TRACLABOR
ActiveTRACLABOR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €31k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 3.1 in 2024), and 27.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€326k▲ 8.5%
2024 · €300k
2018: €106k
2019: €120k
2020: €143k
2021: €182k
2022: €225k
2023: €275k
2024: €300k
2018 → 2025
Total assets
€452k▲ 0.6%
2024 · €449k
2018: €308k
2019: €288k
2020: €292k
2021: €321k
2022: €490k
2023: €441k
2024: €449k
2018 → 2025
Net result
€31k▲ 2.1%
2024 · €30k
2018: €17k
2019: €14k
2020: €23k
2021: €39k
2022: €43k
2023: €60k
2024: €30k
2018 → 2025
Working capital
€287k▲ 4.4%
2024 · €275k
2018: €134k
2019: €126k
2020: €152k
2021: €180k
2022: €197k
2023: €249k
2024: €275k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€225k▲ 23.7%€275k▲ 22.4%€300k▲ 9.1%€326k▲ 8.5%
Operating result€50k-€55k▲ 9.1%€79k▲ 45.0%€40k▼ 49.0%€41k▲ 0.5%
Net result€39k-€43k▲ 11.3%€60k▲ 39.9%€30k▼ 50.3%€31k▲ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€43k▲ 0.3%
Current assets
€408k▲ 0.6%
Equity and liabilities €452k
Equity
€326k▲ 8.5%
Debt
€125k▼ 15.5%
The debt ratio falls from 33.1% to 27.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▲
2024 · €48k
Cash flow
€38k▲
2024 · €37k
Solvency
72.2%▲
2024 · 66.9%
Current ratio
3.37▲
2024 · 3.10
Quick ratio
0.28▲
2024 · 0.24
Debt / equity
0.38▼
2024 · 0.49
ROE
9.4%▼
2024 · 10.0%
ROA
6.8%▲
2024 · 6.7%
Interest coverage
42.15▲
2024 · 28.22
Debt
€125k▼
2024 · €148k
Debt ≤ 1 year
€121k▼
2024 · €131k
Debt > 1 year
€540▼
2024 · €8k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€449k€452k▲
Fixed assets21/28€43k€43k▲
Tangible fixed assets22/27€43k€43k▲
Plant, machinery and equipment23€39k€40k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€406k€408k▲
Stocks and contracts in progress3€374k€374k▲
Stocks30/36€374k€374k▲
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€6k€6k▲
Current investments50/53€49€49▲
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€449k€452k▲
Equity10/15€300k€326k▲
Contributions10/11€66k€66k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€232k€257k▲
Amounts payable17/49€148k€125k▼
Amounts payable after more than one year17€8k€540▼
Financial debts170/4€8k€540▼
Amounts payable within one year42/48€131k€121k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€10k€13k▲
Credit institutions430/8€10k€13k▲
Trade debts44€18k€14k▼
Suppliers440/4€18k€14k▼
Taxes, remuneration and social security45€2k€51▼
Taxes450/3€2k€51▼
Other amounts payable47/48€93k€87k▼
Accrued charges and deferred income492/3€9k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€51k€51k▼
Operating profit (loss)9901€40k€41k▲
Financial income75/76B€122€23▼
Recurring financial income75€122€23▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€39k€39k▲
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€30k€31k▲
Profit (loss) for the period to be appropriated9905€30k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€237k€262k▲
Profit (loss) brought forward from the previous period14P€207k€232k▲
Profit to be distributed694/7€5k€5k=
Return on contributions (dividend)694€5k€5k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €60k ▲39.9%
Operating result €79k, net result €60k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €225k ▲23.7%
5 profitable years in a row build equity to €225k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €182k ▲27.1%
4 profitable years in a row build equity to €182k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼19%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekloseweg 119910 AalterGround area
717 m²
Building footprint
177 m²
Volume, LiDAR
884 m³
Parcel 44067A0147/00L000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TRACLABOR
since 19962.079.019.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44067A0147/00L000 | Flanders | 717 m² | 1 · 177 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE BORGHT
BE 0444.604.349
Mechelen · Eq €327k
Verhodema
BE 0637.906.345
Dendermonde · Eq €326k
Moulin de Rianwelz Dehainaut Fabien
BE 0446.466.551
Courcelles · Eq €325k
SCALAS Home
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Tessenderlo-Ham · Eq €325k
TUINCENTRUM - HOBBYVOEDERS HENDRIKX
BE 0460.763.658
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Of 3,373 companies in sector 47761 we hold annual accounts for 1,152. 880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1996
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47762Retail sale of pets, pet food and pet supplies
52496
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.