaldannietmeteen(semi)-publiekrechtelijkkarakter
- Hetaanleggen,uitbouwenenbeherenvaneenonroerendvermogen;alleverrichtingmetbetrekkingtotonroerendegoederenenzakelijkerechtenomvattendedeaan-enverkoop,hetbouwen,hetoprichten,uitrusten,ombouwen,afbreken,verkopen,uitbaten,verhuren,verdelenenbeheren,metinbegripvanhetaangaaninwelkehoedanigheid ookvanhuur-,leasing-,opstal-,erfpacht-envruchtgebruikcontractenvanalleonroerendegoederenvanwelkeaardaok
- Hettoestaanvanleningenenkredietopeningen aanvennootschappenenparticulieren,hetzichborgstellenvoorhetgoedeverloopvanverbintenissendoorderdepersonen en/ofvennootschappenaangegaan,henhypothecaireofanderewaarborgenverstrekken.Zijmagtendien eindealhaargoederenmetinbegripvanhethandelsfondsinpandgevenenavalverleneninhetvoordeelvanderden
- Deuitbatingvaneenconsultancy-endienstenondernemingvoorhetverlenenasbedrijfsconsulentvanadviesenbijstandinbedrijfsbeheerentechnischestudiesinhetalgemeeneninhetbijzonderinzakemanagementconsultancy,doorlichting,begeleidingenoptimalisatievangrafischeenanderebedrijven.Dezedienstenkunnenwordengeleverdkrachtenscontractueleofstatutairebenoemingenenindehoedanigheidvanexterneo raadgeverof orgaanvandecliënt
- Hetondernemenvangoederenvervoerlangsdeweg,inwendigreinigenvantankwagens,hetopslaanvanvloeistoffenengoederen,hetverrichtenvandiverselogistiekeactiviteiten,hetbehandelenvanvloeistoffenengoederen
- Hetontwikkelen,kopen,verkopen,inlicentienemenofgevenvanbrevettenenoctrooienenaanverwanteimmateriëleactiva
- Hetaankopenenverkopen,invoerenenuitvoeren,huren enverhurenenhetverhandelen,metinbegripvanonderhoudenher stelling,zowelnationaalalsinternationaal,vooreigenrekeningalsvoorrekeningvanderden,incommissieofalsvertegenwoordiger,vanalle mogelijkegrond-enhulpstoffen,investeringsgoederen enalleroerendegoederenendiensten dienstigvoorbovenvermeldeactiviteiten,inderuimstezinvanhetwoord
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 43006A0349/00V000 | Flanders | 8,781 m² | 1 · 189 m² | 8.5 m · 2 |