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TRAMER

Active
Private limited company·Activiteiten van holdings· 15 yrs active
Monumentstraat 13 ·9940 Evergem, Belgium
KBO/BCE: BE 0835.732.402
Watch Print / PDF
Belgian State Gazette acts: 0 of 4 read
Age15 yrs
Real estate1 parcel · 8,781 m²

Summary

Conclusion

the dossier summarised in one paragraph

TRAMER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43.05M and a net result of €3.87M. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 04-06-2026 57 d early 2026-00136930
31-12-2024 31-07-2025 20-08-2025 20 d late 2025-00385905
31-12-2023 31-07-2024 29-08-2024 29 d late 2024-00391309
31-12-2022 31-07-2023 25-08-2023 25 d late 2023-00352388
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20337180
31-12-2020 31-07-2021 24-06-2021 37 d early 2021-23800072
31-12-2019 31-07-2020 13-07-2020 18 d early 2020-29600599
31-12-2018 31-07-2019 15-08-2019 15 d late 2019-46800248
31-12-2017 31-07-2018 24-08-2018 24 d late 2018-50000357
31-12-2016 31-07-2017 27-06-2017 34 d early 2017-23100521

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€43.05M
Net result€3.87M
Total assets€45.07M
Solvency95.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 04-06-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€3.87M
Cash flown/a
Staff costs€991k
Income taxes€4k
Dividends€1.63M
Total assets€45.07M
Equity€43.05M
Debt€2.02M
of which ≤ 1y€2.02M
of which > 1y-
Working capitaln/a
Employees (FTE)8.3
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency95.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA8.6%
ROE9.0%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€45.07M
Fixed assets 21/28€25.97M
Tangible fixed assets 22/27€323k
Financial fixed assets 28€25.64M
Current assets 29/58€19.10M
Amounts receivable within one year 40/41€821k
Cash & bank 54/58€588k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€45.07M
Equity 10/15€43.05M
Contributions / capital 10/11€16.30M
Reserves 13€26.50M
Accumulated profits (losses) 14€252k
Amounts payable 17/49€2.02M
Amounts payable within one year 42/48€2.02M
Trade debts payable within one year 44€233k
Income statement
Gross operating margin 9900€987k
Operating result 9901€-131k
Financial income 75€4.01M
Financial charges 65€4k
Result before taxes 9903€3.87M
Income taxes 67/77€4k
Net result for the period 9904€3.87M
Result to be appropriated 9905€3.87M
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

no sitting director
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
  • Koen Mervielde
    Manager
    State Gazette act 24388779 (16-04-2024)
    Former
    - → 21-03-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation18-04-2011
StatusActive
Postal code9940

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Establishment units

1 location
TRAMER
Monumentstraat 13, 9940 EvergemManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20112.199.017.120
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,781 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)1,013 m³
Tallest building8.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43006A0349/00V000 Flanders 8,781 m² 1 · 189 m² 8.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2024
16-04-2024 Koen Mervielde resigns as manager Director changes·TRAMER
  • Koen Mervielde, Zaakvoerder
Notary: TRAMER · Luik

Analysis

Financial profile

3 of 5 axes measured
Health-Profitability45Solvency100Growth-Stability85
77 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 45
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,579 of the 24,683 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg49410Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL TRAMER
Registered office
Monumentstraat 13
9940 Evergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.