Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Loss
- -€52,733
- Solvency
- 0.9%
Total assets▲ 25.2%
Net result
20182025
Tounet
ActiveThe file of Tounet contains 3 judicial reorganisation notices, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 10.0% (high). The 2025 annual accounts show equity of €14,867 and a net result of -€52,733. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 374 sector peers (fiscal year 2025).
Overview
Activity
Personal service activities
NACE 96101NACE 93011NACE 96011
#3 employer in the province of Luxembourg, Personal services sector1 site
Size
€1.6mtotal assets 2025
- Staff
- 40.6 FTE
- Equity
- €14,867
- Loss
- -€52,733
Structure
Accounts filed 38 d late0 of 8 deeds read
Why 32- Reorganisation plan being carried out (approved, Gazette 07-02-2024)- Equity €14,867 (0.9% of total assets)- Latest accounts 38 days late; 2 of the last 3 late- Size: 40.6 FTE, total assets €1.6mShow the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 37% of its sector peers (NACE 96, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
26+26
equity 0.9% of total assets
Liquidity
18+4
short-term debt 74.8% · cash 6.9%
Profitability
56+56
return on assets -3.3%
Bankruptcy probability, 12 months
10.0%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 14.6%
12-2024: 14.6%● 0.0% vs 11-2024
01-2025: 14.6%● 0.0% vs 12-2024
02-2025: 14.6%● 0.0% vs 01-2025
03-2025: 12.8%▼ -12.6% vs 02-2025
04-2025: 13.0%▲ +2.0% vs 03-2025
05-2025: 13.1%▲ +0.5% vs 04-2025
06-2025: 12.9%▼ -1.6% vs 05-2025
07-2025: 11.9%▼ -7.5% vs 06-2025
08-2025: 14.1%▲ +18.5% vs 07-2025
09-2025: 14.3%▲ +1.4% vs 08-2025
10-2025: 21.2%▲ +48.4% vs 09-2025highest value
11-2025: 19.2%▼ -9.7% vs 10-2025
12-2025: 19.2%● 0.0% vs 11-2025
01-2026: 19.2%● 0.0% vs 12-2025
02-2026: 19.4%▲ +1.2% vs 01-2026
03-2026: 17.2%▼ -11.5% vs 02-2026
04-2026: 17.2%● 0.0% vs 03-2026
05-2026: 16.6%▼ -3.3% vs 04-2026
06-2026: 16.5%▼ -0.6% vs 05-2026
07-2026: 16.6%▲ +0.6% vs 06-2026
08-2026: 16.8%▲ +1.4% vs 07-2026
09-2026: 16.6%▼ -1.7% vs 08-2026
10-2026: 10.0%▼ -39.6% vs 09-2026lowest value
- Reorganisation plan being carried out (approved, Gazette 07-02-2024) raises the probabilityWhile the plan runs, the probability is at least 10.0%: the measured failure rate of plans of that age.
- Equity €14,867 (0.9% of total assets) raises the probability
- Latest accounts 38 days late; 2 of the last 3 late raises the probability
- Size: 40.6 FTE, total assets €1.6m raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.5 against 0.51 in 2024; short-term debt: 74.8% and cash: 6.9% of total assets), and 99.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, small). Better than this share of them on solvency 11%, liquidity 8%, profitability 36%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 374 sector peers (2025).
NBB · sector comparisonPosition among 374 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
29 d late
2023
61 d late
2022
31 d late
2021
1 d late
2020
27 d late
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-09-2026Annual accounts filed
- 29-08-2025Annual accounts filed
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Personal service activitiesNACE 96101
- Founded
- 01-01-1968
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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