Skip to content

Totoro

Active
Private limited companyfounded 20242 yrs activeOntvoeringsplein 2, 2800 Mechelen, BelgiumKBO/BCE: BE 1007.782.587
Summary

The computed 12-month bankruptcy probability of Totoro is 5.4% (elevated). The 2025 annual accounts show negative equity (-€89,990) and a net result of -€114,990. Its solvency ranks better than 12% of 14676 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301Full-service restaurants NACE 56101Full-service restaurants NACE 56111
1 site
Size
€121,887total assets 2025
Staff
4.8 FTE
Equity
-€89,990
Loss
-€114,990
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2025
Bankruptcy chance 12 m
5.4%
Structure
Accounts on time1 of 3 deeds read
Why 34- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Negative equity -€89,990- Loss of €114,990 (FY 2025)Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 11% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 0
equity -73.8% of total assets
Liquidity 17
short-term debt 173.8% · cash 13.8%
Profitability 0
return on assets -94.3%
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 4 months 07-2026: 5.6%highest value 08-2026: 5.4%▼ -3.5% vs 07-2026lowest value 09-2026: 5.4%● 0.0% vs 08-2026lowest value 10-2026: 5.4%● 0.0% vs 09-2026lowest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2024 raises the probability for this profile
  • Negative equity -€89,990 raises the probability
  • Loss of €114,990 (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.13; short-term debt: 173.8% and cash: 13.8% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 15%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity -€89,990
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €114,990 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Mees Seppe (director)Director discharge

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€89,990 View
  • Caution: Among the weakest 5% on net resultsector median €4,899 · 14,655 companies -€114,990 View
  • A director leftlatest change 31-12-2025 · 0 in office 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€121,887
Loss
-€114,990
Solvency
-73.8%
Go to Financials

Timeline

Events
2
Since
2026
  1. 31-07-2026Annual accounts filed
  2. 23-03-2026Resignation: Mees Seppe (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
29-03-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.