d’Hofstede
ActiveThe computed 12-month bankruptcy probability of d’Hofstede is 2.6% (moderate). The 2024 annual accounts show equity of €44k and a net result of €13k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 26056 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +30 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 2.75 in 2023), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
27 d late
2022
46 d late
2021
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 43.8%
2023 · €30k
2021: €14k
2022: €32k
2023: €30k
2021 → 2024
Total assets
€54k▲ 26.3%
2023 · €43k
2021: €50k
2022: €49k
2023: €43k
2021 → 2024
Net result
€13k
2023 · €-2k
2021: €13k
2022: €18k
2023: €-2k
2021 → 2024
Working capital
€38k▲ 81.9%
2023 · €21k
2021: €-2k
2022: €17k
2023: €21k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€14k-€32k▲ 123%€30k▼ 5.2%€44k▲ 43.8%
Operating result€17k-€24k▲ 39.6%€-391€15k
Net result€13k-€18k▲ 37.1%€-2k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €391 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€6k▼ 41.4%
Current assets
€48k▲ 45.5%
Equity and liabilities €54k
Equity
€44k▲ 43.8%
Debt
€10k▼ 18.1%
The debt ratio falls from 28.3% to 18.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2023 · €9k
Cash flow
€15k▲
2023 · €8k
Solvency
81.6%▲
2023 · 71.7%
Current ratio
4.88▲
2023 · 2.75
Quick ratio
4.88▲
2023 · 2.75
Debt / equity
0.23▼
2023 · 0.40
ROE
30.5%▲
2023 · -5.5%
ROA
24.9%▲
2023 · -3.9%
Interest coverage
173.15▲
2023 · 77.93
Debt
€10k▼
2023 · €12k
Debt ≤ 1 year
€10k▼
2023 · €12k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€43k€54k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Land and buildings22€855€3k▲
Plant, machinery and equipment23€288-
Furniture and vehicles24€8k€3k▼
Current assets29/58€33k€48k▲
Amounts receivable after more than one year29€18k€31k▲
Other amounts receivable291€18k€31k▲
Amounts receivable within one year40/41€4k€5k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€43k€54k▲
Equity10/15€30k€44k▲
Contributions10/11€2k€2k=
Reserves13€29k€42k▲
Distributable reserves133€29k€42k▲
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€213€272▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€2k▼
Other operating charges640/8€690€1k▲
Gross operating margin9900€10k€18k▲
Operating profit (loss)9901€-391€15k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€117€97▼
Recurring financial charges65€117€97▼
Profit (loss) for the period before taxes9903€501€16k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-2k€13k▲
Profit (loss) for the period to be appropriated9905€-2k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€13k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
31-12
Financial
Highest result since 2021net €18k ▲37.1%
Operating result €24k, net result €18k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.26
Current ratio from 0.91 to 2.26; short-term debt falls from €26k to €13k.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogleedsesteenweg 3428800 RoeselareGround area
1,133 m²
Building footprint
375 m²
Volume, LiDAR
3,299 m³
2 parcels, Flanders · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
d'Hofstede
since 20212.319.296.724
Kazen Loobuyck by d'Hofstede
since 20262.385.575.339
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0654/02M000 | Flanders | 984 m² | 1 · 228 m² | 8.0 m · 2 fl. |
| 31334B0371/00A000 | Flanders | 149 m² | 1 · 147 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesKnokke-Heist2.385.575.339
Roeselare2.319.296.724
Similar companies · same sector, comparable size
MOHA RETAIL
BE 0780.439.135
Antwerpen · Eq €44k
TAYSIR
BE 0793.545.221
Ronse · Eq €44k
NADAYA
BE 0707.709.525
Antwerpen · Eq €44k
EMG RETAIL
BE 0777.805.980
Tervuren · Eq €44k
Marelle
BE 0448.270.058
Scherpenheuvel-Zichem · Eq €44k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47271Retail trade
47241Retail sale of bread and pastry (bakery outlets)
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.