TP IMMO CONCEPT
ActiveSummary
TP IMMO CONCEPT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-1k) and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency22▲+22
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.67 in 2023; short-term debt: 102.6% and cash: 1.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-2.6%
Return on assets
40.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 19357 sector peers (2024).
NBB · sector comparisonPosition among 19357 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
78 d late
2023
42 d late
2022
36 d late
2021
184 d late
2020
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-1k▲ 94.0%
2023 · €-24k
2020: €1k
2021: €-14k
2022: €-13k
2023: €-24k
2020 → 2024
Total assets
€56k▼ 1.5%
2023 · €56k
2020: €21k
2021: €16k
2022: €21k
2023: €56k
2020 → 2024
Net result
€22k
2023 · €-11k
2020: €-2k
2021: €-16k
2022: €2k
2023: €-11k
2020 → 2024
Working capital
€-4k▲ 86.0%
2023 · €-26k
2020: €1k
2021: €-17k
2022: €-16k
2023: €-26k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€-14k€-13k▲ 10.9%€-24k▼ 85.2%€-1k▲ 94.0%
Operating result€-2k-€-16k▼ 886%€3k€-10k€24k
Net result€-2k-€-16k▼ 866%€2k€-11k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €24k after a loss of €10k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56k
Fixed assets
€2k ▼ 7.4%
Current assets
€53k ▼ 1.2%
Key figures and ratios
EBITDA
€24k▲
2023 · €-10k
Cash flow
€23k▲
2023 · €-11k
Solvency
-2.6%▲
2023 · -42.2%
Current ratio
0.94▲
2023 · 0.67
Quick ratio
0.51▲
2023 · 0.43
Debt to equity
-40.09▼
2023 · -3.37
ROA
40.2%▲
2023 · -19.4%
Interest coverage
19.96▲
2023 · -7.36
Debt
€57k▼
2023 · €80k
Debt ≤ 1 year
€57k▼
2023 · €80k
Income taxes
€63
Staff costs
€25k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€56k€56k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€181-
Furniture and vehicles24€181-
Financial fixed assets28€2k€2k=
Current assets29/58€54k€53k▼
Stocks and contracts in progress3€20k€24k▲
Stocks30/36€20k€24k▲
Amounts receivable within one year40/41€30k€28k▼
Trade receivables40€28k€18k▼
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€4k€800▼
Equity and liabilities
Total equity and liabilities10/49€56k€56k▼
Equity10/15€-24k€-1k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-27k€-4k▲
Amounts payable17/49€80k€57k▼
Amounts payable within one year42/48€80k€57k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€60k€44k▼
Income statement
Code20232024
Non-recurring operating income76A€29€1▼
Remuneration, social security and pensions62€23k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€277€181▼
Other operating charges640/8€789€366▼
Non-recurring operating charges66A€64€13▼
Gross operating margin9900€15k€49k▲
Operating profit (loss)9901€-10k€24k▲
Financial income75/76B€231-
Recurring financial income75€231-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-11k€22k▲
Income taxes67/77-€63
Profit (loss) for the period9904€-11k€22k▲
Profit (loss) for the period to be appropriated9905€-11k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-4k▲
Profit (loss) brought forward from the previous period14P€-16k€-27k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 78 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 184 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2021
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue DELI XL 26530 ThuinGround area
240 m²
Building footprint
124 m²
Volume, LiDAR
1,284 m³
2 parcels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
TP IMMO Concept
since 20212.329.821.026
TP IMMO CONCEPT
since 20232.345.220.567
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392C0162/00Z006indicative | Wallonia | 150 m² | 1 · 72 m² | 10.1 m · 3 fl. |
| 52021D0264/00F000 | Wallonia | 90 m² | 1 · 52 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PARISSE IMMO
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VRS IMMO
BE 0676.805.919
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CENTRAL PARK ANTWERP
BE 0725.505.362
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DC PROJECTEN
BE 0657.978.516
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
68110Buying and selling of own real estate
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.