PAYA HR

Active

Private limited companyfounded 2018active for 8 yearsRollegemkerkstraat(Rol) 64, 8510 Kortrijk, BelgiumKBO/BCE: BE 0704.899.988

Summary

PAYA HR has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,448 and a net result of €3,780. Its solvency ranks better than 76% of 375 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

PAYA HRActiveChecked score 94/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

1 site

Size

≈ €150,000turnover 2025, estimated

Equity: €153,448
Profit: €3,780

Turnover estimated from the gross margin

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Jana ROOBROEKDirector

2025 accounts 154 days early1 of 2 deeds summarised

Why 94lowers riskLiquidity: current ratio 6.76, cash €63,943Sector: Employment activities (NACE 78)Equity €153,448 (56.6% of total assets)Figures for financial year 2025 (filed 27-11-2025)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 53% of its sector peers (NACE 78, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 82

equity 56.6% of total assets

Liquidity 79

short-term debt 4.3% · cash 23.6%

Profitability 41

return on assets 1.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)

Last 24 months 11-2024: 1.1%highest value 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.0%▼ -0.1 percentage points vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 0.1%▼ -0.9 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity ample (current ratio 6.76, above the usual 1.5; short-term debt: 4.3% and cash: 23.6% of total assets), and 43.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 59% on solvency, 71% on liquidity and 28% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 6.76, cash €63,943

NBB · annual accounts

Sector: Employment activities (NACE 78)

KBO

Equity €153,448 (56.6% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 27-11-2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-11-2025, 154 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

154 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-11-2025 Annual accounts filedfinancial year 2025 · abbreviated…
26-03-2024 Resignation: Jana ROOBROEK (manager)Appointment: Jana ROOBROEK (director) ·…

Key points

One director decidessole director in office 1 View
Total assets 2025first financial year filed €271,119 View
Active since 2018founded 22-09-2018 8 years View

By topic

Financials

Financial year: 2025
Total assets: €271,119
Profit: €3,780
Solvency: 56.6%

Go to Financials

Board & ownership

Board: 1 member

Jana ROOBROEKDirector

Go to Board & ownership

Timeline

Events: 2
Since: 2024

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Employment placement agenciesNACE 78100
Founded: 22-09-2018
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Annual meeting: Third Friday of January at 17:00

Go to Articles of association

Key facts about PAYA HR

What is the company number of PAYA HR?: 0704.899.988. In Belgium the VAT number is the company number with BE in front: BE 0704.899.988.
Where is PAYA HR based?: The registered office is at Rollegemkerkstraat(Rol) 64, 8510 Kortrijk.Company details
What does PAYA HR do?: According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of PAYA HR?: Private limited company (BV).
When was PAYA HR founded?: On 22-09-2018.
Is PAYA HR still active?: Yes, PAYA HR is an active enterprise in the KBO register.
What is the turnover of PAYA HR?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAYA HR profitable?: In financial year 2025, PAYA HR made a profit of €3,780.
Where can I find the annual accounts of PAYA HR?: PAYA HR filed 1 annual account with the National Bank of Belgium, for financial year 2025.