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TOUCH STONE

Active
Private limited companyfounded 2000active for 26 yearsSchupstraat 9/11, 2018 Antwerpen, BelgiumKBO/BCE: BE 0472.800.467
Summary

TOUCH STONE has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.5m and a net result of €84,668. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 81% of 6,129 sector peers (NACE 46, financial year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€13.8mturnover 2024
Staff
0.9 FTE
Equity
€7.5m
Profit
€84,668
Financial health
89 Excellent Checked score 2024
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 70 days overdue0 of 3 deeds read
Why 89raises riskFigures for financial year 2024 (filed 01-10-2025)lowers riskFounded in 2000Liquidity: current ratio 3.47, cash €4.5mEquity €7.5m (71.4% of total assets)Show the evidence

Checked score

Score 2024
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Strong
Solvency 96+16
equity 71.4% of total assets
Liquidity 88+10
short-term debt 28.5% · cash 42.5%
Profitability 41-15
return on assets 0.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 1.0%▲ +0.6 percentage points vs 12-2024highest value 02-2025: 1.0%● unchanged vs 01-2025highest value 03-2025: 0.3%▼ -0.7 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.2 percentage points vs 09-2025 11-2025: 0.1%▼ -0.6 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.47, compared with 2.2 in 2023; short-term debt: 28.5% and cash: 42.5% of total assets), and 28.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 76% on solvency, 88% on liquidity, 33% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2000
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 01-10-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.47, cash €4.5m
NBB · annual accounts
lowers risk · Equity €7.5m (71.4% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
60 days late
2023
203 days late
2022
31 days late
2021
3 days early
2020
31 days early
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Annual accounts filedfinancial year 2023 · full…
  3. Weakest financial yearnet €84,668 ▼75.9%

Key points

  • Caution: Result fell in 2024from €351,607 to €84,668 ▼ 75.9% View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Positive: Among the best 20% on solvencysector median 42.0% · 6,129 companies 71.4% View
  • Positive: 7 profitable years in a rowprofit 2024: €84,668 7 years View

By topic

Financials

Financial year
2024
Turnover
€13.8m
Profit
€84,668
Solvency
71.4%
Turnover▼ 52.3%
Net result
20232024
Go to Financials

Timeline

Events
28
Since
2002
  1. 31-08-2023Annual accounts filed
  2. 31-12-2022Highest result from 2018 to 2024
  3. 31-12-2022Equity above €5m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
20-09-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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