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TRAIT DECO

Active
Private limited company (pre-2019)founded 2017active for 9 yearsde Selliers de Moranvillelaan 50, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0678.775.910
Summary

TRAIT DECO has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,677 and a net result of -€18,008. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 73% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 20-07-2017 Normal situation
Activity
Repair and maintenance of furniture and upholstery NACE 95240and 2 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment unit
2.266.513.480 1082 Sint-Agatha-Berchem, since 20-07-2017
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • Cornet d'Elzius de Peissant StéphanieDirector

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€2,411
Turnover
≈ €19,000
estimated
Loss
€18,008
▼ 61.5%
Equity
€58,677
▼ 23.5%
Total assets
€94,929
▼ 13.0%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 91 days after the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingLast filed accounts filed 91 days late; 3 of the last 3 accounts lateLoss of €18,008, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 2.40, cash €63,264Equity €58,677 (61.8% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 44% of micro companies in repair of computers and personal goods (NACE 95)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 87-8
equity 61.8% of total assets
Liquidity 82-6
short-term debt 38.2% · cash 66.6%
Profitability 0=
return on assets -19.0%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 1.7%▲ +0.8 percentage points vs 09-2025highest value 11-2025: 0.7%▼ -1.0 percentage point vs 10-2025 12-2025: 0.6%▼ -0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.5%▼ -0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026lowest value 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▼ -0.3 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 2.4 (2.98 in 2024), above the usual 1.5. Short-term debt is 38.2% and cash 66.6% of total assets. 38.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 71% of them on solvency, 82% on liquidity, 5% on profitability and 15% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.40, cash €63,264
NBB · annual accounts
raises risk · Last filed accounts filed 91 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Equity €58,677 (61.8% of total assets)
NBB · annual accounts
raises risk · Loss of €18,008, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18,008
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filings
Deviation from the deadline
2025
91 days late
2024
92 days late
2023
91 days late
2022
92 days late
2021
109 days late
2020
152 days late
2019
235 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 123 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 91% of companies in repair of computers and personal goodssector median €8,472 · 3,303 companies -€18,008 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€18,008 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TRAIT DECO: repair and maintenance of furniture and upholstery (NACE 95240). They are comparable in size and age: total assets between €60,300 and €106,000, founded between 2007 and 2019.

CompanyTotal assetsGross margin
TRAIT DECO Sint-Agatha-Berchem€94,929€2,411
Maison Lachèze & Compagnie Elsene€73,283€5,385
MARKELLO KOSTA Charleroi€77,219€6,670
BEA JOPPEN Antwerpen€74,704€7,744
TAC BATI Sint-Jans-Molenbeek€60,337€705
IMPACT INTERIEURS Putte€60,771-€9,181
DE VOOGHT-HUYS Tielt€106,186-€12,382
Full comparison

Key facts about TRAIT DECO

What is the company number of TRAIT DECO?
The company number of TRAIT DECO is 0678.775.910. The VAT number is the same number with BE in front: BE 0678.775.910.
Where is TRAIT DECO based?
The registered office is at de Selliers de Moranvillelaan 50, 1082 Sint-Agatha-Berchem.Company details
What does TRAIT DECO do?
According to the KBO register, the main activity is repair and maintenance of furniture and upholstery (NACE 95240).
What is the legal form of TRAIT DECO?
The legal form of TRAIT DECO is Private limited company (pre-2019) (BVBA).
When was TRAIT DECO founded?
TRAIT DECO was founded on 20-07-2017.
Is TRAIT DECO still active?
Yes, TRAIT DECO is an active enterprise in the KBO register.
How many employees does TRAIT DECO have?
TRAIT DECO had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TRAIT DECO fall under?
In its 2024 annual accounts, TRAIT DECO states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of TRAIT DECO?
The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €2,411 and 120 comparable companies (NACE 95). It probably lies between €7,800 and €38,000. It is a rough estimate.
Is TRAIT DECO profitable?
In financial year 2025, TRAIT DECO made a loss of €18,008.
Where can I find the annual accounts of TRAIT DECO?
TRAIT DECO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TRAIT DECO due?
TRAIT DECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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