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Total Trading

Active
Private limited companyfounded 20196 yrs activeDriebekenweg 4A, 3680 Maaseik, BelgiumKBO/BCE: BE 0737.756.957
Summary

Total Trading has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,109 and a net result of €3,374. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 32% of 923 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
€221,667total assets 2025
Staff
1 FTE
Equity
€55,109
Profit
€3,374
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 1 d early0 of 2 deeds read
Why 69- Liquidity: current ratio 1.44, cash €2,233- Founded in 2019+ Sector Employment activities (NACE 78)+ Size: total assets €221,667Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 30% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 50=
equity 24.9% of total assets
Liquidity 14+1
short-term debt 69.2% · cash 1.0%
Profitability 31+4
return on assets 1.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,354 companies)
Last 24 months 11-2024: 0.5%lowest value 12-2024: 0.5%● 0.0% vs 11-2024lowest value 01-2025: 0.6%▲ +8.2% vs 12-2024 02-2025: 0.6%▲ +9.7% vs 01-2025 03-2025: 0.6%▼ -1.6% vs 02-2025 04-2025: 0.6%▲ +3.8% vs 03-2025 05-2025: 1.2%▲ +83.5% vs 04-2025 06-2025: 1.2%▲ +2.5% vs 05-2025highest value 07-2025: 1.1%▼ -3.9% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%● 0.0% vs 08-2025 10-2025: 1.1%● 0.0% vs 09-2025 11-2025: 1.1%▼ -5.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.2%▲ +5.7% vs 12-2025 02-2026: 1.1%▼ -8.2% vs 01-2026 03-2026: 1.0%▼ -4.1% vs 02-2026 04-2026: 1.1%▲ +5.6% vs 03-2026 05-2026: 0.6%▼ -44.8% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%▼ -1.0% vs 09-2026
  • Sector Employment activities (NACE 78) lowers the probability
  • Liquidity: current ratio 1.44, cash €2,233 raises the probability
  • Founded in 2019 raises the probability for this profile
  • Size: total assets €221,667 lowers the probability for this profile
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.42 in 2024; short-term debt: 69.2% and cash: 1% of total assets), and 75.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 35%, liquidity 10%, profitability 22%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Employment activities (NACE 78)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 1.44, cash €2,233
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €221,667
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
2 d late
2021
2 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 1 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €3,374
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20255 fiscal years filed €221,667 View
  • Active since 2019founded 18-11-2019 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€221,667
Profit
€3,374
Solvency
24.9%
Total assets▲ 5.2%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 30-04-2027
  1. 29-04-2026Annual accounts filed
  2. 30-09-2025Back to profit
  3. 29-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
18-11-2019
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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