ToyChamp Belgium
ActiveSummary
ToyChamp Belgium has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.85M and a net result of €788k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-17
Solvency60▼-9
Growth83▼-2
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.77 in 2024; short-term debt: 63.4% and cash: 0.4% of total assets), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
21 d early
2023
on the day
2022
34 d early
2021
11 d late
2020
26 d late
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€55.47M▼ 3.1%
2024 · €57.22M
2018: €17.07M
2019: €24.34M
2020: €31.84M
2021: €34.54M
2022: €38.46M
2023: €41.67M
2024: €57.22M
2018 → 2025
EBIT margin
2.3%▼ 2.9pp
2024 · 5.2%
2018: 3.9%
2019: 2.4%
2020: 4.9%
2021: 5.6%
2022: 0.9%
2023: 3.3%
2024: 5.2%
2018 → 2025
Net result
€788k▼ 64.7%
2024 · €2.23M
2018: €559k
2019: €571k
2020: €1.32M
2021: €1.63M
2022: €474k
2023: €1.30M
2024: €2.23M
2018 → 2025
Working capital
€12.86M▲ 7.4%
2024 · €11.98M
2018: €8.51M
2019: €9.50M
2020: €10.50M
2021: €11.88M
2022: €10.16M
2023: €11.00M
2024: €11.98M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€34.54M-€38.46M▲ 11.3%€41.67M▲ 8.4%€57.22M▲ 37.3%€55.47M▼ 3.1%
Equity€12.01M-€10.66M▼ 11.2%€11.51M▲ 8.0%€12.79M▲ 11.1%€12.85M▲ 0.4%
Operating result€1.93M-€341k▼ 82.4%€1.38M▲ 306%€3.00M▲ 117%€1.29M▼ 57.1%
Net result€1.63M-€474k▼ 71.0%€1.30M▲ 174%€2.23M▲ 71.8%€788k▼ 64.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37.18M
Fixed assets
€737k ▼ 54.8%
Current assets
€36.45M ▲ 32.2%
Equity and liabilities €37.18M
Equity
€12.85M ▲ 0.4%
Debt
€24.33M ▲ 48.4%
Debt's share of the balance-sheet total rises from 56.2% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.38M▼
2024 · €3.27M
Cash flow
€883k▼
2024 · €2.50M
Current ratio
1.55▼
2024 · 1.77
Quick ratio
1.13▲
2024 · 0.84
Debt to equity
1.89▲
2024 · 1.28
ROE
6.1%▼
2024 · 17.4%
ROA
2.1%▼
2024 · 7.6%
Interest coverage
4.45▼
2024 · 13.33
Debt ≤ 1 year
€23.58M▲
2024 · €15.58M
Debt > 1 year
€373k▼
2024 · €503k
Income taxes
€285k▼
2024 · €972k
Staff costs
€633k▼
2024 · €1.89M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 79 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29.19M€37.18M▲
Fixed assets21/28€1.63M€737k▼
Tangible fixed assets22/27€1.63M€737k▼
Plant, machinery and equipment23€1.62M€693k▼
Furniture and vehicles24€14k€44k▲
Financial fixed assets28€135€135=
Other financial fixed assets284/8€135€135=
Amounts receivable and cash guarantees285/8€135€135=
Current assets29/58€27.56M€36.45M▲
Stocks and contracts in progress3€14.41M€9.87M▼
Stocks30/36€14.41M€9.87M▼
Goods purchased for resale34€14.41M€9.87M▼
Amounts receivable within one year40/41€10.90M€25.06M▲
Trade receivables40€6.90M€22.41M▲
Other amounts receivable41€4.00M€2.65M▼
Cash at bank and in hand54/58€1.64M€158k▼
Deferred charges and accrued income490/1€611k€1.36M▲
Equity and liabilities
Total equity and liabilities10/49€29.19M€37.18M▲
Equity10/15€12.79M€12.85M▲
Contributions10/11€269k€269k=
Capital10€269k€269k=
Issued capital100€269k€269k=
Reserves13€11.24M€11.24M=
Non-distributable reserves130/1€27k€27k=
Legal reserve130€27k€27k=
Tax-exempt reserves132€494k€494k=
Distributable reserves133€10.72M€10.72M=
Profit (loss) carried forward14€1.28M€1.33M▲
Amounts payable17/49€16.40M€24.33M▲
Amounts payable after more than one year17€503k€373k▼
Financial debts170/4€503k€373k▼
Credit institutions173€503k€373k▼
Amounts payable within one year42/48€15.58M€23.58M▲
Current portion of amounts payable after more than one year42€124k€235k▲
Financial debts43€3.00M€6.62M▲
Credit institutions430/8€3.00M€6.62M▲
Trade debts44€7.84M€13.67M▲
Suppliers440/4€7.84M€13.67M▲
Taxes, remuneration and social security45€2.82M€2.08M▼
Taxes450/3€2.51M€2.01M▼
Remuneration and social security454/9€312k€64k▼
Other amounts payable47/48€1.80M€985k▼
Accrued charges and deferred income492/3€310k€381k▲
Income statement
Code20242025
Operating income70/76A€60.04M€59.40M▼
Turnover70€57.22M€55.47M▼
Other operating income74€2.81M€3.93M▲
Operating charges60/66A€57.04M€58.12M▲
Goods for resale, raw materials and consumables60€48.19M€52.15M▲
Purchases600/8€52.36M€52.54M▲
Change in stocks: decrease (increase)609€-4.18M€-386k▲
Services and other goods61€6.37M€4.68M▼
Remuneration, social security and pensions62€1.89M€633k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€273k€95k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€157k€432k▲
Other operating charges640/8€152k€123k▼
Operating profit (loss)9901€3.00M€1.29M▼
Financial income75/76B€730k€330k▼
