Tout Bien
ActiveSummary
The annual accounts of Tout Bien for fiscal year 2025 show a net loss of 458% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-374k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 105 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency25▼-33
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.41 against 1.52 in 2024; short-term debt: 66.9% and cash: 80.1% of total assets), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
-23.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-374k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
1 d early
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7k▼ 91.1%
2024 · €82k
2022: €35k
2023: €5k
2024: €82k
2022 → 2025
Total assets
€1.57M▲ 537%
2024 · €246k
2022: €159k
2023: €192k
2024: €246k
2022 → 2025
Net result
€-374k▼ 67.8%
2024 · €-223k
2022: €10k
2023: €-17k
2024: €-223k
2022 → 2025
Working capital
€430k▲ 424%
2024 · €82k
2022: €35k
2023: €6k
2024: €82k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€35k-€5k▼ 85.9%€82k▲ 1,574%€7k▼ 91.1%
Operating result€14k-€-13k€-215k▼ 1,559%€-365k▼ 69.7%
Net result€10k-€-17k€-223k▼ 1,189%€-374k▼ 67.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €365k in 2025 against €215k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€88k ▲ 1,384%
Current assets
€1.48M ▲ 516%
Equity and liabilities €1.57M
Equity
€7k ▼ 91.1%
Debt
€1.56M ▲ 851%
Debt's share of the balance-sheet total rises from 66.7% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-353k▼
2024 · €-213k
Cash flow
€-363k▼
2024 · €-221k
Current ratio
1.41▼
2024 · 1.52
Quick ratio
1.39▲
2024 · 1.15
ROA
-23.9%▲
2024 · -90.9%
Interest coverage
-36.63▼
2024 · -25.91
Debt ≤ 1 year
€1.05M▲
2024 · €158k
Debt > 1 year
€500k
Income taxes
€12▲
2024 · €0
Staff costs
€80k
A ratio outside any meaningful range has been withheld (balance sheet total €1.57M, equity €7k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€246k€1.57M▲
Fixed assets21/28€6k€88k▲
Intangible fixed assets21-€11k
Tangible fixed assets22/27€6k€74k▲
Plant, machinery and equipment23€5k€22k▲
Furniture and vehicles24€758€52k▲
Financial fixed assets28-€4k
Current assets29/58€240k€1.48M▲
Stocks and contracts in progress3€58k€17k▼
Stocks30/36€58k€17k▼
Amounts receivable within one year40/41€72k€183k▲
Trade receivables40€45k€152k▲
Other amounts receivable41€26k€31k▲
Cash at bank and in hand54/58€109k€1.25M▲
Deferred charges and accrued income490/1€1k€23k▲
Equity and liabilities
Total equity and liabilities10/49€246k€1.57M▲
Equity10/15€82k€7k▼
Contributions10/11€313k€613k▲
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-240k€-615k▼
Amounts payable17/49€164k€1.56M▲
Amounts payable after more than one year17-€500k
Financial debts170/4-€500k
Amounts payable within one year42/48€158k€1.05M▲
Financial debts43€1k€4k▲
Credit institutions430/8€1k€4k▲
Trade debts44€90k€259k▲
Suppliers440/4€90k€259k▲
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9-€9k
Other amounts payable47/48€64k€773k▲
Accrued charges and deferred income492/3€6k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€80k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€709
Other operating charges640/8€975€1k▲
Gross operating margin9900€-212k€-271k▼
Operating profit (loss)9901€-215k€-365k▼
Financial income75/76B€162€300▲
Recurring financial income75€162€300▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€-223k€-374k▼
Income taxes67/77€0€12▲
Profit (loss) for the period9904€-223k€-374k▼
Profit (loss) for the period to be appropriated9905€-223k€-374k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-240k€-615k▼
Profit (loss) brought forward from the previous period14P€-17k€-240k▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
23-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 21/01/2026
- Registered-office move, Akkerstraat 12, 9090 Melle
2025
31-12
Financial
Weakest financial yearnet €-374k
Net result drops to €-374k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Akkerstraat 129090 Merelbeke-MelleGround area
3,781 m²
Building footprint
207 m²
Volume, LiDAR
1,289 m³
Parcel 44402B0154/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tout Bien
since 20212.323.051.119
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402B0154/00L000 | Flanders | 3,781 m² | 1 · 207 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 29,250 EUR awarded · 29,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,500 EUR | 4,500 EUR |
| 2024 | 2 | 0 EUR | 24,750 EUR |
| 2023 | 2 | 24,750 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerelbeke-Melle2.323.051.119
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BRERIK
BE 0836.344.391
Temse · Eq €6,590
Brasserie des Comines
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Sprimont · Eq €6,560
Of 730 companies in sector 11050 we hold annual accounts for 352. 160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
11050Manufacture of beer
46349Wholesale of beverages, general range
11010Manufacture of beverages
47120Other non-specialised retail sale
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.