BEA JOPPEN
ActiveBEA JOPPEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €627. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-24
Solvency87▼-6
Growth80=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.83 in 2024; short-term debt: 38.1% and cash: 8.7% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
31 d late
2022
81 d early
2021
27 d early
2020
5 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€201k▲ 13.8%
2021 · €177k
2019: €130k
2020: €147k
2021: €177k
2019 → 2022
EBIT margin
20.3%▲ 9.7pp
2021 · 10.6%
2019: -0.7%
2020: 11.7%
2021: 10.6%
2019 → 2022
Net result
€627▼ 87.8%
2024 · €5k
2019: €-1k
2020: €13k
2021: €14k
2022: €30k
2023: €12k
2024: €5k
2019 → 2025
Working capital
€36k▼ 14.9%
2024 · €42k
2019: €-823
2020: €11k
2021: €14k
2022: €27k
2023: €36k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€177k-€201k▲ 13.8%
Equity€23k-€37k▲ 57.7%€48k▲ 31.4%€53k▲ 10.7%€46k▼ 13.9%
Operating result€19k-€41k▲ 118%€16k▼ 60.6%€9k▼ 43.0%€3k▼ 64.8%
Net result€14k-€30k▲ 114%€12k▼ 62.1%€5k▼ 55.4%€627▼ 87.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€10k▼ 24.3%
Current assets
€64k▼ 1.1%
Equity and liabilities €75k
Equity
€46k▼ 13.9%
Debt
€29k▲ 13.3%
The debt ratio rises from 32.1% to 38.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €13k
Cash flow
€4k▼
2024 · €8k
Solvency
61.6%▼
2024 · 67.9%
Current ratio
2.26▼
2024 · 2.83
Quick ratio
2.26▼
2024 · 2.83
Debt / equity
0.62▲
2024 · 0.47
ROE
1.4%▼
2024 · 9.6%
ROA
0.8%▼
2024 · 6.5%
Interest coverage
3.42▼
2024 · 5.39
Debt
€29k▲
2024 · €25k
Debt ≤ 1 year
€28k▲
2024 · €23k
Debt > 1 year
€186▼
2024 · €2k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€75k▼
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€5k€3k▼
Current assets29/58€65k€64k▼
Amounts receivable within one year40/41€45k€55k▲
Trade receivables40€31k€39k▲
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€18k€7k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€79k€75k▼
Equity10/15€53k€46k▼
Contributions10/11€6k€6k=
Reserves13€47k€40k▼
Distributable reserves133€47k€40k▼
Amounts payable17/49€25k€29k▲
Amounts payable after more than one year17€2k€186▼
Financial debts170/4€2k€186▼
Amounts payable within one year42/48€23k€28k▲
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€6k€14k▲
Suppliers440/4€6k€14k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€15k€8k▼
Operating profit (loss)9901€9k€3k▼
Financial income75/76B€697€2k▲
Recurring financial income75€697€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€5k€627▼
Profit (loss) for the period to be appropriated9905€5k€627▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€627▼
Transfer from equity791/2-€8k
Transfer to equity691/2€5k€627▼
To other reserves6921€5k€627▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €30k ▲114%
Operating result €41k, net result €30k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albrecht Rodenbachstraat 192140 AntwerpenGround area
146 m²
Building footprint
146 m²
Volume, LiDAR
1,555 m³
Parcel 11312A0076/00G007, Flanders · tallest building 15.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BEA JOPPEN
since 20192.283.609.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0076/00G007 | Flanders | 146 m² | 1 · 146 m² | 15.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jolien Home Decor & Advice
BE 0778.756.382
Pittem · Eq €46k
Philippaerts Interieur
BE 0735.444.892
Boechout · Eq €46k
Atelier Penha
BE 0791.987.875
Lier · Eq €47k
VAN MINNEBRUGGEN en MEYVIS
BE 0445.697.479
Brasschaat · Eq €47k
MM creation
BE 0418.964.972
Erpe-Mere · Eq €47k
Of 1,499 companies in sector 31004 we hold annual accounts for 620. 425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.