LUCID COLLECTIVE
ActiveThe computed 12-month bankruptcy probability of LUCID COLLECTIVE is 1.9% (moderate). The 2025 annual accounts show equity of €88k and a net result of €41k. Its solvency ranks better than 79% of 159 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+62
Solvency95▲+4
Growth78
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.27 against 2.91 in 2024; short-term debt: 30.3% and cash: 30.8% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
32.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 89.6%
2024 · €46k
2024: €46k
2024 → 2025
Total assets
€126k▲ 78.6%
2024 · €70k
2024: €70k
2024 → 2025
Net result
€41k▲ 17,855%
2024 · €231
2024: €231
2024 → 2025
Working capital
€87k▲ 87.6%
2024 · €46k
2024: €46k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€46k-€88k▲ 89.6%
Operating result€516-€42k▲ 7,952%
Net result€231-€41k▲ 17,855%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 7,952% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€892
Current assets
€125k
Equity and liabilities €126k
Equity
€88k▲ 89.6%
Debt
€38k▲ 57.7%
The debt ratio falls from 34.4% to 30.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k
Cash flow
€42k
Solvency
69.7%▲
2024 · 65.6%
Current ratio
3.27▲
2024 · 2.91
Quick ratio
1.48▼
2024 · 1.80
Debt / equity
0.44▼
2024 · 0.52
ROE
47.2%▲
2024 · 0.5%
ROA
32.9%▲
2024 · 0.3%
Interest coverage
249.99
Debt
€38k▲
2024 · €24k
Debt ≤ 1 year
€38k▲
2024 · €24k
Income taxes
€-30▼
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€126k▲
Fixed assets21/28-€892
Tangible fixed assets22/27-€842
Furniture and vehicles24-€842
Financial fixed assets28-€50
Current assets29/58€70k€125k▲
Stocks and contracts in progress3€27k€68k▲
Stocks30/36€27k€68k▲
Amounts receivable within one year40/41€4k€18k▲
Trade receivables40€4k€18k▲
Cash at bank and in hand54/58€40k€39k▼
Equity and liabilities
Total equity and liabilities10/49€70k€126k▲
Equity10/15€46k€88k▲
Contributions10/11€46k€46k=
Profit (loss) carried forward14€231€42k▲
Amounts payable17/49€24k€38k▲
Amounts payable within one year42/48€24k€38k▲
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Other amounts payable47/48€14k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€334
Other operating charges640/8€238€198▼
Gross operating margin9900€754€42k▲
Operating profit (loss)9901€516€42k▲
Financial income75/76B€22€1▼
Recurring financial income75€22€1▼
Financial charges65/66B€57€168▲
Recurring financial charges65€57€168▲
Profit (loss) for the period before taxes9903€481€41k▲
Income taxes67/77€250€-30▼
Profit (loss) for the period9904€231€41k▲
Profit (loss) for the period to be appropriated9905€231€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€231€42k▲
Profit (loss) brought forward from the previous period14P-€231
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Marcxstraat 151160 OudergemGround area
257 m²
Building footprint
106 m²
Volume, LiDAR
899 m³
Parcel 21002A0165/00V009, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Louis Marcxstraat 15, 1160 Oudergem
since 20242.366.078.834
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0165/00V009 | Brussels | 257 m² | 1 · 106 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Danachibelle
BE 0640.996.091
Asse · Eq €87k
TIARELLI
BE 0441.937.839
Dentergem · Eq €90k
CASTERMANE ET VAN BOGAERT
BE 0423.858.425
Beauvechain · Eq €95k
Seynaeve Brecht
BE 0898.596.914
Roeselare · Eq €101k
Meskens-Staels & Co
BE 0426.759.220
Meise · Eq €70k
Of 542 companies in sector 14299 we hold annual accounts for 105. 74 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
14199Manufacture of wearing apparel
14299Manufacture of wearing apparel
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.lucid-collective.eu