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Kopvrouw

Active
Private limited companyfounded 2024active for 2 yearsPater Damiaanplein 2, 3000 Leuven, BelgiumKBO/BCE: BE 1007.695.485
Summary

Kopvrouw has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,090 and a net result of €38,090. Its solvency ranks better than 56% of 16,816 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisFollow ReportCompare
KopvrouwActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€106,727total assets 2025
Equity
€39,090
Profit
€38,090
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
2025 accounts 17 days early
Why 65raises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Size: total assets €106,727lowers riskLiquidity: current ratio 1.10, cash €69,075Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 73% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 62
equity 36.6% of total assets
Liquidity 67
short-term debt 63.4% · cash 64.7%
Profitability 100
return on assets 35.7%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 04-2025: 3.9% 05-2025: 3.9%● unchanged vs 04-2025 06-2025: 4.0%▲ +0.1 percentage points vs 05-2025 07-2025: 4.4%▲ +0.4 percentage points vs 06-2025 08-2025: 4.6%▲ +0.2 percentage points vs 07-2025 09-2025: 4.9%▲ +0.3 percentage points vs 08-2025 10-2025: 4.9%● unchanged vs 09-2025 11-2025: 5.3%▲ +0.4 percentage points vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 5.1%▼ -0.2 percentage points vs 12-2025 02-2026: 5.5%▲ +0.4 percentage points vs 01-2026 03-2026: 5.6%▲ +0.1 percentage points vs 02-2026 04-2026: 5.6%● unchanged vs 03-2026highest value 05-2026: 5.6%● unchanged vs 04-2026highest value 06-2026: 5.6%● unchanged vs 05-2026highest value 07-2026: 5.6%● unchanged vs 06-2026highest value 08-2026: 1.5%▼ -4.1 percentage points vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.1, below the usual 1.5; short-term debt: 63.4% and cash: 64.7% of total assets), and 63.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 56% on solvency, 71% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.10, cash €69,075
NBB · annual accounts
raises risk · Size: total assets €106,727
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: VAN HASSEL Nele Paulette…

Key points

  • Positive: Among the best 15% on net resultsector median €4,889 · 16,794 companies €38,090 View
  • Board2 directors in office 2 View
  • Total assets 2025first financial year filed €106,727 View

By topic

Financials

Financial year
2025
Total assets
€106,727
Profit
€38,090
Solvency
36.6%
Go to Financials

Board & ownership

Board
2 members
  • DE VOS Wouter Koen KarelDirector
  • VAN HASSEL Nele Paulette CarlDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
28-03-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Who signs
Two directors jointly
Annual meeting
15 June at 20:00
Purpose
“Horeca in de ruimste zin van het woord; Onderneming voor de uitbating en exploitatie van…” (deed in Dutch)
Go to Articles of association

Key facts about Kopvrouw

What is the company number of Kopvrouw?
1007.695.485. In Belgium the VAT number is the company number with BE in front: BE 1007.695.485.
Where is Kopvrouw based?
The registered office is at Pater Damiaanplein 2, 3000 Leuven.Company details
What does Kopvrouw do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Kopvrouw?
Private limited company (BV).
When was Kopvrouw founded?
On 28-03-2024.
Is Kopvrouw still active?
Yes, Kopvrouw is an active enterprise in the KBO register.
What is the turnover of Kopvrouw?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Kopvrouw profitable?
In financial year 2025, Kopvrouw made a profit of €38,090.
Where can I find the annual accounts of Kopvrouw?
Kopvrouw filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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