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Complete company report
Generated 11-08-2026
Active BE 0746.654.629Private limited company

TRAITEUR MICHEL

Rue Servais 15 ·4900 Spa, Belgium· 6 yrs active
Sector: Wholesale trade (46389)
Conclusion Checked

The computed 12-month bankruptcy probability of TRAITEUR MICHEL is 1.6% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 28-08-2025 2025-00418044
31-12-2023 micro 13-12-2024 2024-00616467
31-12-2022 micro 13-02-2024 2024-00030884
31-12-2021 micro 31-08-2022 2022-20392679
31-12-2020 micro 23-08-2021 2021-52700380
Directors & mandates 2 directors
Current directors & mandates
  • Julie HUYNEN
    Director
    State Gazette act 25049466 (15-04-2025)
    Current
    15-04-2025 → present
Former directors (1)
  • Frédéric MICHEL
    Director
    State Gazette act 25049466 (15-04-2025)
    Former
    - → 07-04-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Wholesale trade(46389)
Legal form Private limited company(610)
Incorporation04-05-2020
StatusActive
Postal code4900
Establishment units 1 location
TRAITEUR MICHEL SRL
Rue Servais 15, 4900 SpaGroothandel in verse kant- en klaarmaaltijden
since 20202.301.680.534
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072G0763/00V000 Wallonia 123 m² 1 · 79 m² 15.4 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
15-04-2025
State Gazette act Director changes
2024
13-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
13-02-2024
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
15-04-2025 1 director appointed, 1 resigning Director changes
  • Julie HUYNEN, Bestuurder
  • Frédéric MICHEL, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric MICHEL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-04-07",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte et accepte la d\u00E9mission de Monsieur Fr\u00E9d\u00E9ric MICHEL de sa fonction d\u0027administrateur, avec effet \u00E0 ce jour.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric MICHEL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accorde la d\u00E9charge interm\u00E9diaire \u00E0 l\u0027administrateur d\u00E9missionnaire pour l\u0027ex\u00E9cution de son mandat, \u00E9tant entendu que cette d\u00E9charge sera confirm\u00E9e lors de la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Julie HUYNEN",
        "address": "Avenue de Spa 46, 4800 Verviers",
        "birth_date": null,
        "profession": "avocat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de d\u00E9signer Me Julie HUYNEN, avocat dont le bureau est \u00E9tabli Avenue de Spa 46, 4800 Verviers, avec pouvoir de substitution, afin d\u0027assurer les d\u00E9marches utiles et n\u00E9cessaires en vue de la publication de la pr\u00E9sente d\u00E9cision.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-04-15",
    "filing_date": "2025-03-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-03-26",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.654.629",
    "name_full": "TRAITEUR MICHEL",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julie HUYNEN",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Groothandel in andere voedingsmiddelen, n.e.g.46389Groothandel in andere voedingsmiddelen, neg46389Catering56210Catering van evenementen56210Groothandel in kleding, met uitzondering van werk- en onderkleding46423Groothandel in kleding, met uitzondering van werk- en onderkleding46423Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in zuivelproducten en eieren47271Overige detailhandel in voedingsmiddelen, neg47279Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Detailhandel in herenbovenkleding in gespecialiseerde winkels47712Detailhandel in herenbovenkleding47712Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Catering56210Catering van evenementen56210
Primary activity highlighted.
Names & trade names
Legal nameFR TRAITEUR MICHEL
Registered office
Rue Servais 15
4900 Spa, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative