Tout Bien

Active

Private limited companyfounded 20215 yrs activeAkkerstraat 12, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0774.733.852

Summary

The computed 12-month bankruptcy probability of Tout Bien is 1.9% (moderate). The annual accounts of Tout Bien for fiscal year 2025 show a net loss of 458% of the equity at the start of that year. The 2025 annual accounts show equity of €7,313 and a net result of -€374,398. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 127 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Tout BienActiveChecked score 54/100

Risk analysis Report Compare

Activity

Manufacture of beer

NACE 11050Wholesale of beverages, general range NACE 46349

1 site

Size

€1.6mtotal assets 2025

Staff: 1.8 FTE
Equity: €7,313
Loss: -€374,398

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.9%

Structure

Largest shareholder: Bockhold · 17.23%
Board: 1 member

Accounts 15 d early2 of 6 deeds read

Why 54- 2 changes of registered office in 24 months- Loss of €374,398, the second in a row (FY 2025)+ Sector Manufacture of beverages (NACE 11)+ Liquidity: current ratio 1.41, cash €1.3mShow the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 35% of its sector peers (NACE 11, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 25-33

equity 0.5% of total assets

Liquidity 64-2

short-term debt 66.9% · cash 80.1%

Profitability 0=

return on assets -23.9%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (546 companies)

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● 0.0% vs 11-2024lowest value 01-2025: 0.4%▲ +28.8% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.5%▲ +1.6% vs 03-2025 05-2025: 0.4%▼ -1.5% vs 04-2025 06-2025: 0.4%▼ -19.5% vs 05-2025 07-2025: 0.4%▲ +3.9% vs 06-2025 08-2025: 0.5%▲ +37.2% vs 07-2025 09-2025: 0.5%▼ -1.2% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%▲ +3.0% vs 01-2026 03-2026: 0.5%▲ +1.9% vs 02-2026 04-2026: 2.0%▲ +282% vs 03-2026 05-2026: 2.1%▲ +4.1% vs 04-2026 06-2026: 2.1%▲ +1.4% vs 05-2026 07-2026: 2.2%▲ +1.6% vs 06-2026highest value 08-2026: 1.8%▼ -15.4% vs 07-2026 09-2026: 1.8%● 0.0% vs 08-2026 10-2026: 1.9%▲ +0.6% vs 09-2026

2 changes of registered office in 24 months raises the probability
Sector Manufacture of beverages (NACE 11) lowers the probability
Liquidity: current ratio 1.41, cash €1.3m lowers the probability
Loss of €374,398, the second in a row (FY 2025) raises the probability

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.41 against 1.52 in 2024; short-term debt: 66.9% and cash: 80.1% of total assets), and 99.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 11, micro). Better than this share of them on solvency 36%, liquidity 80%, profitability 12%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Sector Manufacture of beverages (NACE 11)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.41, cash €1.3m

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €374,398, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

22232425

2022 to 2025 · latest year -€374,398

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

15 d early

2024

1 d early

2023

1 d early

2022

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

16-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
23-03-26 Registered officeRegistered-office move
26-01-26 Appointment: BVJS (non-statutory director)Permanent representative: Jansen Ben ·…

Key points

Risk: 3 loss-making years in a rowloss fiscal year 2025 -€374,398 View
Caution: Equity fell in 2025from €81,711 to €7,313 ▼ 91.1% View
Caution: Among the weakest 5% on net resultsector median -€6,419 · 127 companies -€374,398 View
New directorlatest change 26-01-2026 · 1 in office 1 joined View
Positive: Always filed on timeaccounts within the deadline every year 4 years View