TOURS BY MARIE
The computed 12-month bankruptcy probability of TOURS BY MARIE is 3.7% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-4k. Its solvency ranks better than 35% of 44 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €33k |
| Net result | €-4k |
| Better than sector | 35% |
| Active | 2 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.6% | 35.0% | |
| Net result | €-4k | €5k | |
| Equity | €33k | €35k | |
| Gross operating margin | €9k | €21k | |
| Total assets | €433k | €106k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €9k |
| Net profit | €-4k |
| Cash flow | €-4k |
| Staff costs | - |
| Income taxes | €206 |
| Dividends | - |
| Total assets | €433k |
| Equity | €33k |
| Debt | €400k |
| of which ≤ 1y | €400k |
| of which > 1y | - |
| Working capital | €32k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.08 |
| Quick ratio | 1.08 |
| Working capital ratio | 7.5% |
| Solvency | 7.6% |
| Debt / equity | 12.12 |
| Long-term debt ratio | - |
| Interest coverage | 0.63 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.9% |
| ROE | -11.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €433k |
| Fixed assets | 21/28 | €539 |
| Tangible fixed assets | 22/27 | €539 |
| Current assets | 29/58 | €433k |
| Amounts receivable within one year | 40/41 | €38k |
| Cash & bank | 54/58 | €393k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €433k |
| Equity | 10/15 | €33k |
| Contributions / capital | 10/11 | €25k |
| Reserves | 13 | €10k |
| Accumulated profits (losses) | 14 | €-2k |
| Amounts payable | 17/49 | €400k |
| Amounts payable within one year | 42/48 | €400k |
| Trade debts payable within one year | 44 | €273 |
| Income statement | ||
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €8k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €-4k |
| Income taxes | 67/77 | €206 |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
| NACE primary | Activiteiten van reisbureaus(79110) |
| Legal form | Private limited company(610) |
| Incorporation | 08-04-2024 |
| Status | Active |
| Postal code | 4710 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63048F0010/00F000 | Wallonia | 2,414 m² | 1 · 484 m² | 12.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
10-04-2024 Incorporation of a new BV
Technical details
{
"notary": {
"name": "Christoph WELING",
"firm_city": null,
"firm_name": null,
"office_city": "Eupen",
"is_associated": false
},
"act_meta": {
"language": "de",
"pub_date": "2024-04-10",
"filing_date": "2024-04-08",
"act_kind_objet": "GRUENDUNG",
"is_private_deed": false
},
"decision": {
"body": "notarieel_alleen",
"act_date": "2024-04-05",
"unanimous": true
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Marie-Elisabeth Offierski",
"niss": null,
"address": "Trotzenburgerweg 54, 4710 Lontzen",
"nationality": null,
"place_of_birth": null
},
"share_class": "A",
"partner_role": null,
"contribution_type": "geld",
"amount_paid_in_eur": 25000.0,
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 25000.0,
"is_anonymous_silent_partner": false
}
],
"voorwerp": {
"full_text": "La soci\u00E9t\u00E9 a pour objet :\n- l\u0027activit\u00E9 d\u0027agent de voyages\n- l\u0027organisation, comme entrepreneur ou sous entrepreneur, et la vente de voyages \u00E0 forfait et de s\u00E9jours \u00E0 forfait, individuels ou en groupe;\n- la vente, en qualit\u00E9 d\u2019interm\u00E9diaire, de voyages \u00E0 forfait et de s\u00E9jours \u00E0 forfaits organis\u00E9s par des tiers, de bons de logement et de bons repas;\n- la vente, en qualit\u00E9 d\u2019interm\u00E9diaire, de billets pour tous moyens de transports;\n- la vente et l\u2019organisation de voyages sur mesure ;\n- la vente de tickets, le transport de personnes dans le cadre de l\u2019activit\u00E9 d\u2019agence de voyages ;\n- la vente de tous les supports ayant trait \u00E0 l\u2019activit\u00E9 du tourisme.\nPlus g\u00E9n\u00E9ralement, la soci\u00E9t\u00E9 pourra s\u0027int\u00E9resser et entreprendre tant en Belgique qu\u0027\u00E0 l\u0027\u00E9tranger, toutes op\u00E9rations industrielles, commerciales ou financi\u00E8res tant immobili\u00E8res que mobili\u00E8res, se rapportant directement ou indirectement \u00E0 son objet ou de nature \u00E0 favoriser celui-ci.\nLa soci\u00E9t\u00E9 peut s\u2019int\u00E9resser par voie d\u2019apport, de fusion, de souscription, d\u2019absorption ou de toute autre mani\u00E8re, dans toutes entreprises, associations ou soci\u00E9t\u00E9s belges et \u00E9trang\u00E8res dont l\u2019objet serait similaire, analogue, connexe ou simplement utile \u00E0 la r\u00E9alisation de tout ou partie de son objet social.",
"is_lucrative": true,
"short_summary": "Activiteiten als reisbureau, organisatie van reizen op maat, verkoop van reizen, verblijven, vervoer en toeristische producten."
},
"governance": {
"organ_kind": "enige_bestuurder",
"n_directors_max": 1,
"n_directors_min": 1,
"representation_clause": "enige bestuurder alleen",
"co_signature_threshold_eur": null
},
"fiscal_year": {
"end_mm_dd": "12-31",
"start_mm_dd": "01-01",
"first_exercise_end_date": "2024-12-31",
"is_prolonged_first_exercise": false
},
"agm_schedule": {
"time": "17:00",
"month": 6,
"rule_text": "der dritte Montag im Juni um 17:00 Uhr"
},
"founding_event": {
"n_shares_total": 100,
"n_share_classes": 1,
"bank_attestation": {
"date": "2024-04-03",
"bank_name": "KBC",
"amount_eur": 25000.0,
"iban_masked": "BE43 3632 6778 4001"
},
"amount_paid_in_eur": 25000.0,
"incorporation_date": "2024-04-05",
"amount_subscribed_eur": 25000.0,
"art_5_8_no_payment_due": false,
"pre_incorporation_activity_from_date": null
},
"subject_company": {
"kbo": "1008.157.721",
"email": null,
"region": "waals_gewest",
"website": null,
"name_full": "TOURS BY MARIE",
"legal_form": "BV",
"name_abbreviated": null,
"zetel_address_raw": "Trotzenburgerweg 54, 4710 Lontzen",
"equity_account_type": "unavailable"
},
"initial_directors": [
{
"kind": "natural_person",
"person": {
"name": "Marie-Elisabeth Offierski",
"address": "Trotzenburgerweg 54, 4710 Lontzen"
},
"via_org": null,
"role_sub": "enige_bestuurder",
"mandate_until": {
"kind": "indefinite",
"value": null
},
"rep_person_name": null,
"additional_roles": [],
"bestuursverbod_checked": false,
"bestuursverbod_check_date": null,
"rep_prior_publication_ref": null
}
],
"co_filed_documents": [
"expedition",
"statuten",
"bankattest"
],
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameDE | TOURS BY MARIE |