Financials
- Fiscal year
- 2025
- Turnover
- €145,109
- Profit
- €6,110
- Solvency
- 76.1%
Turnover▲ 74.9%
Net result
20182025
TORRES-L
ActiveSummary
TORRES-L has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,799 and a net result of €6,110. Equity is growing by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Event catering
NACE 56210
1 site
Size
€145,109turnover 2025
- Equity
- €41,799
- Profit
- €6,110
Structure
Accounts 18 d early0 of 4 deeds read
Why 94- Sector Food and beverage service activities (NACE 56)- Size: turnover €145,109, total assets €54,933+ Liquidity: current ratio 4.09, cash €52,351+ Equity €41,799 (76.1% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+3
equity 76.1% of total assets
Liquidity
91+2
short-term debt 23.9% · cash 95.3%
Profitability
68-32
return on assets 11.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 23 months
12-2024: 0.2%
01-2025: 0.2%▼ -10.6% vs 12-2024
02-2025: 0.2%▲ +1.0% vs 01-2025
03-2025: 0.2%▲ +1.5% vs 02-2025
04-2025: 0.2%▲ +6.8% vs 03-2025
05-2025: 0.2%● 0.0% vs 04-2025
06-2025: 0.2%▼ -7.2% vs 05-2025
07-2025: 0.2%▲ +17.6% vs 06-2025highest value
08-2025: 0.2%▼ -29.0% vs 07-2025
09-2025: 0.2%▼ -0.6% vs 08-2025
10-2025: 0.2%▼ -9.4% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.1%▼ -11.0% vs 12-2025lowest value
02-2026: 0.1%▲ +1.5% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.2%▲ +9.4% vs 03-2026
05-2026: 0.2%● 0.0% vs 04-2026
06-2026: 0.1%▼ -7.9% vs 05-2026
07-2026: 0.2%▲ +17.9% vs 06-2026
08-2026: 0.1%▼ -12.1% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 4.09, cash €52,351 lowers the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: turnover €145,109, total assets €54,933 raises the probability for this profile
- Equity €41,799 (76.1% of total assets) lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 4.09 against 3.45 in 2024; short-term debt: 23.9% and cash: 95.3% of total assets), and 23.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 92%, profitability 47%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
24 d early
2023
29 d early
2022
45 d early
2021
30 d early
2020
3 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €12,772
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 13-07-2026Annual accounts filed
- 07-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Event cateringNACE 56210
- Founded
- 30-03-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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