Recurring financial income75€611k€330k▼
Income from current assets751€78k€77k▼
Other financial income752/9€533k€253k▼
Non-recurring financial income76B€118k-
Financial charges65/66B€527k€544k▲
Recurring financial charges65€387k€499k▲
Debt charges650€246k€310k▲
Other financial charges652/9€141k€188k▲
Non-recurring financial charges66B€140k€45k▼
Profit (loss) for the period before taxes9903€3.20M€1.07M▼
Income taxes67/77€972k€285k▼
Taxes670/3€972k€286k▼
Tax adjustments and reversals of tax provisions77-€1k
Profit (loss) for the period9904€2.23M€788k▼
Profit (loss) for the period to be appropriated9905€2.23M€788k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.08M€2.07M▼
Profit (loss) brought forward from the previous period14P€849k€1.28M▲
Transfer to equity691/2€849k-
To other reserves6921€849k-
Profit to be distributed694/7€950k€735k▼
Return on contributions (dividend)694€950k€735k▼
Social balance
Average headcount (FTE)908746.720.3▼
The notes to these accounts (54 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €2.23M ▲71.8%
Operating result €3.00M, net result €2.23M, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €474k ▼71%
Net result drops to €474k, the lowest in the series; recovery starts the following year.
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · consolidated · 26 days late
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · consolidated · 11 days late
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Equity above €10MEq €10.74M ▲14.1%
3 profitable years in a row build equity to €10.74M.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 13 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Calvarieberg 53740 Bilzen-HoeseltGround area
18.5 ha
Building footprint
8.8 ha
Volume, LiDAR
345,071 m³
13 parcels, Flanders · tallest building 40.2 m, ±6 floors. Linked by address, not a title deed.
13 establishment units
Troisdorflaan 17, 3600 Genk
since 20012.100.302.101
ToyChamp
since 20042.138.737.855
ToyChamp
since 20042.138.737.954
ToyChamp
since 20072.164.275.975
ToyChamp
since 20072.164.276.173
ToyChamp
since 20242.356.084.765
Show 7 more locations
ToyChamp
since 20242.356.084.666
ToyChamp
since 20242.356.084.171
ToyChamp
since 20242.356.084.270
ToyChamp
since 20242.356.084.369
ToyChamp
since 20242.356.084.567
Calvarieberg 5, 3740 Bilzen-Hoeselt
since 20262.389.150.580
ToyChamp
since 20262.388.490.584
13 parcels
Flanders
13
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0085/00D000 | Flanders | 7.3 ha | 1 · 4.2 ha | 40.2 m |
| 71304E0735/00X015 | Flanders | 3.1 ha | 1 · 6,708 m² | 11.1 m · 3 fl. |
| 23057C0046/00T000 | Flanders | 2.9 ha | 1 · 1.5 ha | 11.8 m · 3 fl. |
| 42006E0181/00K000 | Flanders | 1.3 ha | 1 · 6,079 m² | 12.0 m · 2 fl. |
| 46382B0730/00G000 | Flanders | 9,019 m² | 1 · 1,691 m² | 10.8 m · 2 fl. |
| 71306G0035/00S077 | Flanders | 8,095 m² | 1 · 4,010 m² | 9.1 m · 3 fl. |
| 44062B0009/00C003 | Flanders | 5,214 m² | 1 · 2,566 m² | - |
| 24101D0128/00S004 | Flanders | 4,704 m² | 1 · 3,093 m² | 8.2 m · 2 fl. |
| 73042B0339/00K002 | Flanders | 3,856 m² | 1 · 2,371 m² | - |
| 13373L0144/00P000 | Flanders | 3,478 m² | 1 · 1,836 m² | 8.4 m · 2 fl. |
| 45502A0491/00F000 | Flanders | 2,997 m² | - | - |
| 71353F0044/00R000 | Flanders | 1,607 m² | 1 · 1,586 m² | 34.0 m · 6 fl. |
| 11422C0193/00D002indicative | Flanders | 616 m² | 1 · 581 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 12
12 of 13 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 375 EUR awarded · 375 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 375 EUR | 375 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
11 sitesAntwerpen2.356.084.270
Dendermonde2.356.084.765
Geel2.164.275.975
Genk2.100.302.101
Show 7 more sites
Genk2.164.276.173
Gent2.356.084.567
Lokeren2.356.084.369
Oudenaarde2.356.084.666
Sint-Truiden2.138.737.954
Tielt-Winge2.356.084.171
Zaventem2.388.490.584
Dual-learning approval
5 endedWinkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Aanvuller (so)
Winkelbediende (so)
Legal Entity Identifier
549300N5NX71OBK5KR50
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Of 2,102 companies in sector 47640 we hold annual accounts for 906. 53 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47640Retail sale of games and toys
46493Wholesale trade
46497Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
8 entriesWebsite:www.toychamp.be
E-mail:info@toychamp.be
Phone:089241815
Fax:089694459
Phone:014/59.40.15
Phone:089/61.25.37
Fax:089.50.26.37
Phone:+3289241815