ToTo

Active

Private limited companyfounded 20232 yrs activeAntwerpsesteenweg 27, 2390 Malle, BelgiumKBO/BCE: BE 1003.699.976

Summary

The computed 12-month bankruptcy probability of ToTo is 1.9% (moderate). The 2025 annual accounts show equity of €51,853 and a net result of €18,684. Its solvency ranks better than 54% of 20110 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ToToActiveChecked score 60/100

Risk analysis Report Compare

What they do

Retail sale of clothing and accessories for women, men, children and babies (general range)

NACE 47716

1 site

How big

€132,895total assets 2025

Equity: €51,853
Profit: €18,684

Turnover not published (abridged schema)

Financially healthy?

60 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.9%

Who decides

Accounts 1 d early1 of 2 deeds read

Why 60- Young company- Higher-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025

60 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▼-13

Solvency64▲+12

Growth52

Track record82

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 1.53 against 1.34 in 2024; short-term debt: 49.5% and cash: 8.8% of total assets), but 61% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

39%

Return on assets

14.1%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

1 d early

2024

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage