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TOUT UN FROMAGE !

Active
Private limited companyfounded 2023active for 3 yearsSteenweg op Waver 732, 1040 Etterbeek, BelgiumKBO/BCE: BE 0802.095.572
Summary

The computed 12-month bankruptcy probability of TOUT UN FROMAGE ! is 1.5% (moderate). The 2025 annual accounts show negative equity (-€1,074) and a net result of €906. Its solvency ranks better than 22% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 25-05-2023 Normal situation
Activity
Retail trade NACE 47271and 2 others
Establishment unit
2.345.359.238 1040 Etterbeek, since 25-05-2023
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
Shareholders

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€15,066
▼ 8.6%
Turnover
≈ €250,000
estimated
Profit
€906
Equity
-€1,074
▲ 45.8%
Total assets
€83,181
▲ 3.2%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityFounded in 2023Negative equity -€1,074Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.89, cash €26,896Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 24+1
equity -1.3% of total assets
Liquidity 59+6
short-term debt 61.0% · cash 32.3%
Profitability 52+28
return on assets 1.1%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 2.7% 01-2025: 3.0%▲ +0.3 percentage points vs 12-2024 02-2025: 2.9%▼ -0.1 percentage points vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 3.1%▲ +0.2 percentage points vs 03-2025 05-2025: 3.3%▲ +0.2 percentage points vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025highest value 07-2025: 1.7%▼ -1.6 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.6%▼ -0.1 percentage points vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.89 (0.79 in 2024), below 1. Short-term debt is 61% and cash 32.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 65% on liquidity, 38% on profitability and 85% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.89, cash €26,896
NBB · annual accounts
raises risk · Negative equity -€1,074
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 22774 sector peers (2025).
NBB · sector comparison
Position among 22774 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 33 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1,074 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: Florent Thomas MEILLE (director)
All 4 events

Comparable companies

These companies have the same main activity as TOUT UN FROMAGE !: retail trade (NACE 47271). They are comparable in size and age: total assets between €37,200 and €126,000, founded between 2020 and 2024.

CompanyTotal assetsGross margin
TOUT UN FROMAGE ! Etterbeek€83,181€15,066
L'AFFINE BOUCHE Liège€78,904€22,360
LECHALET Ath€64,190€14,393
d’Hofstede Roeselare€62,002€10,523
Verbruwel Beringen€83,643€33,556
Fromagerie des Essarts Charleroi€125,708€31,893
Creme Supreme Middelkerke€37,214€12,779
Full comparison

Key facts about TOUT UN FROMAGE !

What is the company number of TOUT UN FROMAGE !?
The company number of TOUT UN FROMAGE ! is 0802.095.572. The VAT number is the same number with BE in front: BE 0802.095.572.
Where is TOUT UN FROMAGE ! based?
The registered office is at Steenweg op Waver 732, 1040 Etterbeek.Company details
What does TOUT UN FROMAGE ! do?
According to the KBO register, the main activity is retail trade (NACE 47271).
What is the legal form of TOUT UN FROMAGE !?
The legal form of TOUT UN FROMAGE ! is Private limited company (BV).
When was TOUT UN FROMAGE ! founded?
TOUT UN FROMAGE ! was founded on 25-05-2023.
Is TOUT UN FROMAGE ! still active?
Yes, TOUT UN FROMAGE ! is an active enterprise in the KBO register.
What is the turnover of TOUT UN FROMAGE !?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €15,066 and 94 comparable companies (NACE 472). It probably lies between €120,000 and €530,000. It is a rough estimate.Financials
Is TOUT UN FROMAGE ! profitable?
In financial year 2025, TOUT UN FROMAGE ! made a profit of €906.
Where can I find the annual accounts of TOUT UN FROMAGE !?
TOUT UN FROMAGE ! filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOUT UN FROMAGE ! due?
TOUT UN FROMAGE ! must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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